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Most Recent Question and Answer on NewRetirement Answers...

If I take social security at 62 (now) my benefit is $1320. I am receiving a government pension. Will that pension count as income which would increase my benefit if I wait until 66? If not, will my benefit be higher at 66 if I have no income from working during these next 4 years?
Asked by someone from Mesa, AZ on 3/13/2017

There is definitely a benefit for delaying the start of social security. Each year of delay you will get about 6% more for life, and your spouse will similarly benefit from higher spousal benefits and survivor benefits. It gets even better (about 8% per year) after 66 up to 70. Your pension is unlikely to increase your basic benefit. See https://www.ssa.gov/planners/retire/annuities.html. Go to www.ssa.gov to find the exact numbers for your social security number.

Henry Hebeler
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NewRetirement is a new approach for retirement planning – comprehensive, easy, personalized and designed for regular people. We started this company because our own parents needed help with retirement planning and there were not any affordable and trustworthy resources.

NewRetirement’s calculator is designed for anyone who is worried about their retirement – especially people nearing the end of their careers who are in their 50s and 60s. We help people figure out how to draw down their savings as well as think through things like Social Security, income streams, Medicare, work and phased retirement and how to manage debt, expenses and out-of-pocket medical costs to live as securely as possible.

The system puts you in charge of how you want to use your resources so that you can make better decisions about your future.