Retirement News, Information and Guidance

reverse mortgage facts

14 Important Reverse Mortgage Facts

Many people are aware of reverse mortgage loan options due to the ongoing advertising campaigns and celebrity endorsements of these products. But do you know your reverse mortgage facts? With all of the buzz about retirement financing options today, it can be difficult to distinguish between complete and incomplete information about the reverse mortgage products…

grateful retirement

Be Thankful for As You Near Retirement — It Improves Health and Happiness

Whether you have saved enough money to feel secure about retirement or not… There is still plenty to be thankful for. In fact, as you get older, your ability to feel grateful also increases. Research indicates that as you get older, gratitude and other positive feelings come easily.  As we age, we seem to…

Annuity calculator

How Retirement Calculators Maximize Your Retirement Income

Planning for retirement income sure is different from what it seemed to be a few generations ago. Pensions are practically nonexistent now, but employer-sponsored 401(k) and personal IRA options help you create your own. Counting on Social Security to pay the bills isn’t the wisest idea any either, but it is still an important component…

retirement planning

4 Easy Steps to Help You Plan for Long Term Care and a Better Retirement

Between taxes, inflation, job loss and longevity, you have enough to worry about to ensure your money will last after you leave the workforce. But you probably didn’t know that the biggest risk to manage during the Golden Years is planning for health care costs. Even if you’ve talked with a financial planner, you might…

retirement plan

Make Sure Your Retirement Plan is Ready to Slide into Home Plate!

Financial planning for retirement starts sliding into home plate after 50. If you’re lucky, you’ve spent a lifetime preparing for it. You’ve maxed out your tax-deferred investment options, amassed some good, dependable investments, curbed spending, kept debt manageable, and created a sizable nest egg to provide a comfortable retirement income. Not everyone has that benefit,…

reverse mortgage

What is Your Retirement Financial Contingency Plan?

Most Americans have contingency plans in case something goes wrong: a flashlight in the g box in case of an auto emergency, or a generator in the garage should the power go out for an extended period of time. If you are like most people, you probably have a spare tire in your car in…

retirement plan

Don’t Let Your Financial Attitude Ruin Your Retirement Plans

When it comes to retirement planning, everyone’s goal is pretty much the same: save enough so that you may live comfortably in your non-working days. But for a majority of Americans, this is easier said than done. While Americans do place goals like having a secure retirement high on their list of financial priorities, their…

retirement travel

7 Questions to Ask if Retirement Travel is Part of Your Future

Who hasn’t dreamed about walking away from a lifetime of punching the clock, packing a bag, and seeing the world? Retirement travel isn’t just for the rich and famous, and you’re certainly not restricted to the Continental U.S. Some of the most average of people visit faraway destinations, but they don’t get there just by…

Pros and cons of annuities

Suze Orman Talks Annuities Pros and Cons

When it comes to investing, there is no right answer for everyone. Financial guru, Suze Orman warns those saving for retirement that taking action based on finance myths can get you into trouble when reality sets in. As the economic climate begins to change, so will the way that people need to save for retirement….

Retirement plan

Retire a Millionaire on $35? Dave Ramsey’s Retirement Plan

Is it really possible to retire a millionaire by investing just $35 a week? Money management expert and financial author, Dave Ramsey seems to think so! Those who don’t have an abundance of disposable income may find it hard to save for retirement. Whether you are making minimum wage or have hit a few unexpected…