QUESTION:

Name

When do I apply for x husbands benefits?
He turns 62 in March.
asked by Rose1401, 1/30/2012
Categories: Financial Planning for Retirement
ANSWERS:
Answered by: HECM Saver, 01/31/12
Overall Rating: Be the first to rate it.

Hi,

Assuming you are describing Social Security Benefits - here's a quick overview from the SSA site.

If you are divorced, an ex-spouse can receive benefits based on your record (even if you have remarried) if:

Your marriage lasted 10 years or longer;

Your ex-spouse is unmarried;

Your ex-spouse is age 62 or older;

The benefit that your ex-spouse is entitled to receive based on his or her own work is less than the benefit he or she would receive based on your work; and

You are entitled to Social Security retirement or disability benefits.

If you have not applied for retirement benefits, but can qualify for them, your ex-spouse can receive benefits on your record if you have been divorced for at least two years.

If your divorced spouse remarries, he or she generally cannot collect benefits on your record unless their later marriage ends (whether by death, divorce or annulment).

Here's the SSA site: http://www.ssa.gov/retire2/yourdivspouse.htm

You can learn more about claiming spousal benefits on NewRetirement as well:
http://www.newretirement.com/Services/Social-Security-Spousal-Benefits.aspx

Good luck!

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