Most Popular Social Security Articles

    11 Ideas for Living on Nothing More than Social Security in Retirement

    11 Ideas for Living on Nothing More than Social Security in Retirement

    Living on Social Security alone is not only possible, many retirees already accomplish that very feat every year. And while the lifestyle associated with a Social Security income isn't exactly luxurious, it doesn't have to equal peanut butter sandwiches for the rest of your life, either. How you make it depends on a lot of ...

    How I Boosted My Social Security Benefit by $100,000

    How I Boosted My Social Security Benefit by $100,000

    If you are like most people facing retirement, you are figuring out how to generate enough income in retirement and feel confident that it will last as long as you need it to.  This article will talk about two of the biggest levers you have - when/how to claim social security and using home equity ...

    Married? This is the Single Smartest Social Security Decision You Can Make

    Married? This is the Single Smartest Social Security Decision You Can Make

    You have a lot of decisions to make about retirement.  And, if you are married, you have nearly twice the number of choices -- plus the complications of competing priorities and sometimes differing goals and expectations. Your Social Security decisions can profoundly impact your spouse today, tomorrow and long after you are gone... The good news is ...

    7 Insider Tips for Getting the Most from Social Security

    7 Insider Tips for Getting the Most from Social Security

    Mary Beth Franklin is a nationally recognized expert in Social Security claiming strategies, she is also a frequent public speaker.  And, she literally wrote the book (“Maximizing Your Clients’ Social Security Retirement Benefits,”) that retirement planning experts use to advise clients on Social Security. Here she offers you her Social Security expertise with 7 insider tips ...

    Social Security 2017: What to Watch

    Social Security 2017: What to Watch

    Social Security 2017: You might want to keep your eye on the money. While President Trump promised on the campaign trail that Social Security would not change if he achieved victory, many pundits are worried that this is one promise he will not be able to keep. Most experts have assumed that Social Security would be able ...

    Social Security Benefits: The Big Mistake Women Make

    Social Security Benefits: The Big Mistake Women Make

    For many women, Social Security benefits are not nearly what they could be. That's because women tend to claim Social Security early when it would better serve them to wait, data show. Social Security can represent up to 40% of the total income Americans receive throughout retirement. However, only 15% of women wait until their full ...

    3 Big Social Security Changes: What Do They Mean for You?

    3 Big Social Security Changes: What Do They Mean for You?

    A few big new Social Security changes will begin being implemented on May 1, 2016 Most of these rules aim to eliminate the ability to manipulate benefits so that you can continue to delay the official start of your own Social Security payments -- thereby maximizing your monthly benefit amount.  The longer you delay starting your ...

    How to Apply for Social Security: Easy Steps to the Right Decisions

    How to Apply for Social Security: Easy Steps to the Right Decisions

    How to apply for Social Security is very straightforward.  Applying is perhaps too easy for such a very important decision.  The more important and complicated question is: When to apply? But, let's get started with the easy part... How to Apply for Social Security Just follow these six steps... Step 1: Make sure you make the right decision about ...

    Social Security Tricks: Ace the Ultimate Marshmallow Test

    Social Security Tricks: Ace the Ultimate Marshmallow Test

    It is no secret that delaying the start of your Social Security benefits will probably pay off big in the long run.  However, most retirees eschew the advice and start getting Social Security paychecks almost as soon as they are eligible. According to a report by the Center for Retirement Research at Boston College, 90% of ...

    Delay Collecting Social Security and Your Finances Will Win Big:It's a Better Bet than Real Estate

    Delay Collecting Social Security and Your Finances Will Win Big:It’s a Better Bet than Real Estate

    You need to make a lot of choices in retirement.  Many people tout the benefits of investing in real estate.  However, there is a less glamorous way to use your money for better returns.  Delay collecting Social Security and your finances will win big. Here Henry K. “Bud” Hebeler outlines how delaying the start of Social ...

    Social Security 2018: Biggest Benefit Increase in Recent History Is Probably Not Enough

    Social Security 2018: Biggest Benefit Increase in Recent History Is Probably Not Enough

    Social Security 2018: The Social Security Administration announced this week the biggest Cost of Benefit Living Adjustment (COLA) increase of the last five years.  However, many retirees say that it is just not enough. The Social Security 2018 increase is big, but definitely NOT that big. Recipients will receive a whopping... big... massive... 2% increase.  Okay... the ...

    Podcast: Mary Beth Franklin on Avoiding Big Social Security Claiming Mistakes

    Podcast: Mary Beth Franklin on Avoiding Big Social Security Claiming Mistakes

    Episode 10 of the NewRetirement podcast is an interview with Mary Beth Franklin.  Mary Beth is a nationally recognized expert in Social Security claiming strategies.  In fact, she literally wrote the book (“Maximizing Your Clients’ Social Security Retirement Benefits,”) that retirement planning experts use to advise clients on Social Security. Listen to find out why so ...

    How to Increase Your Social Security Benefits

    How to Increase Your Social Security Benefits

    Benefits of Waiting to Claim Your Social Security The New York Times, November 15th, 2013 For many who are over the age of 62, collecting your Social Security benefits is a rite-of-passage of sorts, the payoff of your years of letting the IRS take your hard earned money out of every paycheck.  For some, particularly those who ...

    Are You Relying Too Heavily on Social Security in Your Retirement Plan?

    Are You Relying Too Heavily on Social Security in Your Retirement Plan?

    Most of us count down the days, months and even years in anticipation of starting Social Security. In fact, besides qualifying for Medicare, perhaps the retirement event we most look forward to is the day we can start receiving these benefits -- after sleeping in of course. Carly Simon's lyrics come to mind: Anticipation Anticipay ay.. tion... It's makin ...

    Are Social Security Benefits Taxable? What to Watch Out For

    Are Social Security Benefits Taxable? What to Watch Out For

    Thanks to Devin Carroll, of SocialSecurityIntelligence.com , for his expertise and contribution to this article... Are Social Security benefits taxable? You may be surprised to learn that the answer is yes. Most of us assume that Social Security is tax-free. After all, you’ve been putting money into the system over the course ...

    Retirement Directions: What to Know About Social Security

    Retirement Directions: What to Know About Social Security

    Retirement is tricky business. You can save and plan your whole life, but that doesn't mean you'll know how to best use your Social Security benefits. Counting on the Social Security Administration (SSA) to help you find your way doesn't always work, either. And then there's the elephant in the room, which is whether Social ...

    Have Dependent Children? Social Security Dependent Benefits May Make Taking Social Security Early a Good Choice for Your Retirement

    Have Dependent Children? Social Security Dependent Benefits May Make Taking Social Security Early a Good Choice for Your Retirement

    You have probably read and reread that you should delay the start of your Social Security benefits until at least your full retirement date (typically around age 66 if you are retiring soon). This advice is probably good for most people because delaying the start of benefits increases your monthly Social Security checks for your ...

    Alarming Analysis: Social Security Will Not Be Adequate to Fund Your Out-of-Pocket Healthcare Spending

    Alarming Analysis: Social Security Will Not Be Adequate to Fund Your Out-of-Pocket Healthcare Spending

    Social Security has served as a financial safety net for many older adults, but recent research indicates that era is drawing to a close as retirement health care costs skyrocket. Many older Americans rely heavily on Social Security benefits as their main source of income in retirement. Nearly half (47%) of unmarried people depend on Social ...

    Social Security and Working: Everything You Need to Know

    Social Security and Working: Everything You Need to Know

    Social Security and working: believe it or not, the two are more or less completely compatible with each other. You can absolutely get Social Security retirement benefits and work at the same time. However, there are a few things that you do need to know. There Might Be Penalties: Work Penalties Will Be Determined by Your Age There ...

    Know Your Social Security Choices to Improve Your Retirement Plan

    Know Your Social Security Choices to Improve Your Retirement Plan

    Choosing the right time to claim your Social Security benefits could improve your retirement plan. If you review your Social Security choices -- your options for claiming Social Security benefits, you will find that you can increase your monthly Social Security income by waiting until after you are 62 years old to claim your benefit. But more ...