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According to the Social Security Administration's web site, you can receive benefits based on your ex husband's work history if:
-- Your marriage lasted 10 years or longer;
-- You are unmarried;
-- You are age 62 or older;
-- The benefit you are entitled to receive based on your own work is less than the benefits you would receive on your husband’s work; and
-- Your ex-husband is entitled to Social Security retirement or disability benefits.
If he has not applied for benefits, but can qualify for them and is age 62 or older, you can receive benefits on his work if you have been divorced from him for at least two years.
i retired at 62, his retirement at the time was about the same as mine. social security suggested i take mine. he continued to work til his full retirement age. can i collect from his social security when he applies for social security or can i apply for his social security when i reach full retirement age. were were married 14 years. or is my only option is survivors benefits if he should pass.
**All above answers are provided as general information only. No warranty is made regarding the fitness or accuracy of the information provided in this answer. You should seek advice from a licensed CPA, attorney or CERTIFIED FINANCIAL PLANNER™ as to your unique financial situation.