Janet Berry-Johnson

Janet Berry-Johnson is a CPA and a freelance writer with a background in accounting and insurance. Janet lives in Omaha, Nebraska with her husband and son and their rescue dog, Dexter. Outside of work and family time, she enjoys cooking, reading historical fiction and binge-watching Real Housewives.

Recent posts by Janet

personal finance rules

Break These 5 Personal Finance Rules for a Wealthier and More Secure Retirement

There are two kinds of people: those who follow the rules and those who believe rules are made to be broken. If you fall into the first camp, the following list may cause you a bit of anxiety. Personal finance is full of rules. While some are helpful, others can work against you if they…

lost 401k

Find Lost 401k: How to Find Out If You Have Lost or Forgotten Retirement Accounts

Here is a guide for how to find lost money — a lost 401k or other unclaimed retirement benefits. Finding a lost 401k or other retirement account is more tedious than treasure hunting,but perhaps just as rewarding. A few years ago, I received a strange notice in the mail: a former employer was discontinuing their…

Open Wide! Pursue Dental Care Before You Retire

Your pre-retirement checklist probably includes tasks such as signing up for Medicare, creating a budget and planning an exit from your career. But there’s one important task that you may be forgetting: pursuing dental care before you retire. Dental Care Not Usually Covered by Medicare You may be surprised to learn that, in most states,…

retirement coach

Do You Need a Retirement Coach? 6 Ways a Life Coach Can Help You Have a Better Retirement

You’ve saved money, but are you really ready for retirement? Or, as a particular type of retirement coach might say, “Are YOU READY??!!????” Using a life coach for retirement might sound crazy. But, it’s not. While some people prepare for the financial aspects of retirement, it is not clear how many people develop clear plans…

able to save

8 Ways You Will Be Able to Save BIG: Easily Add Thousands to Your Retirement Account

Retirement savings advice often revolves around the long term: save small amounts on a regular basis over many years, and you will be able to save a sizeable nest egg. But what if you need to make up for lost time? What if you find yourself nearing retirement and just want to give that nest…

best TED Talks

10 Best TED Talks to Help You Have a Better Retirement

You want to have a better retirement. But how do you get there? You could spend hours researching the latest science behind happiness, personal finance and investment theory, and health research. Or you can take a few minutes to watch the best TED Talks related to retirement. With their engaging speakers and easy-to-digest format, even…

saving too much for retirement

Are You Saving Too Much for Retirement? (It’s More Common than You Might Think)

We hear a lot of horror stories these days about people saving too little, but the fact is that some people are actually saving too much for retirement. It is possible to have too much of a good thing… It’s safe to say that my grandfather is one who saved too much because even though…

know about retirement

5 Things No One Tells You about Retirement That You NEED to Know

The plan is simple: work until age 65, then retire and enjoy the good life — golfing, travel, gardening, being a grandparent, and sleeping in. It’s what you’ve been looking forward to for the last forty or so years, but you could be in for big surprises. There are quite a few important issues that…