News, Information and Guidance

Delay Social Security for more income

Deciding when to start drawing Social Security can be one of the toughest decisions that a new or near retiree can make. For most, delaying Social Security is the preferred option — in fact, it may your best investment decision. By Henry Hebeler Henry (Bud) Hebeler is one of the most experienced financial advisors within…

Reverse Mortgages Can Benefit Retirees, Both Wealthy and Not

A recent published article on The Wall Street Journal has explained the nature of reverse mortgage and how it can benefit seniors who are in need of money and those are well off. Some of the benefits are covering expenses for home modifications, repairs, medical expenses or home care, having a reliable credit line and lowering…

Texas Tech Partners with NewRetirement.com

New partnership provides Texas Tech students real-world experience. Written by Callie Jones Texas Tech University’s Personal Financial Planning (PFP) department, housed in the College of Human Sciences, has partnered with NewRetirement.com for a unique opportunity that allows PFP students to answer retirement-related questions asked by users of the site. Students do not give advice pertaining to…

What Happens if You Have a Reverse Mortgage and a Tornado or Other Disaster Destroys Your Home?

The devastation in Oklahoma from the massive tornados is overwhelming. It is a human tragedy with entire neighborhoods flattened. Catastrophes like this serve as an important reminder to make sure you have the proper preparations in place should a natural disaster strike your home. Evacuations plans, emergency supplies and communication protocols are important. Equally important…

NewRetirement & Texas Tech Provide No Cost Access to Financial Planning

“Consumers can ask any question they wish of highly skilled financial experts. They post their questions anonymously and receive their answers free of charge.” NewRetirement & Texas Tech Provide No Cost Access to Financial Planning San Francisco, CA (PRWEB) May 14, 2013   NewRetirement today announced that Texas Tech University’s Personal Financial Planning Department (TTU’s…

What to Do When Your Siblings Are Taking Advantage

“When it comes to caring for your aging parents, do you ever feel like your siblings are putting too much of the responsibility on your shoulders? Whether it’s day-to-day care tasks or paying the bills, if the division of labor is making you angry, it’s time to take action. Find out what the experts advise.”…

The Price is Right! Top Couponing Strategies and Web Sites for the Retired

AARP senior discounts used to be one of the only ways to save money. Now online coupons and discounts can be found on anything and everything and are a great way to save money on retirement expenses. Here are a few of the strategies and sites we think are best. • Search for Specific Discounts:…

Reverse Mortgages and Long Term Care

Your decision to get a Reverse Mortgage should probably involve an analysis of your long term care plans. Research indicates that at least 70 percent of people over 65 will need long term care services at some point in their lives.  Many people secure a Reverse Mortgage in order to fund long term care services…

Retirement Health Costs are Higher than you Think

According to the Center for Retirement Research at Boston College, the above is largely true no matter how high you think they are. A good rule of thumb for estimating health costs in retirement is that Medicare will, on average, cover 60%, while the remaining 40% come out of the retiree’s pocket. Unfortunately, according to…