Retirement News, Information and Guidance

Plan for retirement

12 Lifestyle Blogs That Help You Imagine a Happy and Healthy Retirement

There’s certainly no shortage of retirement blogs, but many, if not most of them focus on financial matters. That’s important, but not everything in retirement revolves around money. That’s like saying once you retire, you’re only interested in saving money, keeping money, investing money and worrying about – you guessed it – money. But not…

Annuities pros and cons

Annuities Pros and Cons: Are they More Good than Bad?

There appear to be only two annuities camps: Those who love them, and those who hate them. It’s not that cut and dried, though. Any investment has its pros and cons. The same applies to annuities, and there might be one that suits your retirement plan perfectly. If you’re thinking about expanding your retirement portfolio,…

Retirement investing

Retirement Investing: What You Don’t Know About 401ks Can Hurt You

How well do you know your 401(k) plan? If you’re like many Americans, you know more about your health insurance than this retirement savings device. Although your health is important, so is your retirement income to enjoy your good health later in life. Retirement investing takes a lot of forms, and an employer-sponsored 401(k) could…


Have You Considered Cohousing or Housesharing in Retirement?

Don’t expect baby boomers to rely on traditional options when it comes to retirement. Individuals and couples are feeling freer than ever to design their retirement to meet their desires and dreams. They want retirement choices to empower them to do what they most want to do and keep their own priorities front and center….

Retirement Income

4 Tips for Creating Retirement Income Streams

Americans are living longer than ever. That’s great news as older adults have more opportunities to enjoy their families and enrich their communities. But for many Americans, concerns regarding outliving their funds in retirement linger.  Having revenue streams to meet expenses for as long as you live is a significant concern. Nearly half (46%) of…

reverse mortgage

Why Does The Government Limit How Much Money You Can Get from Reverse Mortgages?

Reverse mortgages offer older homeowners a way to tap home equity to meet financial needs in retirement. The government-insured reverse mortgage program has undergone major changes in the last few years to better protect borrowers, including one that limits how much money borrowers can get in the first year of the loan. What?!?!??? How limited…

types of reverse mortgages

How Many Types of Reverse Mortgages Are There?

If you’re around retirement age, you’ve probably seen commercials or other ads for reverse mortgages. They’re often talked about as a means to increase cash flow by tapping into home equity in retirement. Because they have historically been available for people who are 62 and older (with a few exceptions available today, depending on the…

retirement jobs

Jobs for Seniors — How to Find Them

Working as long as possible is a recommended retirement strategy for almost everyone. There are so many benefits to working as long as possible and they are not only financial.  Working keeps you young, happy and healthy. However, it can be difficult for an older person to find a job. A study by the Government…

save for retirement

Easy Ways to Save Money for Retirement

Are you saving all you can for retirement? We all know we have to do it.   But, the reality is that saving is hard. However, if you don’t save for retirement, you are likely to run out of money as you age. Easy Ways to  Save Money for Retirement It can sometimes feel like you…

how much money do i need

What Happens if I Really Do Run Out of Money in Retirement?

If you are worried about running out of money in retirement, you are not alone.  Running out of money is the main concern of most people in or approaching retirement. And, there is VERY good reason to be concerned — VERY concerned. According to a detailed report by the Employee Benefit Research Institute (EBRI), many…