Hi Patricia,Getting an RM depends on how old you are and how much equity you have in your house to see if you will qualify. During the application process you'll also talk with a counselor who will talk with you about how you plan to pay for taxes and insurance.You can use our reverse mortgage calculator below and then talk to a licensed professional by submitting an inquiry if you want.https://www.newretirement.com/Services/Reverse_Mortgage_Calculator.aspxGood luck!
Also, to go through the process of getting a reverse mortgage you will need to speak with a reverse mortgage originator or provider. This person will guide you through the preliminary steps, including counseling, home appraisals, inspections, and choice of loan specifics. It is very important to feel comfortable with your lender. Feel free to speak with as many people as you need in order to gain information and feel comfortable. I hope it helps!