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69 year old from Houston, TX
Assuming that you are refering to Social Security, I'm afraid that your information is inaccurate. 62 is the minimum age for you to receive social security benefits. Even then, you would receive a reduced quantity of benefits as you would not yet have reached your "Full Retirement Age" of between 65 and 67.
Withdrawing money from a tax-advantaged retirement account such as an IRA is fraught with very stern penalties if done before the age of 62, though if you are willing to meet the penalties, you can do so. Generally though, most financial planners do not recommend doing so.
**All above answers are provided as general information only. No warranty is made regarding the fitness or accuracy of the information provided in this answer. You should seek advice from a licensed CPA, attorney or CERTIFIED FINANCIAL PLANNER™ as to your unique financial situation.