Retirement Planning News, Information and Guidance

Planning for retirement

Planning for Retirement: The Unique Challenges Facing Baby Boomers

Baby boomers are a a generation of firsts. You were the first to attend integrated schools, the first to take birth control pills and the first to bring feminism to the cultural forefront. You are also the first modern generation to largely manage your own retirement investments and the first generation without widespread access to pensions….

How much is enough concept

Retirement Income: How Much Do I Need for Retirement?

Most retirement experts advise that retirees plan on securing 100 percent of their pre retirement income for retirement — though annual spending may decrease as retirees age. However, many pre-retirees are not nearly as prepared for retirement as they had hoped—and by no fault of their own. The economic crisis, housing crash and market downturn…

4 goals

Retirement Financial Planning for Baby Boomers: The Top 4 Goals

The 2008 recession and financial crisis deteriorated American baby boomers’ confidence in retirement planning, spurring a shift in their financial goals related to their later years. And while the ability for baby boomers to reach their goals should improve with the recovering economy, not everyone is confident about realizing their priorities in retirement. Only one-third,…

Planning for Retirement

Planning for Retirement: Top 4 Things Retirees Wish They Would Have Done Differently

Many retirees complete their last day of work only to find they can’t afford to live comfortably. Looking back, they point to clear planning for retirement steps they could have taken that would have made a dramatic impact. Fifty-seven percent of retirees look back on the years before retirement and wish they had done more…

Online Retirement Calculator

4 Reasons to Use an Online Retirement Calculator Today

You want to plan your retirement, but you are probably having some trouble getting started. Here are 4 reasons why an online retirement calculator is a great way to get off the dime and make a better future for yourself: 1. No Judgements, No Negative Feedback When you use an online retirement calculator, no one…

Retirement Planning

The Top 5 Reasons Why People Avoid Planning for Retirement

  It is not like you don’t WANT to plan for retirement, right? There are real reasons that make planning for retirement difficult. Taking the first step toward retirement planning might seem like pursuing a major lifestyle change — it sounds intimidating, and you may not know where to start. But there are easy first…

African American Patriot with flag

Retirement Planning Strategies for Veterans

Veterans and service-members approaching retirement age may need to take a slightly different strategy to financial planning relative to their civilian counterparts, factoring in time spent in the service, pensions, and other available benefits. Career military servicemembers who serve 20 or more years are eligible for a pension that includes annual cost of living adjustments…


When Can I Retire? 6 Questions to Help You Know: “At What Age Can I Retire?”

It is a question we all ask – often: When can I retire? The skies are blue outside your cubicle, office politics are tough, you are just tired and you daydream of retirement. However, the reality of deciding at what age can you retire — and retire securely — is tricky. The average retirement age…


The Best Retirement Plan: Retire Like a European Socialist in the U.S.A

While the USA is considered one of the best countries in the world in terms of living standards and quality of life, it doesn’t rank quite as high when it comes to retirement. Believe it or not, it’s the Socialist European countries who have the most secure retirements. However, we’ll show you how to emulate…


The Top 5 Overlooked Retirement Costs; Do Not Be Taken by Surprise

Research indicates that retirees are not confident that they are well enough prepared for retirement. A recent Lincoln Financial Group study reports that 53% of retirement age respondents are worried about not having enough money. So, how can you put your worries to rest? For many retirees, it may be too late to save a…