What is Consumption Smoothing? And, Why Is It Important if You Want Long Term Financial Stability? April 18, 2024byKathleen Coxwell While most people do short term consumption smoothing, you really need it for your future financial security. Read more about What is Consumption Smoothing? And, Why Is It Important if You Want Long Term Financial Stability?
The Best Investments to Achieve Your Retirement Goals April 18, 2024byKathleen Coxwell The best retirement investments depend entirely on you and your goals. Here are 18 great opportunities for you to consider. Read now! Read more about The Best Investments to Achieve Your Retirement Goals
9 Ways to Overcome the Terror of Spending Your Retirement Savings April 18, 2024byKathleen Coxwell Uneasy about watching that retirement nest egg get smaller month after month? Don’t worry. Use these 9 tips to overcome your fear of retirement spending. Read more about 9 Ways to Overcome the Terror of Spending Your Retirement Savings
15 Common Roth Conversion and Savings Mistakes People Make April 11, 2024byKathleen Coxwell There are a lot of potential Roth IRA mistakes to be made: 1) Not doing it, 2) Not knowing the rules, 3) Timing, 4) Poor planning, 5) Overlooking spouse… and more! Read more about 15 Common Roth Conversion and Savings Mistakes People Make
What’s Your Why? How to Set Life Goals and Create a Financial Plan for Achieving Them April 11, 2024byKathleen Coxwell Is your long-term financial goal all about your money? You are missing the point. Learn to consider your why, what’s important to you. Read more about What’s Your Why? How to Set Life Goals and Create a Financial Plan for Achieving Them
12 Reasons to Retire Early: Why You Should Retire at 62 (or Before) April 4, 2024byKathleen Coxwell If you’re wondering whether retiring at 62 (or earlier) is the right thing to do, click here for 12 reasons why you really should go for it. Read more about 12 Reasons to Retire Early: Why You Should Retire at 62 (or Before)
What You Need to Know About Social Security and Taxes April 4, 2024byKathleen Coxwell Yes. You might pay taxes on Social Security. Learn what to expect (federal, state and work penalties) and explore ways to reduce the expense. Read more about What You Need to Know About Social Security and Taxes
Average Inheritance: How Much Are Retirees Leaving to Heirs? April 4, 2024byKathleen Coxwell Explore average inheritance numbers. Find out if you can you afford retirement and a financial legacy and get tips regarding what to leave behind. Read more about Average Inheritance: How Much Are Retirees Leaving to Heirs?
Financial Problems and Stress: Understand if You Have a “Leaky Ceiling” or a “Muddy Puddle” and Make Better Decisions March 28, 2024byKathleen Coxwell Explore how can you make better decisions by categorizing your financial problems as either a muddy puddle or a leaky ceiling. Read more about Financial Problems and Stress: Understand if You Have a “Leaky Ceiling” or a “Muddy Puddle” and Make Better Decisions
The Behavioral Finance Revolution: How Daniel Kahneman Redefined Personal Financial Decision-Making March 28, 2024byKathleen Coxwell Daniel Kahneman made profound contributions to behavioral finance and likely to how you manage your money. Read more about The Behavioral Finance Revolution: How Daniel Kahneman Redefined Personal Financial Decision-Making
Retirement Crisis? Maybe, But the Reality is that Most People Will Retire Happily and Be Just Fine March 26, 2024byKathleen Coxwell Many of us are terrified of jumping into retirement. We read about the retirement crisis and worry about our own finances, but millions of people retire every year and report feeling great about their lives. Is it possible that you should Keep Calm and Retire On? How Worried Do You Need to Be About the… Read more about Retirement Crisis? Maybe, But the Reality is that Most People Will Retire Happily and Be Just Fine
Stoic Wisdom: 6 Key Insights to Make You Happier Today and Wealthier in the Future March 21, 2024byKathleen Coxwell There is surprising buzz around Stoicism, an ancient Greek philosophy. See how Stoic wisdom can help you achieve financial wellness. Read more about Stoic Wisdom: 6 Key Insights to Make You Happier Today and Wealthier in the Future
24 Ways to Cut Costs for Retirement March 20, 2024byKathleen Coxwell Reducing expenses is a good way to deal with inflation. Here are 24 tips to make it a little easier to cut costs. Read more about 24 Ways to Cut Costs for Retirement
Money Dysmorphia: How to Trade Uncertainty with Financial Confidence March 14, 2024byKathleen Coxwell The numbers of people experiencing money dysmorphia are rising. Find out about this condition and what to do about it. Read more about Money Dysmorphia: How to Trade Uncertainty with Financial Confidence
Behavioral Finance: 16 Easy Ways to Outsmart Your Brain for More Wealth and Security March 7, 2024byKathleen Coxwell Behavioral finance can show you how to be happier, wealthier and achieve a better retirement. Explore 16 rules of thumb for a better future. Read more about Behavioral Finance: 16 Easy Ways to Outsmart Your Brain for More Wealth and Security
Average Retirement Spending: Will You Spend More or Less Once You Retire and How Does that Compare to Other Retirees? March 7, 2024byKathleen Coxwell Average retirement spending for those over 65 is $48,872 a year. See average spending in specific categories and how to project your own needs. Read more about Average Retirement Spending: Will You Spend More or Less Once You Retire and How Does that Compare to Other Retirees?
How to Determine the Best U.S. State for Your Retirement February 29, 2024byKathleen Coxwell Explore 10 things to think about – lifestyle and financial factors – when considering the best state for retirement. Read more about How to Determine the Best U.S. State for Your Retirement
Which Are the Most Tax Friendly States for Retirees 2024? February 29, 2024byKathleen Coxwell Are you in a tax friendly state for retirees? Explore the best states for taxes and review the income and sales tax rates in all 50 states. Read more about Which Are the Most Tax Friendly States for Retirees 2024?
Understanding How Concepts of Time Impact Your Financial Plans February 19, 2024byKathleen Coxwell Explore how different philosophical and cultural definitions of time can provide insights into your financial decision-making process. Read more about Understanding How Concepts of Time Impact Your Financial Plans
32 Mostly Unbreakable Rules of Personal Finance February 18, 2024byKathleen Coxwell Managing money can seem complicated. Personal finance Rules make navigating your choices simpler. Read more about 32 Mostly Unbreakable Rules of Personal Finance
New Features: More Accurate Ways to Model Your Paycheck Deductions and Employer Contributions to Savings February 15, 2024byKathleen Coxwell We have significantly improved your ability to model paycheck deductions and employer contributions to savings. Read more about New Features: More Accurate Ways to Model Your Paycheck Deductions and Employer Contributions to Savings
Average Retirement Age: Most People Are Working Longer than You Might Think February 14, 2024byKathleen Coxwell The average retirement age is… Find out and discover how to determine when you can securely retire… Age 50? 62? 75? Read more about Average Retirement Age: Most People Are Working Longer than You Might Think
Nope. Most Retirees Don’t Want to Go Back to Work February 12, 2024byKathleen Coxwell Do retirees have an obligation to work? Are the benefits of a retirement job worth it? Many say no way. Read more about Nope. Most Retirees Don’t Want to Go Back to Work
The No Regret Retirement: Make Sure You Are Happy with the Big Decision February 8, 2024byKathleen Coxwell You don’t want to and can’t afford to get retirement wrong. Here are tips to make sure you are ready, willing and able to have a retirement without regrets. Read more about The No Regret Retirement: Make Sure You Are Happy with the Big Decision