• Question
  • Retirement and Family Benefits

    Asked by someone from Lubbock, TX on 4/1/2019

    I am having difficulty understanding how to maximize my retirement decision, especially regarding family benefits.
    I reach full retirement age on November 24.
    I have a spouse who is 42 years of age.
    I have two young boys, 9 and 11 years of age.
    At full retirement, I would receive about $2246 per month.
    My total family benefits cannot be more than $3957 per month
    How might I maximize the amount we could receive per month?
    What is the most income I could receive with a job if I were to retire on November 24?

    Grace & Peace

  • Categories: Spousal and Ex Spouse Benefits, Social Security


  • Steve 


    San Francisco, CA

    Get a FREE phone consultation
    with an advisor. Learn more...
  • Hi Grace,

    We are working on Social Security Optimization now - so this should be possible as part of any integrated plan using PlannerPlus soon.




  • Login to rate this answer:   Answered on 5/13/2019
**All above answers are provided as general information only. No warranty is made regarding the fitness or accuracy of the information provided in this answer. You should seek advice from a licensed CPA, attorney or CERTIFIED FINANCIAL PLANNER™ as to your unique financial situation.