Annuities Archives | NewRetirement

September 7, 2022byKathleen Coxwell

Considering an annuity? Don’t make any of these 7 big annuity mistakes. These errors in judgement are common, but easy to avoid.

December 9, 2021byKathleen Coxwell

Europe has 7 of the 10 best places to be retired. Why do they rank highly? How can you emulate them for a secure retirement in the U.S.?

July 2, 2020byKathleen Coxwell

Winning the lottery actually has a lot in common with being near retirement age: You can quit working You have finite financial resources at your disposal (Really finite for most of us; in fact, many of us feel like we can not retire unless we actually do win the lottery.) It is a time to…

July 1, 2020byKathleen Coxwell

Prepared for properly, retirement can be a time when well-laid plans come to fruition, providing the financial foundation for a lifestyle of comfort and leisure. If those are your goals for the next phase of life, you may want to consider if an annuity should be part of your plan. An annuity may provide a…

June 30, 2020byKathleen Coxwell

It is likely that you have heard of annuities. In fact, if you are already preparing and planning for retirement, you may even have one. But, you may be fuzzy on the details of what exactly a lifetime income annuity is and how it works. Estimate how much income your savings can generate using an…

June 29, 2020byKathleen Coxwell

When it comes to investing, there is no right answer for everyone. Financial guru Suze Orman warns those saving for retirement that taking action based on finance myths can get you into trouble when reality sets in. As the economic climate begins to change, so will the way that people need to save for retirement.…

June 27, 2020byKathleen Coxwell

While investing a big portion of your retirement savings in the stock market can be a risky decision, putting some of that money into an annuity can help ensure you have a steady flow of income for life. There are downsides, but they can be a powerful tool for financial security in retirement – especially…

May 28, 2020byWill Kenton

Most people categorize pensions in the same bucket as eight-track tape players, rotary phones, oversized shoulder pads and cathode-ray tube TVs — out of date. But, pensions just might become the latest retro craze — especially those you can create for yourself! NOTE: If you are lucky enough to have a pension, the NewRetirement Planner…

March 16, 2016byKathleen Coxwell

Annuities often get a bad rap, but maybe that’s not entirely fair. While some advisers love them, just as many (and probably more) warn against them. But there are a lot more options than there used to be, and more ways for you to find a policy that suits your plans. As a general rule…

January 18, 2016byKathleen Coxwell

It appears that more consumers are turning to fixed annuities as a source of income in retirement, and demand for the product doesn’t seem likely to slow any time soon. Can a fixed annuity fix your retirement plan? When you buy an annuity, you are exchanging a lump sum of money for an agreed upon…

October 23, 2015byKathleen Coxwell

People seem to either love annuities or hate them.According to Kiplinger, only about eight percent of Americans get any sort of retirement income from private annuities, (even though there are some definite benefits to owning one). The problem might be the misconceptions surrounding them. If you don’t go in with your eyes open, an annuity…

October 6, 2015byKathleen Coxwell

There appear to be only two annuities camps: Those who love them, and those who hate them. It’s not that cut and dried, though. Any investment has its pros and cons. The same applies to annuities, and there might be one that suits your retirement plan perfectly. If you’re thinking about expanding your retirement portfolio,…

July 6, 2015byKathleen Coxwell

When it comes to annuities, there tend to be two sides: those that love annuities and incorporate them into their retirement portfolio, and those that think they are a bad investment. As with any financial decision, it is important to get all of the information you need to make an educated decision on whether or…

June 10, 2015byKathleen Coxwell

Annuities can be a great addition to any retirement plan, and many people decide to invest in annuities because they can offer higher payouts than other investments and typically have less risk. One thing to consider before buying an annuity is how annuity rates will affect your investment and, ultimately, your retirement income. Annuity rates…

May 22, 2015byKathleen Coxwell

Many people decide to include annuities as part of their retirement portfolio. These investments can often be a great way to complement other retirement income, such as pension plans and Social Security payments. But is an annuity right for you? It’s important to understand the advantages and disadvantages before investing. Advantages of Annuities…

May 12, 2015byKathleen Coxwell

Though annuities can be a valuable part of your overall retirement portfolio, not all annuities are the same. Some annuities have oppressive terms which may not offer you the best opportunity to reach your retirement income goals. Other types of annuities are more flexible, offering account holders the ability to customize their experience. Annuities are…

March 13, 2015byKathleen Coxwell

In recent years, many people have decided to invest in annuities as part of their financial plan in retirement. Payouts for these investments are typically better than other income-producing investments because those who purchase annuities pool their mortality risk with other annuity purchasers. Annuities can be a confusing product. Learn about the pros and cons…

January 4, 2015byKathleen Coxwell

What could be better than income you can depend on throughout your retirement? That’s why annuities were born, and why so many people have chosen to invest their money in these low-risk insurance products. But a funny thing happened on the way to the bank a few years ago. A zero interest rate policy (ZIRP)…

December 18, 2014byKathleen Coxwell

A well-appointed retirement portfolio isn’t dependent on one source of income to sustain you. A much safer approach is diversification. That way, if one source falls flat you’re not left high and dry. Annuities are one way to diversify, but they should be approached with a lot of caution. With an annuity calculator, you can…

December 1, 2014byKathleen Coxwell

Retirement planning seems to become more complex all the time. The more you learn, the more you know that there’s always something else to learn. Such might be the case with investing in annuities. If you’re not familiar with annuities, you can think of them as a type of retirement insurance. You pay in before…

August 13, 2014byKathleen Coxwell

While 71% of Americans say they would consider buying an annuity to meet a variety of needs, more than half admit they don’t understand the product, according to a survey by Phoenix Companies, Inc., a financial services firm. Annuities are used for a number of reasons, but about half (49%) of survey respondents indicate they…

July 9, 2014byKathleen Coxwell

On July 4, an Arkansas woman celebrated her 116th birthday and was named the oldest confirmed living American. While that’s old by any standard, birthday girl Gertrude Weaver is actually the second-oldest person in the world—a sign of global longevity trends; we are living longer now than we ever have before… and paying for these…

June 23, 2014bySteve Chen

Many people are all too familiar with the past few years’ economic crisis, but fewer realize that there’s another, potentially worse dilemma looming: the retirement healthcare crisis. As the nation’s 78 million Baby Boomers head toward retirement age, federal budgets for Medicare and Social Security are expected to be strained. At the same time, many…

May 22, 2014bySteve Chen

When you’re planning for retirement, you’re often trying to determine the best mix of investments for your retirement portfolio. There’s no one-size-fits-all solution, and your planning process has to take into account your own particular situation and needs. One potential investment you may want to consider is a lifetime annuity, and there are a few…

Tag: Annuities

Avoid These 7 Big Annuity Mistakes

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7 Signs Buying an Annuity Makes Sense for You

What a Lifetime Annuity Is and How It Works

Suze Orman Talks Annuities Pros and Cons

The Best Annuities: What to Look For and Why to Buy Them

Will Pensions Make a Comeback? (Should You Make Your Own?)

Can Annuities Provide Enough Money for You to Live Securely in Retirement?

Are Fixed Annuities a Good Fix for Your Retirement Plan?

Avoid These 5 Big Annuity Mistakes

Annuities Pros and Cons: Are they More Good than Bad?

An Annuity Calculator Might Reveal Better Retirement Options

How Annuity Rates Can Dramatically Alter Your Retirement

Should an Annuity be in Your Retirement Plan?

Which Lifetime Annuity Offers the Most Flexibility?

Worried About Low Interest Annuity Rates? 4 Strategies for Better Returns

How the Federal Reserve Has More People Looking at Buying Annuities

How to Use an Annuity Calculator

5 Upsides of Investing in Annuities

Most Americans Don’t Understand Annuities; Decoding the Mystery of How Does an Annuity Work

Worried About Running Out of Money? New Treasury Rule Makes Longevity Annuities More Appealing

There is a Retirement Healthcare Crisis: Be Prepared

The 3 Reasons a Lifetime Annuity is the BEST Retirement Investment

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