Kathleen Coxwell

As a founder of NewRetirement, Kathleen is passionate about delivering empowering tools and articles to people who are concerned about retirement. She works with teams of writers and designers to deliver easy to understand information that help you make the right decisions about your financial future.

Recent posts by Kathleen

120 Big Ideas for What to Do in Retirement

You’ve probably spent at least a little time thinking about what to do in retirement. How will you fill your days? Where will you go? What will you do? With whom will you spend time?In retirement, you likely have more options for how to spend your time than ever before. And, you certainly don’t have…

HELOC vs HECM

Taxes After Retirement: 17 Tips for Keeping More of Your Own Money

When it comes to your retirement planning, saving, investing and plotting how to spend your free time are at the top of the list. How much you will have to pay in taxes after retirement may be the last thing on your mind. But not taking the time to look at how retirement taxes will…

state taxes

Retirement Taxes: Which Are the Most Tax Friendly States for Retirees?

Looking for a great place to retire? Or, wondering if the state where you live is too expensive? Property values, cost of living and lifestyle issues are all important considerations when figuring out where to live.  However, don’t forget to think about state taxes. Some states are more tax friendly for retirement than others.  Explore…

retirement bucket strategy

Is a Retirement Bucket Strategy Right for You and Your Money?

Could a retirement bucket strategy make it easier to manage savings after you retire? If you think that managing retirement investments is difficult when you are working, we have some bad news: it gets much harder when you actually retire. Once retired, your investments need to not only grow but also fund your lifestyle, keep…

economic indicator

Economic Indicators: Be Aware, But Why You Don’t Necessarily Need to Care

An economic indicator is information that can suggest what is going on in the economy — is the economy healthy, growing or headed for trouble? Sounds useful, right? Well… maybe… Let’s explore the pros and cons of following economic indicators. Be Aware: The Upsides of Knowing About and Following Economic Indicators Being aware of what is happening…

estate taxes

Estate Taxes: Where You Live is a Big Factor for How Much Your Heirs Will Pay

Estate taxes can take a big bite out of what you leave for heirs — but unless you will be leaving more than $11 million, it is only a major factor in certain states. Currently, the federal estate tax applies only to estates valued at more than $11 million (twice that for married couples). However,…

retirement destination

Three Ways to Afford the Fastest Growing Retirement Destinations

If you’re one of the thousands of Americans approaching retirement, one of your top concerns is probably when to retire. But an accompanying question is where to retire. Realtor.com crunched the numbers and identified the fastest growing retirement destinations. The fastest growing retirement destinations might not be the best place to retire or the best…

what is a health savings account

What is a Health Savings Account? And, Why It Can Be a Great Retirement Savings Option

A Health Savings Account or HSA is a medical savings account that is attached to a high deductible health insurance plan.  It can be a savvy way to save money by reducing your overall medical spending.  It can also have compelling retirement savings benefits.Money can be deferred into an HSA account on a pre-tax basis…

keep calm and retire

Retirement Crisis? Maybe it’s Time to Just Keep Calm and Retire On

Is the Queen right? Is it time to Keep Calm…. and Retire On? Well, considering that the Queen is 92 years old and still working, it is probably not her motto.  But, maybe it should be yours! Many of us are terrified of jumping into retirement. We read about the retirement crisis and worry about…

retirement income 2018

Average Retirement Income 2019: How Do You Compare?

As more and more baby boomers head into retirement, there is a growing conversation about how to generate adequate retirement income from retirement assets. Even with some good economic news, many of us are going to come up short. Retirement income doesn’t grow on trees… But you can make it grow! According to the most…

movies about retirement and aging

Making Sense of Retirement — 74 Great Movies About Retirement and Aging — Updated List 2019!

Movies – like all art forms – can be a great way to explore important themes in your life.  Here is our list of movies related to retirement and aging.  While you should probably do more to prepare for retirement than watching movies — use a retirement calculator or consult a financial advisor for example…

retiring to a holiday inn

Retiring to a Holiday Inn or the High Seas? Unexpected Ways to Afford a Little Help with Activities of Daily Living as You Age

Most of us are going to need some extra support as we age. Cooking, cleaning, running errands and more are called “activities of daily living” and it can be nice to get help with these tasks as you age. Is retiring to a Holiday Inn the answer? Living independently can be extremely difficult as we…

compare annuities

How to Compare Annuity Plans: Choosing the Right Annuity for You

Annuities can be a tricky purchase. You need to compare annuity plans to find the right option for you.  But, there are many different products – fixed annuities, variable annuities, tax-deferred annuities, guaranteed annuities, inherited annuities, equity indexed annuities and more. How do you even begin to go about comparing annuities? Estimate how much income…

8 Ways to Invest in Real Estate for Retirement

Let’s get real about investing in real estate for retirement. Investing of any kind can be complicated at any point in your life. However, investing in or near retirement can be especially arduous. At retirement you need your assets to be relatively free of risk while keeping pace with inflation. In many cases, you need your…

home equity for retirement

How to Use Your Own Home Equity for Retirement Income, Cash, Leverage or a Back Up Plan

If you own a home, it was likely one of the smartest lifelong financial moves you have ever made. In addition to providing a safe haven for living your life, it is also a forced savings account and a hard asset that can appreciate over time. However, did you know that it is also a…

CCRC continuing care retirement community

55+ Communities: What Are Continuing Care Retirement Communities?

The decision to relocate in retirement is huge — especially since you literally have a world of options. You can retire anywhere and into a wide variety of housing types. Live and travel in an RV. Buy a big beach side home. Relocate abroad to financial or lifestyle reasons. Downsize to a small apartment. Buy…

retirement manifesto

What is Your Retirement Manifesto?

A manifesto is a declaration of an individual or group’s intentions and motivations. Most big life events involve some kind of manifesto — whether you call it that or not. Contracts, wedding vows, employment agreements are all declarations of your intent. Retirement is actually an ideal time to write a manifesto. Retirement is your time…

Empty Nest

Empty Nest? Why It’s Still Not So Easy to Fill Up Your Retirement Nest Egg!

So, what type of empty nest parent are you?  Are you: Super proud that they are setting out on their own? Still supporting them financially? Relieved and happy to have more time on your own? Sad and lonely that your children have flown the coop? Guessing that they’ll be back shortly? Shrewdly calculating how much…

The Retirement Switcheroo: 6 Tips to Flip Your Mindset from Saving to Efficient Spending!

Retirement is a big deal and a huge life change. You have a whole new lifestyle and need a very different way of thinking about your money. In fact, your financial mindset needs to get flipped upside down. You need to go from a focus on accumulation (saving, saving, saving) to spending (efficient use and…

retirement calculator with pension

Retirement Calculator Including Pension

While pensions are not nearly as common as they once were, they are a very important part of the retirement plans for many of society’s most valued workers: teachers, police officers, fire fighters and more!  However, it is surprisingly hard to find a reliable retirement calculator including pension. Whether you have a state retirement pension,…

Winter Got You Down? Make a Sunnier Climate a Retirement Reality

Rain. Snow. Sleet. Cold. Once the coziness of winter holidays passes, dark weather can weigh heavily on our psyches.  However, when you retire, you have more freedom to seek and enjoy sunnier or more temperate climates. What’s holding you back? Here are nine tips, tricks and things to consider when thinking about a warmer location…

preparing for retirement

Feelin’ Groovy? Slow Down. Don’t Move Too Fast Preparing for Retirement

It seems that we are “feeling groovy” these days about our retirement prospects. Groovier and groovier over the past few years in fact. The Employee Benefit Research Institute’s (EBRI) retirement confidence survey reports that the percentage of workers who feel very or somewhat confident about having enough money to live comfortably in retirement has been…

types of reverse mortgages

How Many Types of Reverse Mortgages Are There?

Reverse mortgages are often talked about as a means to increase cash flow by tapping into home equity in retirement. But have you heard the full story? Do you know there’s more than one type of reverse mortgage? There are many types of reverse mortgages.Does one open the door to financial security for you? There…

life after retirement

Prepare for Life After Retirement: 4 Ways to Find Meaning and Purpose for this Stage of Life

While we’re in the daily grind of working for a living, we often visualize life after retirement as happy, stress-free relaxation.Getting a little R&R is certainly important, but there is a limit to the amount of napping, puttering around the house and daytime television a person can take. Without a plan for life after retirement,…

stock market correction

How Much Should You Worry About a Stock Market Correction? Numbers and Tips for Weathering a Financial Storm

The past month has seen some wild dips in the stock markets. Nothing yet too terribly miserable for most, but enough to make us jittery. Should we be worried about a stock market correction? The easy answer is yes. After all, investing in the stock market is inherently risky and today’s world feels more unpredictable…