I hear Florida is a great state to retire in. I am partial to Texas though:) Just an fyi, you can now use an FHA reverse mortgage to purchase a home in any state but Texas for now. A HECM purchase would allow you to keep more of your savings in your saving account and less tied up in your home. Best Regards,Anthony LimonBranch Manager866-640-5722 ext. 126anthony@whyhecm.com