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  • Thank you. I've been writing and responding to comments and email for many years now. My object is to help people obtain a better retirement to the best of my ability. Of course, I can't see the future any better than anyone else, so readers should keep that in mind. My answers and articles depend on my first hand experiences and things my friends have gone through.

  • Login to rate this answer:   Answered on 7/12/2016
**All above answers are provided as general information only. No warranty is made regarding the fitness or accuracy of the information provided in this answer. You should seek advice from a licensed CPA, attorney or CERTIFIED FINANCIAL PLANNER™ as to your unique financial situation.