Retirement Planning News, Information and Guidance

Retirement software

Expert Interview with Marc Des Rosiers About Retirement Software

Retirement for Baby Boomers and subsequent generations will look much different than it did for our parents and grandparents. Due to lifestyle changes and advances in medicine, Baby Boomers have a much longer life expectancy than previous generations. In fact, it’s increased more than six years since 1980, says Marc Des Rosiers, fellow of the…

Retiree

Best States to Retire for Taxes: Tax Rates by State

Looking for a great place to retire, or wondering if the state where you live will make life a bit easier? Ten states in particular strive to make life less expensive on retirees by lightening the tax burden. Of those, we’ve selected the top 5 to show how they stack up. None of these states…

Retire

Baby Boomers Retiring: The Big Difficulties Facing This Generation

Baby boomers are retiring in droves. According to the Pew Research Center, the oldest members of the baby boomer generation came into retirement age in 2011, and for the next 19 years, 10,000 more boomers will turn 65 each day. The baby boomer generation faces unique challenges as they approach retirement. Unlike their parents, most…

How to plan retirement

How to Plan Retirement When You Don’t Really Have a Plan

How to plan for retirement?  It is a question a lot of people ask, but not as many answer. Planning for retirement isn’t easy — and if you’re like most people, you’re probably putting it off.  A recent survey by Wells Fargo found that only 69 percent of middle class respondents aged 40-59 (the prime…

Retirement Income Planning is Not Out of Reach

Retirement Income Planning: Americans Want Lifetime Income but Are Not Sure How to Get It

Eighty-four percent of Americans say having a guarantee of monthly income for the rest of their lives is important to them, yet nearly half (44%) are unsure if their current retirement plan offers them the option of receiving a monthly paycheck in retirement, a new study shows. In addition, having guaranteed money every month to…

Retirement

Retirement Planning: The Emotional Toll of Transitioning to Retirement

Like any other transition, retirement presents some unique challenges. Though retirement is a major life stage, there isn’t often much discussion about the emotional impact these changes can have on a person. In the end, preparing yourself emotionally for retirement can be just as important as financial preparation. Emotional Adjustment in Retirement Most people spend…

iStock_000020373297_Small

The Best Retirement Plans: 41 Tips for a Healthy, Wealthy and Happy Retirement

Think retirement is about sitting with your feet up and watching the rest of the world whiz by? Possibly, but many people think retirement and plan for embarking on one of life’s greatest adventures. This is the time to do what you want with the experience-laden good sense to appreciate it. Having the best retirement…

Retirement planning

Why Retirement Planning is Different for Women

It’s relatively common knowledge that women tend to have a longer life expectancy than men. But the common knowledge is also backed up with data. According to the Social Security Administration, a man who is 65 years old today can expect to live to 84.3 years. But a woman who is 65 can expect to…

Retirement calculator

The 5 Best Retirement Calculators

Retirement planning has never been more complicated. But then again, it’s never been so simple. With so many changes in the economy and uncertain times ahead, you might think you need a degree in finance to get it right. But fortunately, there’s a tool called the retirement calculator that helps clear the murky water. A…

Retire

Retirement Travel: 9 Concrete Ways to Make Your Dreams a Reality

Retirement seems to be the universal time to think about traveling extensively, but travel can be expensive, especially if you want to cross the oceans. If your retirement funds aren’t as much as you’d like them to be, you might believe that you’re stuck in the same town doing the same things year after year….