Will we be short changed?

If your husband is receiving Disability, my understanding is that there will NOT be a reduction in YOUR Social Security Retirement Benefits.

However, if your husband is receiving Disability THROUGH Social Security, then that is called Dual Entitlements, and my understanding is that there WILL be a reduction in the combined Social Security Retirement and Disability Benefits.

Your best bet is to call your local Social Security Office and make an appointment to discuss the specifics of your situation with them.

Bring some identification with your photo and with your current address, and any other documentation that you think might help the Social Security Representative to understand your issue and to give you a considered response.

You can also go on the Internet and enter

http://www.ssa.gov/

to read up on information that might help you.

If you are hesitant, bring along a friend who you think might be able to help you explain your situation to Social Security.

It's best make an appointment for the middle of the week and not for the beginning or the end of the month.

the secend one will only get one half of there ss