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April 3, 2022
At NewRetirement, we are committed to providing you with tools and services to achieve a more secure future.
We listen to every suggestion and try hard to prioritize what is most important. Recent improvements have included:
Last quarter we rolled out the Build Your NewRetirement Plan class, an 8 week session designed to help you create an accurate plan, gain insight into whether your resources align with your retirement dreams, and get ideas for how you can do better. It was really well received.
We are now adding more in depth thematic classes on 16 different financial planning topics, including: tax planning, portfolio and and asset allocation strategies, building your income plan, and meeting your goals for spending, stewardship, legacy, and asset transfer.
Learn more about the NewRetirement Classroom…
The following updates to the NewRetirement tax modeling may have impacted your projections:
1. State taxes were set to 3% for Free Planner users. (This change does not impact Plus subscribers whose projections are based on the state income tax rate for where you live.)
2. RMD tables were updated with the latest 2022 tax laws.
3. Taxes on Social Security are now more accurately projected on all plans. This change is likely to be noticeable if you are 10 years from retirement and in the middle income range.
Log in to view your tax projections…
Log in now to try different retirement ages…
The NewRetirement Planner now enables you to link your retirement savings to your work income. You can specify a dollar amount, percent of income, and employer matching. This powerful enhancement makes your retirement plan more accurate and easier to maintain.
Try it out…
The NewRetirement Planner was updated to use the latest figures available from the federal government for 2022 federal tax rates, Medicare estimates, and Social Security wage limits, as well as state tax rates.
Log in to see if your projections have changed…
Learn how to create an accurate plan, gain insight into whether our resources align with your retirement dreams, and get ideas for how you can do better.Sign up now…
You can now model a change to your future rates of return for each investment account. This gives you better visibility into future wealth if you plan to decrease (or increase) your investment risk.
Try it now…
You had been waiting for this. All dates in the NewRetirement Planner can now be specified by month. This is a significant enhancement. Your outcomes may be different and your plans will be more accurate.
See how your plan changes when you specify months.
Log in now…
Have you checked out the Help Center the NewRetirement Planner? You will find FAQs, guides, and video tutorials for how to do things in the Planner, and a new video series covering financial fundamentals.Check out the Help Center…
Now, in addition to 1) using the Roth Conversion Explorer and/or 2) modeling Roth conversions in money flows, you can also make fast edits to your documented Roth conversion amounts and immediately review taxable income charts.
Try the Roth Conversion Explorer…Model or update conversions with Money Flows…
Get more control over how your money is modeled by excluding any specific account from drawdowns to cover expenses.
The Planner defaults to taking first from income, followed by tapping accounts in this order: taxable savings, tax-deferred accounts, Roths, then HSAs.
You can now exclude specific accounts from withdrawals. (And, use “Money Flows” to direct money to a specific expense.) It also excludes the account from RMDs and consideration in the Roth Conversion Explorer.
Log in now to model excluding accounts…
For people who want clarity about their choices today and their financial security tomorrow, NewRetirement is a financial planning platform that gives people the ability to discover, design and manage personalized paths to a secure future.
Our goal is to make high quality low cost financial guidance available to everyone. More than 155,000 people representing more than $168 Billion in wealth currently trust the system to make the most of their money and time. The platform can be co-branded or white labeled for partners. Additionally, the company provides API access to companies who wish to embed planning functionality within their own site.
Do it yourself retirement planning: easy, comprehensive, reliable
Take financial wellness into your own hands and do it yourself retirement planning: easy,
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Disclaimer: The content, calculators, and tools on NewRetirement.com are for informational and educational purposes
only and are not investment advice. They apply financial concepts in a general manner and include
hypotheticals based on information you provide. For retirement planning, you should consider other
assets, income, and investments such as equity in a home or savings accounts in addition to your
retirement savings in an IRA or qualified plan such as a 401(k). Among other things, NewRetirement
provides you with a way to estimate your future retirement income needs and assess the impact of
different scenarios on retirement income. NewRetirement Planner and PlannerPlus are tools that
individuals can use on their own behalf to help think through their future plans, but should not be
acted upon as a complete financial plan. We strongly recommend that you seek the advice of a financial
services professional who has a fiduciary relationship with you before making any type of investment or
significant financial decision. NewRetirement strives to keep its information and tools accurate and up
to date. The information presented is based on objective analysis, but it may not be the same that you
find on a particular financial institution, service provider or specific product's site. All content,
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are presented without warranty.