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Retirement Savings and Investments

Saving for Retirement: Is Keeping Up with The Joneses a Good Idea?

In much of life, there’s a tendency to compare your lifestyle to others, whether it’s the size of your house, the kind of car you drive, or where you go on vacation. Now, financial firms are asking whether keeping up with the Joneses might actually be a good strategy when it comes to saving for…

July 28, 2014
Reverse Mortgages

Is A Reverse Mortgage Right For Me?

How do you know if a reverse mortgage is right for you? Reverse mortgages have a reputation as a tool for retirees that are tight on funds and more recently as a tool that can help people who have saved more for retirement, but they are not for everyone.
In this infographic, we explore eligibility requirements and all the uses for a reverse mortgage, along with some alternatives in case it is not the best option for you.
Read on to find out how to have a rich retirement.

July 28, 2014
Retirement Planning

Retirement Planning Strategies for Veterans

Veterans and service-members approaching retirement age may need to take a slightly different strategy to financial planning relative to their civilian counterparts, factoring in time spent in the service, pensions, and other available benefits. Career military servicemembers who serve 20 or more years are eligible for a pension that includes annual cost of living adjustments…

July 25, 2014
Social Security

Alarming Analysis: Social Security Will Not Be Adequate to Fund Your Out-of-Pocket Healthcare Spending

Social Security has served as a financial safety net for many older adults, but recent research indicates that era is drawing to a close as retirement health care costs skyrocket. Many older Americans rely heavily on Social Security benefits as their main source of income in retirement. Nearly half (47%) of unmarried people depend on…

July 23, 2014
Retirement Savings and Investments

Retirement Income Planning: Focus on Income—Not Assets—for Retirement Security

Leading up to retirement, many people focus on building up enough wealth to last throughout their golden years. But the focus should be on something a Nobel Prize winner in economics says is even more important: creating income throughout retirement. Without this attitude, your retirement could be a disaster. “The seeds of an investment crisis…

July 21, 2014
Social Security

Have Dependent Children? Social Security Dependent Benefits May Make Taking Social Security Early a Good Choice for Your Retirement

You have probably read and reread that you should delay the start of your Social Security benefits until at least your full retirement date (typically around age 66 if you are retiring soon). This advice is probably good for most people because delaying the start of benefits increases your monthly Social Security checks for your…

July 14, 2014
Reverse Mortgages

What is the New Reverse Mortgage? Should You Take a Look?

You may have recently seen a new reverse mortgage ad on TV.  It talks about the new reverse mortgage.  Is it really new?  The answer is both yes and no.  Reverse mortgages have evolved considerably, but they are still a product that help older Americans fund retirement by enabling them to tap into some of…

July 12, 2014
Housing and Home Equity

Hot Time in the City? Boomers Skip the Traditional Retirement Havens for Metro Areas

Not all Baby Boomers are headed for a retirement community as they get older. In fact, many are finding walkable, action-packed urban areas as the perfect setting for aging in place, according to recent U.S. Census data analyzed by Trulia. Trulia’s big finding: Baby Boomers, defined as adults between the ages of 50-69, are getting…

July 10, 2014
Annuities

Worried About Running Out of Money? New Treasury Rule Makes Longevity Annuities More Appealing

On July 4, an Arkansas woman celebrated her 116th birthday and was named the oldest confirmed living American. While that’s old by any standard, birthday girl Gertrude Weaver is actually the second-oldest person in the world—a sign of global longevity trends; we are living longer now than we ever have before… and paying for these…

July 9, 2014
Reverse Mortgages

FHA Updates Reverse Mortgage Program: More Money for Most New Borrowers

New changes to the government’s reverse mortgage program will provide more money to most new borrowers as long as interest rates remain low. The Department of Housing and Urban Development (HUD) announced on Friday a new set of principal limit factors. Principal limit factors are the calculations used to determine the amount of money borrowers…

June 30, 2014
Reverse Mortgages

Reverse Mortgage Information – Why Is it Kept So Secret by Friends and Family?

Reverse mortgages are financial products utilized by hundreds of thousands of older Americans. However, it appears that many borrowers are reticent to talk about the loans with their peer group. NewRetirement recently conducted a small survey of prospective borrowers and found that the majority did not intend to tell friends about the loans and only…

June 27, 2014
Retirement Jobs

Work and Retirement: Boomers Redefine What Retirement Really Means

People who are preparing to retire likely have several notions of what they expect retirement to be like. But a new study from Merrill Lynch in partnership with Age Wave reveals a few common myths about work and retirement —along with today’s reality. Researchers examined four retirement job myths and explored their corresponding realities, along…

June 26, 2014
Happy Retirement

Here’s to Just Doing it While You Can!

I am Griffin.  My Dad is the founder of this web site — NewRetirement.com.  He and I recently spent a few days hiking in the Sierra and we met some inspiring retired people Rachel and Griffin   What do you plan to do in retirement? Rachel here has decided to hike the Pacific Crest Trail, one…

June 25, 2014
Happy Retirement

Age is Only a Number; Amazing Accomplishments by 70, 80 and 90 Year Olds

Old age is often considered a time of decline, but older adults around the world are filling their golden years with amazing accomplishments. Scroll down to watch five inspiring videos that prove life doesn’t end after 50. 1. The Rockin’ Runner Most people won’t ever run a marathon, but in June 2014, Charlotte, N.C. resident…

June 25, 2014
Aging Well

There is a Retirement Healthcare Crisis: Be Prepared

Many people are all too familiar with the past few years’ economic crisis, but fewer realize that there’s another, potentially worse dilemma looming: the retirement healthcare crisis. As the nation’s 78 million Baby Boomers head toward retirement age, federal budgets for Medicare and Social Security are expected to be strained. At the same time, many…

June 23, 2014
Family and Relationships

Want to Pay for Your Grandchildren’s Education? Here’s How to Make it Happen

Nearly three-quarters of grandparents think it’s important to help their grandchildren pay for college, according to new research from Fidelity Investments, but the ability to financially contribute to college education requires planning ahead. Many grandparents value college education and believe it’s an important component for providing young people with the best opportunity to succeed, indicates…

June 19, 2014
Reverse Mortgages

Interested in a Reverse Mortgage? 5 Tips for Finding a Reputable Reverse Mortgage Lender

When considering a financial product or loan of any sort, one of the first things to do is find a reputable company or lender to work with. This can be especially important for someone interested in taking out a reverse mortgage, a loan designated for borrowers age 62 and older. The importance of identifying a…

June 17, 2014
Retirement Savings and Investments

How Do the Rich Invest Their Money?

It’s a well-known fact that a small percentage of people control the majority of wealth in the United States. But all investors can take cues from high net worth individuals when it comes to investment and money management. Here are four ways to invest like the wealthy and hopefully get richer in the process: 1.…

June 16, 2014
Reverse Mortgages

Why Do People Hate Reverse Mortgages?

Despite hundreds of thousands of older Americans taking out reverse mortgages and surveys showing that these retirees are happy with the results, some people still have a strong distaste for them. In nearly every case, if you dig a little deeper, much of the hatred for reverse mortgages comes from misunderstanding or lack of knowledge…

June 12, 2014
Retirement Planning

Women Face High Risk of Poverty During Retirement; How to Protect Yourself

More than half of all Americans worry they won’t have enough money during retirement, but women are more at risk of this than men. More than half (52.6%) of women age 65 and older are considered “economically vulnerable” compared to 41.9% of men in the same age group, according to the Economic Policy Institute’s 2013…

June 9, 2014
Reverse Mortgages

Retiring with a Reverse Mortgage is Predicted to be the New Normal

New research shows that the reverse mortgage will become an essential must-have tool for retirees. The reality is that many Americans have saved very little for retirement, which will require them to tap the biggest asset: their home. The good news is that seniors in the United States enjoy the highest rates of homeownership, with…

June 9, 2014
Reverse Mortgages

Are You a Good Fit for a Reverse Mortgage? Take This Quiz and Find Out

Have you been considering a reverse mortgage loan, but you’re not quite sure if it’s the right fit for you? Home Equity Conversion Mortgages (HECMs) are insured by the Federal Housing Administration and allow qualified homeowners to borrow against the equity they’ve built up in their homes in the form of a non-recourse loan. The…

June 6, 2014
Retirement Savings and Investments

Dying Penniless: American’s #1 Concern

What’s the number one financial concern Americans are worried about? For more than a decade, the answer has been the same: Not having enough money for retirement, according to Gallup’s annual Economy and Personal Finance poll. “Retirement may be a time that many working adults look forward to, but it is paradoxically a source of…

June 5, 2014
Housing and Home Equity

Senior Living Communities: Not All Golf Carts and Bingo

When you picture retirement living, if your mind immediately goes to golf courses, bingo night, or water aerobics, think again: the future of retirement living is changing. Retirement Living Is Changing Rather than more traditional golf-based retirement communities, affinity communities and other nontraditional living arrangements are becoming more popular, especially among the extremely diverse Baby…

June 4, 2014

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.