Services Financial planning can be tricky. Our flexible service model lets you pay for help with your plan, exactly when you need it. “The Live session was super useful and exceeded my expectations.” Barbara from Florida “The Live session was very helpful and I now feel more comfortable with the program.” James from Virginia “We were both very impressed with your knowledge and suggestions and will definitely schedule a follow-up at some point in the near future.” Lisa from Pennsylvania Live Starting $175 Guided Support toCreate and Review Your Plan 45-min Online Planning Session Schedule Initial Plan Review Personal finance is one of the most important aspects of your life, and one of the most complex. You’ve taken the first step, committed to the journey, and begun building your plan. We’re here to help you navigate the complexities. Live sessions are often used to: Are you creating a plan for the first time? Do you want to ensure you meet your unique goals? Would you like an extra set of eyes on your plan? Could you use help weaving together all of the threads? Advisor Starting $999 A customized plan of actionto guide you toward your financial goals Schedule Introductory Call We understand that there are times when a coach can’t meet all of your needs. When you’re seeking a greater degree of collaboration, or specific advice, working with a Certified Financial Planner® from NewRetirement Advisors is the solution. Advisor sessions are often used to: Are you conflicted about when to retire? Do you need help comparing complex products? Are you seeking advice on IRMAA, Social Security, RMDs? Would you like to assess the timing and tax efficiency of Roth Conversions and withdrawals? Take the next step with one of our professionals. Initial Plan Review Gain confidence in your Plan Get support for the first steps of your journey — ensuring accuracy and setting the stage for informed decision making Learn more about the tool by exploring new functionsEnsure you have entered information accuratelyCheck for missing pieces of information and fill in gapsAssess your status against your goalsExplore the levers that ensure your plan is fully fundedConfirm your understanding of financial strategiesCreate a plan of actionDetermine whether to schedule another session Schedule Your First Session Follow-Up Sessions Explore possibilities & opportunities Explore the possibilities and tailor your plan — informed decision making and customizing strategies Review insights from previous sessionsDiscuss new issues or changes: material or strategicallyFine tune your budgetCustomize your withdrawal order in a tax-efficient wayExplore and model a baseline plan for Roth conversionsModel scenarios to compare and contrast decisionsCreate a plan of actionReview and refine your plan of actionDetermine when to schedule an accountability check in Follow Up with Michelle Follow Up with Nancy Follow Up with Rae Bundle & Save Keep the Momentum Going You’ve had a session or two, but you’re in a dynamic stage. You want to keep exploring, tweaking, and tuning your plan. And, you want a guide by your side as you do so for maximum efficiency and effectiveness. Guarantee yourself a spot with this package. 2 Coach Sessions for $30014% off GET TO KNOW OUR COACHES NewRetirement Advisors Every plan is different. NewRetirement Advisors uses a process that ensures we collaborate on your financial journey. Retirement Plan Checkup Discovery Meeting We will always start by understanding your current situation and goals to determine if we are a good fit to help you navigate the future. After determining that we want to work together, you will enter your plan data and receive as much help as needed to complete the process. First Consultation We will review the plan and projections as it is entered. We will confirm that your data is accurate and complete. We’ll assess your plan status compared to your goals and clarify any questions you may have. Your advisor will then analyze your plan data and develop recommendations. Plan Delivery We will review a customized plan of action that includes our observations and considerations that we believe will help guide you toward your financial goals. $999 Schedule a Free Introduction Comprehensive Financial Plan Review We will follow the same collaborative process as the Retirement Plan Checkup including a customized plan of action to guide you toward your financial goals. In addition, we’ll look at the plan with some of the following questions in mind: What does my plan look like with a premature death of a spouse?What if I become disabled?What if my spouse needs long-term care?My employer is offering new benefits, what should I choose?What is the best way to plan for children’s or grandchildren’s education? $2,400 Schedule a Free Introduction Ongoing Support Our ongoing support allows you to stay in touch with your advisor as questions come up and you may want help with some of the action items in your plan. You may desire help coordinating with other financial professionals such as an attorney or accountant. Meeting with your advisor allows you to keep your financial plan on track and make annual updates. There may be employment changes, tax law changes, and your goals may require adjustments to your plan. Disclaimer Advisory services are offered through NewRetirement Advisors, LLC (“NewRetirement Advisors”). NewRetirement Advisors is a registered investment advisor. Advisory services are only offered to clients or prospective clients where NewRetirement Advisors and its representatives are properly licensed or exempt from licensure. Get to know our Coaches. Discover who’s best for you. Follow Up with Michelle Michelle Dash Michelle is the Director of Product and Services at NewRetirement. She manages the product, customer support, education, and service to help you prepare for financial independence and make smarter choices for retirement. Her goal at NewRetirement is to broaden the reach of financial education and empower you to take control of financial decisions. Michelle has a BA in Psychology from the University of Michigan, an MS in Human-Computer-Interaction from DePaul University, and complete Certified Financial Planner® coursework at Northwestern University. She previously worked for Technology Consulting firms as a Program Manager for clients in Financial Services, Hospitality, Healthcare, and the United States Air Force. Michelle lives in Chicago where she enjoys exploring neighborhoods, playing basketball, and planning her next international travel adventure. Follow Up with Nancy Nancy Gates With a hunger to continue learning after her career as a Spanish teacher and department leader, Nancy immersed herself in the language of personal finance and has since completed a certificate in accounting, passed the FINRA SIE exam, and passed the NASAA Series 63, 65, and 66 exams. When she’s not crunching numbers, Nancy might be found on a hiking trail or curled up with a good book. She’s also an avid traveler and “templer,” having visited sites such as Teotihuacán, Machu Picchu and Angkor Wat. Nancy is a wealth of knowledge and loves working with the NewRetirement community. You may meet her during My Plan Demos, Office Hours, or in Live Plan Review Sessions. Follow Up with Rae Rae DeBruyne Rae’s analytical inclinations and desire for meaningful work making a difference in the lives of others led to an early career pivot from project management to the field of financial planning. As a graduate of the University of Minnesota-Duluth (UMD) with a bachelor’s degree in Human Resource Management and a minor in Psychology, Rae returned to UMD in 2018, enrolling in the CFP® Board Certified Financial Planning program with the goal of becoming a CERTIFIED FINANCIAL PLANNER™. She’s grateful for the opportunity to join the NewRetirement team to collaborate with members and support their planning efforts through the service desk, one-on one-coaching, and live events. Rae is an avid disc golfer and loves to travel, especially to places with awesome hiking trails. The NewRetirement Advisors Team Meet with Bruce Bruce Lorenz, CFP®, MBA, FHFMA Bruce Lorenz joined the financial services industry and became a CFP® professional to help people achieve their financial goals, plain and simple. He is the practicing advisor for NewRetirement Advisors. Bruce spent his early career managing finances for healthcare organizations and transitioned to direct financial planning services so he could work one on one with individuals and families, helping them plan for the future and live their best life. Bruce earned a Bachelor of Arts in Journalism and Bachelor of Science in Business Administration from Union College in Lincoln, NE, before completing a Master of Business Administration from Kansas University. He is also certified as a Fellow with the Healthcare Financial Management Association. Bruce shows his passion to help others by providing pro bono financial planning through a number of organizations helping the underserved across the country. Blending his experience in the healthcare industry with his financial planning knowledge, Bruce is positioned to help people understand Medicare and their choices and options available. When he’s not providing financial guidance, you can often find Bruce enjoying a run or playing pickup basketball games at the gym. Bruce is also an avid music lover and plays the piano.