Retirement News, Information and Guidance

retirement shortfall

How Much of the Global $400 TRILLION Retirement Shortfall Belongs to You?

A massive retirement shortfall is developing — and it is a much bigger problem than your own possible lack of sufficient retirement assets. If you are lucky, your retirement savings can be measured with 6 zeros — meaning you a millionaire and probably well prepared for retirement.  However, most of us measure our retirement savings…

retirement lessons

Powerful Retirement Lessons: Inspiring Quotes from 7 Famous Retirees

Looking for some inspiration for retirement? Check out these retirement lessons that can be gleaned from the quotes of a diverse group of famous older people. The following 7 successful individuals shared wisdom that can help you have a better retirement. They also demonstrated that age is just a number, some of them reaching their…

retirement advice

Retirement Advice: 8 Tips from an 80 Year Old Who Has More Savings Now than When He First Retired

Retirement advice and how it is implemented can have a profound impact on your retirement lifestyle and the estate you might leave behind.  Here Henry K. “Bud” Hebeler outlines concepts that helped him not only achieve a secure retirement but also be better off now than when he first retired. Get more from Bud at…

What is a Reverse Mortgage Line of Credit?

Can a reverse mortgage line of credit provide financial security? A reverse mortgage line of credit is exactly what it says it is… It is a line of credit on a reverse mortgage.  Mmmm… that doesn’t really clear it up at all, does it? Reverse mortgages can be difficult to understand.  We’ll break it down…

financial mistake

The 12 Big Financial Mistakes that Most People Make and 12 Easy Fixes for a Better Future!

All of us can do better when it comes to personal finance.  Here are some relatively easy fixes for 12 common financial mistakes that are probably hurting your lifestyle now and will have a negative impact well into your retirement.  Most of these problems are shared by at least 50% of all Americans. Big Financial…

Bud Hebeler’s 2017 Economic Outlook: 6 Reasons to Plan Conservatively for Retirement

The following on 2017 economic outlook comes to us from Mr. Henry K. “Bud” Hebeler.  Bud has been working with retirees for many years, developed special material for their use, and given numerous seminars on retirement. His current focus is dissemination of sound financial planning information that applies to a wide range of personal investment,…

retirement bucket strategy

Managing Your Retirement Investments: Is a Bucket Strategy Right for You?

Could a retirement bucket strategy make it easier to manage savings after you retire? If you think that managing retirement investments is difficult when you are working, we have some bad news: it gets much harder when you actually retire.  Once retired, your investments need to not only grow but also fund your lifestyle and…

average inheritance

Average Inheritance: How Much Are Retirees Leaving to Heirs?

Many of us would like to leave behind something to our heirs.  But, first things first, we need to fund our own lives in retirement and that can sometimes seem nearly impossible.  This article explores average inheritance numbers.  Do you expect to be above or below average? Average Inheritance in the United States Different studies…

Net Unrealized Appreciation

Net Unrealized Appreciation (NUA): The Tax Smart Way to Handle Company Stock in a Rollover

If you  have company stock in a 401(k), you will want to learn about Net Unrealized Appreciation (NUA) and how to minimize taxes when you rollover these funds to an IRA. Should You Rollover? Once you leave a job, or reach age 59 ½ you have the option to move your 401(k) into an Individual…

best TED Talks

10 Best TED Talks to Help You Have a Better Retirement

You want to have a better retirement. But how do you get there? You could spend hours researching the latest science behind happiness, personal finance and investment theory, and health research. Or you can take a few minutes to watch the best TED Talks related to retirement. With their engaging speakers and easy-to-digest format, even…