Most Popular Family and Relationships Articles

    The Retirement Calculator for Married Couples (or Any Couple)

    The Retirement Calculator for Married Couples (or Any Couple)

    Retirement planning is complicated.  Retirement planning when you are married — or part of any kind of committed couple — is doubly complicated.  You need to use a retirement calculator for married couples.  Or, a retirement calculator for couples. When you are part of a couple, there are literally double the financial considerations. Furthermore, your ...

    8 Topics to Tackle if You Want to Survive Retirement with Your Spouse

    8 Topics to Tackle if You Want to Survive Retirement with Your Spouse

    Before you got married, you probably discussed where you wanted to live, whether or not you would have kids and your general hopes for the future. Before you bought a house, you and your spouse talked about where would be best, what size home you hoped to acquire and more. Before you had kids, you hopefully discussed ...

    Are You Female or Married to One?  The HUGE Retirement Disadvantage You Will Face

    Are You Female or Married to One? The HUGE Retirement Disadvantage You Will Face

    While there are lots of benefits to marriage, if you are a woman or you are married to one, you face a a huge retirement disadvantage -- a significantly steeper climb toward having adequate retirement savings. A new study from TIAA estimates that in order for two recent college grads to have the same amount of ...

    Is Your Future Bigger Than Your Past? The Surprising Age When Happiness Peaks

    Is Your Future Bigger Than Your Past? The Surprising Age When Happiness Peaks

    You probably looked at your parents' and grandparents' retirement as times of slowing down.  But, if you are in your 50s, 60s and even 70s or 80s, I am willing to bet that is not how you feel about your own future. Now -- the age of retirement -- is an exciting time to restart life ...

    Divorce After 50: Don’t Let ‘Gray Divorce’ Ruin Your Retirement

    Divorce After 50: Don’t Let ‘Gray Divorce’ Ruin Your Retirement

    Gray divorce -- divorce after 50 -- can really cramp your retirement lifestyle. When you say ‘I do,’ your personal finances may not be the first thing on your mind. But the truth is, couples who get married and stay married have benefits that single people simply don’t, such as being able to split up expenses ...

    Boomers Have a Retirement Problem: Boomerang Kids - An Adult Child Living at Home

    Boomers Have a Retirement Problem: Boomerang Kids – An Adult Child Living at Home

    Baby boomers who are still financially supporting their adult children (a group called boomerang kids) are increasingly finding that doing so is keeping them from reaching retirement, a new study shows. In fact, only 21% of baby boomers who support their adult children are retired — compared with 52% of boomer households whose adult children are ...

    Giving Money to Family?  Are You Handing Out More or Less than Average?

    Giving Money to Family? Are You Handing Out More or Less than Average?

    As if saving enough to pay for your own retirement isn't worrisome enough, research from Merrill Lynch and Age Wave suggests that most people over 50 (6 out of 10 in fact) are providing financial support to family members in need -- either on a one off basis or as continuing regular support.  Giving money ...

    The Sandwich Generation Issues: 3 Ways to Alleviate the Stress

    The Sandwich Generation Issues: 3 Ways to Alleviate the Stress

    Many are familiar with the nicknames given to different generations, from the Greatest Generation to the Baby Boomers and Gen Xers. But a growing number of people are now getting acquainted with what’s being called the “Sandwich Generation”—the cohort of Americans who have dependent children along with elderly parents. Members of the Sandwich Generation are typically ...

    Friendships Across Generations: The Powerful Benefits of Younger Pals

    Friendships Across Generations: The Powerful Benefits of Younger Pals

    You have probably read about the perils of loneliness as you age. And, how feeling alone can actually reduce your life span by as much as regular smoking does. However, did you know that some research suggests that it is not just a matter of having relationships, it is also who your friends happen to be.  ...

    Social Security Strategies: 15 Easy Tips for Making the Best Decisions

    Social Security Strategies: 15 Easy Tips for Making the Best Decisions

    Signing up to start Social Security is simple. However, finding the right Social Security strategy for you can be complicated but VERY worthwhile. Here are 15 tips for making the best Social Security decision: Social Security Strategies For Almost Everyone 1. Delay the Start of Benefits for As Long As Possible This Social Security strategy is not true for ...

    How to Fund College Education When You Are Trying to Retire

    How to Fund College Education When You Are Trying to Retire

    College costs can feel overwhelming -- especially if you are trying to retire sometime soon (or even just save for a future retirement). How to fund college education is a critical question and families need to explore all of their options. You are not alone if you are worried about paying for both big expenses -- ...

    4 Ways to Help Your Grandchildren Financially

    4 Ways to Help Your Grandchildren Financially

    Once you have solidified your own retirement plan and have saved enough, you may find yourself wanting to help your grandchildren. You might want to lessen their financial burden by paying for college or reward them for meeting various goals. 1. Gifting Giving money is one way to help your grandchildren. If you are in the financial ...

    Want to Pay for Your Grandchildren's Education? Here’s How to Make it Happen

    Want to Pay for Your Grandchildren’s Education? Here’s How to Make it Happen

    Nearly three-quarters of grandparents think it’s important to help their grandchildren pay for college, according to new research from Fidelity Investments, but the ability to financially contribute to college education requires planning ahead. Many grandparents value college education and believe it’s an important component for providing young people with the best opportunity to succeed, indicates Fidelity’s ...

    Retirement Planning: How to Invest Money from an Inheritance

    Retirement Planning: How to Invest Money from an Inheritance

    Over their lifetimes, baby boomers are estimated to receive inheritances totaling $8.4 trillion — undoubtedly leaving this generation with the question: What should I do with my inheritance money? The answer: Invest in your retirement. While $8.4 trillion might already be on the way, another $3.2 trillion is expected to add to that, when taking into account ...

    Family and Retirement: 5 Reasons Why Your Loved Ones Might Be a Major Risk to Your Retirement Security

    Family and Retirement: 5 Reasons Why Your Loved Ones Might Be a Major Risk to Your Retirement Security

    Saving for retirement can be an incredibly difficult task, especially when your path is filled with hurdles such as job loss, rising inflation and debt. One obstacle you may not think about is your own family. Juggling family commitments makes it hard for many adults to save for their own financial future and forces many ...

    Podcast: Cameron Huddleston -- Mom and Dad, We Need to Talk

    Podcast: Cameron Huddleston — Mom and Dad, We Need to Talk

    Episode 28 of the NewRetirement podcast is an interview with Cameron Huddleston, an award winning personal finance journalist and author, about her experience planning for and caring for aging parents. Her work has appeared in Kiplinger’s Personal Finance, Business Insider, Chicago Tribune, Fortune, Huffington Post, Money, MSN, USA Today and many other publications. A mom ...

    The Best Investments for Children and Grandchildren: Consider a 529 Plan instead of Retirement Plan Withdrawals

    The Best Investments for Children and Grandchildren: Consider a 529 Plan instead of Retirement Plan Withdrawals

    Many grandparents and parents strive to help their children pay for college. But there are smart — and not-so-smart — ways to assist them. The gratification of being a grandparent stems from the ability to help shape another generation, according to an AARP survey of grandparents’ insights and spending habits. Part of this gratification comes from ...

    Do You Want a Retirement Job Caring for Your Grandkids?

    Do You Want a Retirement Job Caring for Your Grandkids?

    You spend most of your adult life planning for retirement. You might also spend a lot of time thinking about one day having grandkids. But what you might not predict is a phone call asking whether you'd be interested in a new job - that of child care provider for the newest family member. Men and ...

    7 Facts About Grandparenting from Leslie Stahl’s New Book

    7 Facts About Grandparenting from Leslie Stahl’s New Book

    Lesley Stahl knows a lot about a many different things.  As a long time journalist -- most notably for "60 Minutes," she has covered Watergate, President Reagan’s assassination attempt, the Gulf War and many of the historic events that have shaped our world. However, of everything she has experienced in her life, becoming a grandmother is ...

    What to Do When Your Siblings Are Taking Advantage

    What to Do When Your Siblings Are Taking Advantage

    "When it comes to caring for your aging parents, do you ever feel like your siblings are putting too much of the responsibility on your shoulders? Whether it's day-to-day care tasks or paying the bills, if the division of labor is making you angry, it's time to take action. Find out what the experts advise." What ...