Retirement Planning News, Information and Guidance

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Massive Number of Retirees to Put Pressure on Funding Retirement – Are You Prepared?

If you’re approaching retirement age, you’re in good company—millions of boomers are right there with you. In the next few decades, one out of every five Americans will have reached or surpassed Social Security’s “full retirement age” of 65, according to the most recent U.S. Census data release. “Between 2012 and 2050, the United States…

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How Interest Rates Can Have a Big Impact on Your Retirement

Falling interest rates can often signal a negative impact on a long-term retirement portfolio, as a lower rate environment means less money saved for retirement. But low rates can also have a silver lining for retirees, especially when it comes to reverse mortgages. The Federal Reserve has been keeping downward pressure on interest rates post-recession in…

2014! New Year Resolutions for Your Retirement!

As the New Year begins, it is the traditional time to set goals for improving your life. Here are a few resolution recommendations for anyone at or around retirement age: • Create a Retirement Plan: Contrary to popular wisdom, most people enter retirement without much of a long term plan. However, it is critical that…

How 2014 Can Better Your Finances

Financial Forecast and Tips for Strengthening Your Retirement into 2014 2013 has been a year of financial recovery. Housing prices have rebounded in many locations, unemployment has improved and the stock market is robust. While the forecast for 2013 is – as always – not completely clear, this is a good time to assess your…

How the Wealthy Become, And Stay, Wealthy

Is Frugality the Key to Wealth? Media Post Blogs, October 18th, 2013 As a general statement, there seems to be an explosion of new dollar stores popping up across the country.  It seems that they’re almost as easy to find as a Starbucks these days.  Which raises the question, are there enough people who shop…

Baby Boomers Entering Retirement

Time for Baby Boomers to Grow Up USA Today, October 21st, 2013 As hard (and in some cases, as depressing) as it may be to believe, many of the people from the so called “Baby Boomers” era are turning 65.  And “Boomer” or not, many seniors are having a tough time making the transition from…

Learning About the Economy

Understanding How the Economy Works www.economicprinciples.org, September 22, 2013 Almost everyone is aware of how important it is to make a financial plan for your future.  And in most cases, it’s not just your future, but the future of you and your family, and for some, your business.  And while financial planning is a many-headed…

Free Online Course to Teach You About Retirement Finances

Masters Course in Finance Available Online The New York Times, October 11th, 2013 Most of us could potentially benefit in any number of ways from going back to school.  The biggest motivation to do this for the majority of us would probably be to make more money.  But if you’re not ready to enroll for…

Retirement Planning Options

Staying Ahead of Retirement Planning Stress www.caring.com, September 17, 2013 It’s been a long road of building a life for yourself from the ground up, but it’s behind you now and you’re finally ready to start planning for your retirement.  But what does that entail?  Do you get to just stay at home, put your…

Rising Interest Rates and Your Retirement…

Interest rates have started to increase off record low levels. Some see this as good news – higher interest rates can mean a better return for retirees with fixed income investments. Others see this as bad news – higher interest rates can mean higher mortgage rates – making housing and other debt more expensive. The…