First, in order to protect yourself from increased amounts of spam, please change your user name from your email address to another name. Your question is difficult to answer without additional detail. In general, most people are advised to delay the start of Social Security for as long as possible as living on fixed government benefits is extremely challenging.Furthermore, health insurance can be a major concern for anyone not yet eligible for Medicare.I am not sure about the details of your situation, but you may want to consult benefitscheckup.com and/or consult with some kind of financial planner.