Most Popular Retirement Financial Advisors Articles

    Can You Feel Confident About Retirement without Consulting a Financial Advisor?

    Can You Feel Confident About Retirement without Consulting a Financial Advisor?

    Can you retire without consulting a financial advisor or some kind of retirement professional?  Of course.  You can do anything you want to do. Can you retire AND have a secure future without talking with a retirement professional?  The answer to this question might be a little more complicated. Bad News: The bad news is that studies ...

    Questions to Ask a Financial Planner - The Key to Confidence and Success for Every Meeting

    Questions to Ask a Financial Planner – The Key to Confidence and Success for Every Meeting

    Questions to Ask a Financial Planner Have you ever met with a financial advisor?  Many people are afraid to use financial planning services.  Do you identify with any of these fears?  Are you: Afraid that your finances are insufficient? Afraid you will feel stupid? Afraid that you won’t know what to say? Or how to answer certain questions? A recent ...

    9 Powerful Insights from the Retirement Income Summit

    9 Powerful Insights from the Retirement Income Summit

    Earlier this week I traveled to Chicago to attend the Retirement Income Summit -- a financial advisor industry conference focused on the latest ideas about how to improve and secure retirement income. I saw presentations, met up with insiders in the financial services industry and found a few ideas to help you have a better ...

    What Does Fiduciary Mean?  Should You Care?

    What Does Fiduciary Mean? Should You Care?

    Fiduciary means trust. Fiduciary duty?  If you are not exactly sure what that means, you are not alone.  But, how can a concept that should be so important for anyone seeking help with retirement, investments, savings and all personal finance matters be so little known and so little used? How do you even pronounce fiduciary? Pronounced: fid -- ...

    Is a Bond Ladder Strategy Right for Your Retirement? Should You Climb on Up?

    Is a Bond Ladder Strategy Right for Your Retirement? Should You Climb on Up?

    Bonds can be a core low risk component of retirement portfolios, but they do come with one significant risk factor: if interest rates go up, the bonds you already own will plummet in value.  A bond ladder strategy can be a way to reduce that particular risk. First things first, what is a bond? A bond is ...

    The Primary Reason People Use Financial Advisors Is...

    The Primary Reason People Use Financial Advisors Is…

    While there are many different reasons people turn to financial advisors during their life, the majority turn to them for one reason: retirement. Is there good reason to use a financial advisor? The primary reason people use financial advisors is probably no surprise: RETIREMENT. A survey from Wells Fargo found that 71% of investors sought financial ...

    Pros and Cons of Obama Administration’s Proposed Retirement Planning Changes

    Pros and Cons of Obama Administration’s Proposed Retirement Planning Changes

    A new proposal by the Obama Administration is taking unprecedented steps toward protecting people who are planning for retirement. President Obama is directing his administration to move forward with a proposed rulemaking that will protect families by imposing a “fiduciary standard” on retirement advisors. The fiduciary standard ensures  that advisors put the interest of average Americans ...

    The Downsides of Working with the Wrong Financial Advisor

    The Downsides of Working with the Wrong Financial Advisor

    A lot of people approach retirement by their own wits. This can be a decent way to plan -- nobody knows your finances and hopes for your future as well as you do.  No matter your financial expertise or lack there of, you at least know what you want.  And, the wrong financial advisor -- ...

    Financial Advisor Fees: What Will You Pay to Use a Financial Advisor

    Financial Advisor Fees: What Will You Pay to Use a Financial Advisor

    Financial advisor fees can be confusing. Different financial advisors have various ways of charging for their services, including: Commissions Flat or Hourly Fees Assets Under Management (AUM) Fee Based (Combination of fees and commissions) All of these payment methods are used by legitimate and reputable retirement financial planners. And, each payment method has advantages and disadvantages for ...

    DOL Fiduciary Rule: Could Trump Ruin Your Retirement Finances?

    DOL Fiduciary Rule: Could Trump Ruin Your Retirement Finances?

    Every financial publication has an article about how Trump might be ruining your retirement with his executive order to revise the Department of Labor's DOL fiduciary rule for financial advisors. However, because you are reading this article, you are probably relatively engaged with your retirement accounts and may have less reason to worry. There are a lot ...

    Are Financial Planners Worth the Money?  Do I Need a Financial Advisor?

    Are Financial Planners Worth the Money? Do I Need a Financial Advisor?

    Don't let financial planners intimidate you. They're there to help, and most of them do a great job. The question isn't really whether financial planners are worth what they earn; it's more about whether it's the best choice for you. If you're on the fence about hiring a planner to handle your wealth, or prospective wealth ...

    What Do Financial Advisors Do? Do I Need a Financial Advisor?

    What Do Financial Advisors Do? Do I Need a Financial Advisor?

    Financial advisors can offer you confidence, security and a secure retirement plan. The best financial advisors offer many benefits to their clients.  However, many of us think that they only provide advice on investments to really wealthy people. Here are 6 things that financial advisors do to benefit clients of all levels of wealth. 1) What Do Financial ...

    When to Start Working With a Financial Planner -- If Ever

    When to Start Working With a Financial Planner — If Ever

    Can you trust a financial advisor? The benefits of working with a financial planner are widely known and convincingly supported by research. However,  too few of us actually turn to professional help when it comes to planning for. A recent study by Northwestern Mutual found that only 20% of Americans have a written financial plan. Another third ...

    How to Find a Good Financial Advisor When 12% Have had Complaints About Them

    How to Find a Good Financial Advisor When 12% Have had Complaints About Them

    As you near retirement, you may decide it’s time to have someone help make sure you are set up for a successful future. We could all use financial advice, how to find a GOOD financial advisor is the important question. It is your money. You need good advice, not bad! Unfortunately, more than 12% of financial advisors ...

    Baby Boomers Can Boost Retirement Confidence with One Easy Step

    Baby Boomers Can Boost Retirement Confidence with One Easy Step

    Baby boomers are feeling less confident about retirement.  Boomer confidence regarding their retirement preparations and expectations has declined since 2011 — from 44% expressing confidence in 2011 compared to 35% today. However, Boomers working with a financial advisor are more likely to have savings for retirement and are more likely to have set a retirement savings ...

    Types of Financial Advisors: Your Guide to Finding the Best Financial Advice

    Types of Financial Advisors: Your Guide to Finding the Best Financial Advice

    If you’re like many Americans, you probably have concerns about your retirement plan. But research shows that those who work with a financial planner are often better prepared for retirement and have more confidence in their savings plans. There are many different types of financial advisors. However, taking those first steps toward meeting with a financial advisor ...

    Working with a Financial Counselor to Plan Your Retirement

    Working with a Financial Counselor to Plan Your Retirement

    Alexis Schroeder is a 22-year-old fitness, finance and travel blogger. She writes about saving money while living a healthy, adventurous life in her 20s. Steve Douglas once said, "Your future is always more valuable than today,the sooner you realize that, the better." With that in mind, working with a financial counselor to plan your retirement can be ...

    Study Shows Retirement Plans With Advisors Yield Better Results

    Study Shows Retirement Plans With Advisors Yield Better Results

    Retirement plan advisors help make the plan more efficient. It almost seems to go without saying. Retirement plan advisors help retirement plans perform better. And that's what a recent study by EACH Enterprise, LLC, and Transamerica Retirement Solutions Corporation has revealed. A survey of retirement plan sponsors that work with an advisor found that over half of ...

    Are You Prepared to Pay Your Taxes in Retirement?

    Are You Prepared to Pay Your Taxes in Retirement?

    You've spent your life, or a good portion of it, preparing for retirement. You've educated yourself about Medicare in all its many types, Social Security, and all of your savings plans. But have you thought about taxes? Retirement will certainly bring about surprises. You'll spend more in one area than you predicted, and less in another ...

    What is a Certified Financial Planner -- CFP: What They Do, How to Choose, Benefits of Using, Differences from Other Financial Advisors, Fees and More...

    What is a Certified Financial Planner — CFP: What They Do, How to Choose, Benefits of Using, Differences from Other Financial Advisors, Fees and More…

    What is a Certified Financial Planner? It seems like every day Americans are reminded how ill-prepared they are for retirement — especially as numerous reports highlight the country’s lack of savings. If this is you, you might consider working with a certified financial planner (CFP). The benefits of teaming up with a financial planner to prepare for ...