Early retirement can mean a variety of things:-- Quitting your job before you start Social Security-- Starting Social Security at the first possible opportunity -- age 62-- Quitting your job, but still working in some capacity-- Quitting your job and taking some incentive offered by the company, but looking for work elsewhere-- And more....No matter how you define Early Retirement, it is not advisable for most people -- especially given the current economic situation. Consider the following:-- If you delay the start of Social Security until the maximum retirement age, your monthly benefits wil increase significantly. Learn more about delaying Social Security here:http://www.newretirement.com/Services/Social-Security-Benefits.aspx-- Private health insurance is incredibly expensive. And, seniors are not eligible for Medicare until age 65.-- Amassing adequate income to reliably support yourself until you die -- not knowing when that is of course -- is more difficult than most people realize. This is especially true when you consider the potential for inflation and other financial uncertainties.Learn more about the risks of retirement planning here: http://www.newretirement.com/Planning101/Financial_Risks.aspxWorking past your retirement age can be quite fulfilling. Explore reasons to work here:http://www.newretirement.com/Services/Working_In_Retirement_Reasons.aspxThe financial meltdown underway currently in the United States should make anyone pause before retiring -- at any age. Learn more about the meltdown and retirement, here:http://www.newretirement.com/Services/FinancialCrisis2008.aspx