65 year old from San Francisco, CA
While there likely are a handful of private or proprietary reverse mortgages still available, almost all of such programs were eliminated as casualties of the credit crunch of 2008. Private financing for reverse mortgages has become nearly impossible to attain, and as a result, nearly all proprietary reverse mortgage programs have been placed on indefinite hiatus.
I am not aware of non-FHA reverse mortgages at this time. I can tell you from years of doing reverse mortgages that even though you may not have been approved with one lender, this does not mean another may not approve you. I have worked with private roads before, and alot of it has to do with the title company and lender you use. Feel free to contact me.
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**All above answers are provided as general information only. No warranty is made regarding the fitness or accuracy of the information provided in this answer. You should seek advice from a licensed CPA, attorney or CERTIFIED FINANCIAL PLANNER™ as to your unique financial situation.