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If it's a condo, it needs to be FHA-approved. Hire a Loan Officer that knows the process to get it approved and you'll be able to get a Reverse Mortgage. Seems odd a 3 unit property is a condo. Are you sure it's not a PUD? Even PUD's have Homeowner Associations. And if it's a PUD, you won't have to worry about condo approval. Raymond
**All above answers are provided as general information only. No warranty is made regarding the fitness or accuracy of the information provided in this answer. You should seek advice from a licensed CPA, attorney or CERTIFIED FINANCIAL PLANNER™ as to your unique financial situation.