Retirement News, Information and Guidance

retirement work

Retired Boomers Going Back to Work: It is Not About the Money!

Today, more people are continuing to work at some capacity during retirement compared to past generations. And the reasons—as well as the benefits—leading Americans back to the labor force in what’s supposed to be their “non-working years” are not entirely money motivated, a recent study finds. Many retired Baby Boomers (Americans born between 1946 and…

Retirement calculator

4 Ways a Retirement Calculator Helps Single Parents

Single parents are powerhouses of efficiency. But one real drawback is that you might spend so much time focusing on providing and holding together the household that your own future gets put on a back burner for later. Kids might need braces, and there’s college on the horizon, too. But you can’t help everyone around…

Plan your retirement

Working with a Financial Counselor to Plan Your Retirement

Alexis Schroeder is a 22-year-old fitness, finance and travel blogger. She writes about saving money while living a healthy, adventurous life in her 20s. Steve Douglas once said, “Your future is always more valuable than today,the sooner you realize that, the better.” With that in mind, working with a financial counselor to plan your retirement…

Choosing a financial advisor is a big decision.

How Much Should I Save for Retirement? Average Savings Rates for Every Age

Keeping your retirement savings on track helps you meet your retirement goals. That seems like a very simple concept, and in a way it is. But living with that plan every day isn’t quite so simple. Why You Need to Save for Retirement More than 1/3 of Americans don’t have a retirement plan to speak…

healthy retirement

5 Ideas for Finding the Fountain of Youth in Retirement

A happy retirement is a healthy one. And health is usually considered a youthful trait. So are happiness and youth unattainable in retirement? Hardly. It just takes a different approach than it might for someone in their 20s. Retirement doesn’t have to mean slowing down and getting soft in the middle. You can help preserve…

long term care

What You Don’t Know About Aging WILL Kill You (and Make You Bankrupt As Well…)

Older Americans continue to be in the dark when it comes to the cost and risk of needing long-term care, new research shows. Long-term care is a range of services and support for your personal care needs, explains the official Medicare website. Medicare is the federal health insurance program for people who are 65 or…

Reverse Mortgage

The New Retirement Plan That Banks Don’t Want Seniors Knowing

You may be surprised to find out how much money seniors can receive through a Reverse Mortgage. Still unknown to many, this brilliant retirement method is helping senior citizens across the country by eliminating their monthly mortgage payments and putting cash in their bank account through what’s called a “Reverse Mortgage Loan”. You can bet…

retirement investments

Expert Says to Avoid These Three Investments for Retirement Savings

By the time you hit retirement you should be able to kick up your feet, go on that vacation you’ve always wanted, or buy that dream house—not stress over your financial portfolio. While there are many fantastic financial tools that can help ensure a fruitful retirement, there are also certain investments that may cause more…

retirement

Ideas for a House Rich and Cash Poor Retirement

Going into retirement we plan for unexpected emergencies, we hope the economy improves, we tighten up our belts if need be, but mostly we sacrifice. We sacrifice our finances for our children’s futures, we sacrifice our health and relationships for the benefit of our careers and ultimately our employers, and we sacrifice the most precious…

Retirement Crisis

Who to Blame for the Retirement Crisis?

A whopping 86% of Americans feel there is a retirement crisis upon them, and many have little faith in the government to help. How big is the crisis? Who is to blame?  What can we do to protect ourselves? How Big is the Crisis? So, how many people are truly financially unprepared for retirement?  The…