Most Popular Retirement Savings and Investments Articles

    How Much Should You Save for Retirement? Financial Gurus Answer

    How Much Should You Save for Retirement? Financial Gurus Answer

    Saving for retirement doesn't have to be difficult. Retirement savings can seem like a very complicated matter. But some of the most well-known and respected financial minds say it's really not that hard. The difficult part is the saving; sorting out how much to save is simple. The younger you begin, the easier retirement saving will be ...

    Dave Ramsey Tells You How Much You Need to Retire Comfortably

    Dave Ramsey Tells You How Much You Need to Retire Comfortably

    There's a peace of mind that comes from knowing where you are and where you're going. Ask Dave Ramsey how much you need to retire, and you'll probably get the same answer he has given many times before: It depends. That might not seem helpful at all, but of course there's more to it. Just as no ...

    How to Manage Retirement Withdrawals to Pay Less in Taxes and Maximize Income

    How to Manage Retirement Withdrawals to Pay Less in Taxes and Maximize Income

    A lot has been written about saving and accumulating enough for retirement. But that’s only half the battle. Once you reach retirement it is important that you manage your retirement withdrawals from various accounts as tax-efficiently as possible. Taxes will likely be one of your biggest expenses in retirement. A tax-efficient withdrawal strategy can be the ...

    The Biggest Retirement Planning Mistakes Boomers Made and How to Fix Them

    The Biggest Retirement Planning Mistakes Boomers Made and How to Fix Them

    Data from the Insured Retirement Institute (IRI) suggests that Baby Boomers are completely busted and busted up about their retirement prospects.  Boomers have made some big retirement planning mistakes -- even beyond giving away their record collections. The results of the IRI survey reveal that Boomers have an extremely dismal view of their future prospects.  ...

    More than 8 Esteemed Experts Offer Smart Strategies for the Transition to Retirement

    More than 8 Esteemed Experts Offer Smart Strategies for the Transition to Retirement

    The transition to retirement is exciting and scary.  Like all big events -- graduations, relocations, marriage, childbirth and more -- life will never be the same again. To make your planning for this transformation easier, here is advice from retirement and personal finance experts. Go for Risk and Reward You have a lot of choices for how to ...

    Your Guide to Developing a Retirement Withdrawals Strategy

    Your Guide to Developing a Retirement Withdrawals Strategy

    You’ve spent your entire working career saving and investing for retirement. Now it's time to develop a retirement withdrawals strategy. Retirement withdrawals: break into the bank, but manage spending so your money lasts as long as you do... So, what’s the best way to go about withdrawing money from your retirement accounts to ensure that your savings: ...

    3 Steps to a Retirement Income Plan: Nobel Prize Winner Helps You Figure Out The Best Options

    3 Steps to a Retirement Income Plan: Nobel Prize Winner Helps You Figure Out The Best Options

    Figuring out how much income you need during retirement is one of the most important aspects of financial planning according to an article in the Harvard Business Review written by Robert C. Merton, recipient of the 1997 Alfred Nobel Memorial Prize in Economic Sciences and Distinguished Professor of Finance at the MIT Sloan School of ...

    The Unlucky 13: Bad Investments for Your Retirement

    We have A LOT of choices for where to invest our money -- both before and after retirement.  Some options are clearly bad investments. Others seem like a good bet, but probably aren't. While we would all like to find a shortcut to massive wealth, the steady approach is probably the best route to a secure ...

    How Much Do I Need to Retire Early?

    How Much Do I Need to Retire Early?

      Early retirement might seem like a dream. But it's one that you can achieve if you plan early and save as if your life depends on it. In fact, it does. Examining different possible scenarios can give you a better idea of what you'd need to retire early. And with a retirement calculator, you can see ...

    Expert Interview with Jason Fieber on Dividend Investing and Retiring Early for NewRetirement.com

    Expert Interview with Jason Fieber on Dividend Investing and Retiring Early for NewRetirement.com

    Jason Fieber is a man with a goal: He wants to retire at 40. Just how he's making that happen is the thrust of his site, Dividend Mantra. He spoke with us about making the goal and making it work. It's a goal of yours to retire at 40. What are the strategies you use to ...

    Clark Howard Reveals How Much You Need to Save for Retirement

    Clark Howard Reveals How Much You Need to Save for Retirement

    Are you saving enough for your retirement? Maybe, but maybe not. Clark Howard, a financial expert whose nationally syndicated radio show helps people manage their money, recently commented on how much he believes you should be saving, and why. According to Howard, your current plants might not be perfect, but if you're saving consistently, you might ...

    No Laughing Matter: Minimize the Impact of Required Minimum Distributions (RMD)

    No Laughing Matter: Minimize the Impact of Required Minimum Distributions (RMD)

    When we reach the age of 70 ½ we must -- in order to avoid tax penalties -- take Required Minimum Distributions (RMD s) from IRAs, 401ks and other types of tax advantaged accounts -- all  retirement accounts funded with pre-tax contributions. So what exactly is a "Required Minimum Distribution?" Let's break it down: Required -- ...

    No Retirement Withdrawal Strategy is Perfect, Particularly the 4% One

    No Retirement Withdrawal Strategy is Perfect, Particularly the 4% One

    Saving for retirement is critical and investing those assets efficiently is important.  However, that is not the end of worries for retirement savings. When you retire, you have a new problem to be concerned with: how much can you withdraw each year without running out of money. The common rule of thumb has been for retirees to ...

    The 7 Retirement Investment Questions that Keep People Up at Night (and How to Rest Easy)

    The 7 Retirement Investment Questions that Keep People Up at Night (and How to Rest Easy)

    For those approaching retirement or already there, the question of how to invest our money to maximize returns while minimizing risk is at the heart of many of our financial concerns.  With so much out of our control and so few clear answers, retirement investment questions can keep you up at night. Here are a ...

    10 Expert Retirement Income Strategies: Get Ready to Play a Whole New Ballgame

    10 Expert Retirement Income Strategies: Get Ready to Play a Whole New Ballgame

    If creating retirement income feels impossible, it might be because it's a whole new ballgame for you. Learn the new rules and you can hit the retirement income home run! We've spent our whole lives working, spending the money we earn and hopefully saving a little too.  When we retire, everything we have ever experienced about managing ...

    How to Build a Retirement Income Plan

    How to Build a Retirement Income Plan

    “The most important thing you can do for your retirement is have a plan -- specifically a retirement income plan. A plan covers far more than what investments to pick. Investments are the last part of the plan; the icing on the cake. They should come only after you have the main meal menu in ...

    Retirement Planning: How Much Do I Need to Retire?

    Retirement Planning: How Much Do I Need to Retire?

    Your retirement goals aren't like anyone else's, but you can still use guidelines to help find the right plan. We all know that saving is important, whether we're just starting out or growing close to retirement age. What a lot of us don't know is "how much do I need for retirement."  Is my plan for ...

    7 Tips for Protecting Your Retirement Savings from Stock Market Turmoil

    7 Tips for Protecting Your Retirement Savings from Stock Market Turmoil

    The saying: "what goes up, must come down," is not always true of the stock market over the long term.  But when stocks fall in the short term, it is particularly troubling for those of us who need money for retirement. The financial crisis that started around 2008 severely impacted the retirement security of many people ...

    Have Enough: Top 7 Strategies for Generating Adequate Retirement Income

    Have Enough: Top 7 Strategies for Generating Adequate Retirement Income

    Generating enough retirement income is a top concern for many Americans. In fact, the number of Baby Boomers who are confident in their efforts to prepare financially for retirement has dropped nine percentage points, from 44% in 2011 to 35% in 2014, according to the Insured Retirement Institute’s fourth annual report on retirement preparedness of the ...

    Expert Interview with James Osborne About Flat Rates And An Unbiased Approach

    Expert Interview with James Osborne About Flat Rates And An Unbiased Approach

    Sometimes it's hard to know who to trust in the world of finance. You don't know whose hands are in whose pockets, or if the financial advisor even has a vested interest in your portfolio. It can be difficult to get an unbiased, expert opinion. That's where Colorado's Bason Asset Management comes in. Bason Asset Management's founder ...