Earning

Most people earn income from a job, but passive income, pensions, Social Security, investment returns, and more are all critical sources of income that you may want to mix and match throughout your lifetime.

Your income levels and the source of that income will likely evolve over time.

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An Expert Guide to Big Life Transitions (Retirement and Beyond)!

Here are 8 tips that you can use right now to make retirement or whatever life transition you’re experiencing go more efficiently and happily. Read now!

October 21, 2021

Big Social Security Benefit Increase for 2022: But is Bump Really Enough?

The Social Security Administration has announced a big Social Security benefit increase for 2022. Beginning next January, Social Security paychecks will show a Cost of Living Adjustment (COLA) of 5.9%. This is a huge bump over the modest 1.3% increase that was awarded in 2021. In 2021, the average retired Social Security benefit was $1,565.…

October 14, 2021

6 Strategies to Manage Required Minimum Distributions (RMDs)

Are RMDs desired income or a cost? Either way, preserve wealth with these 6 strategies for minimizing taxes on your withdrawals.

October 11, 2021

Podcast: Mike Piper — Social Security and Tax-Efficient Retirement Planning

Steve and Mike discuss Social Security planning, Roth conversions, and retirement account distributions.

September 30, 2021

How to Qualify for the Highest Possible Social Security Benefit

What’s the highest Social Security benefit? Will you qualify? Get easy answers for a wealthier retirement.

September 29, 2021

Will Social Security Run Out? What Does a Shortfall in 2033 Really Mean?

Demographics and the pandemic are 2 factors causing financial woes for Social Security. Learn if your benefits will be impacted.

September 23, 2021

Solo 401k: Massive Savings Opportunities for the Self-Employed

The ability to open a Solo 401k is a big perk for the self employed. Learn about 12 big advantages, including the huge contribution limits.

September 16, 2021
part time retirement jobs

20 of the Best Part-Time Jobs for Retirees

Reaching retirement doesn’t have to mean that you’ll never work again. In fact, it might be a great opportunity to work on your own terms. Part-time work can help you improve your retirement income, keep you active, give you purpose and be fun all at the same time. And, in case you haven’t heard, there…

August 31, 2021

Are You Wealthy? 19 Ways to Define Wealth

Are you wealthy? Are you defining wealth correctly? See how people think about wealth and compare your financial well being to others’.

July 29, 2021
how to apply for social security

How to Apply for Social Security: Easy Steps to the Right Decisions

Find out how to apply for Social Security. Applying for Social Security is very straightforward. The real trick is deciding when. Get the inside scoop!

July 21, 2021
retirement income plan

3 Steps to a Retirement Income Plan: Nobel Prize Winner Helps You Figure Out Your Best Options for a Secure Future

Nobel prize winner Robert Merton outlines the 3 steps you need to take to create a retirement income plan for a secure future.

July 18, 2021
reasons to work in retirement

8 Fantastic Reasons to Work in Retirement (4 Have Absolutely Nothing to Do with Money)

Planning retirement? This list might inspire you to include post retirement work. Already retired? You might be choose to return to work.

July 15, 2021
social security strategies

Social Security Strategies: 15 Easy Tips for Making the Best Decisions

Choosing the right Social Security strategies can be a $100,000 (or more) question. Find out how to make the most of this benefit with 16 easy tips.

June 30, 2021
living on social security alone

11 Ideas for Living on Social Security Alone

Living on Social Security alone really is possible. Get the scoop on 11 ways to make it work for your situation. Read now!

June 30, 2021
can i quit

Why Unprecedented Numbers Are Deciding to Retire Early: Can You Afford to Quit Too?

Post pandemic there are unprecedented numbers of people who are quitting their jobs in search of a better work life balance. Why are they rethinking work and what is next for them?

June 24, 2021
lost 401k

Find Lost 401k: How to Find Out If You Have Lost or Forgotten Retirement Accounts

Here is a guide for how to find lost money — a lost 401k or other unclaimed retirement benefits. It can be as easy as 1,2,3!

June 15, 2021
lockbox strategy william sharpe

The Lockbox Strategy and 10 Other Retirement Income Tips from Nobel Laureate, William Sharpe

William Sharpe has contributed significant brain power to solving for retirement security. Learn about the lockbox strategy and other ways to set up your retirement income.

June 10, 2021

Passive Income for Retirement: 12 Creative Ideas to Boost Your Financial Security

Passive income for retirement are income sources that you benefit from without too much effort — the money just flows in. Passive income streams are therefore ideal for retirement. In retirement you are trying to maximize the time we spend on leisure activities while minimizing work or burdensome endeavors.You can generate passive income from savings,…

April 1, 2021

Volunteering in Retirement: 6 Tips for Making an Impact

If volunteering in retirement sounds appealing to you, you are not alone. More than ever, workers over 50 are looking toward careers in the nonprofit world, seeking a second chance at purposeful work. In fact, according to Encore.org, more than 25 million Americans ages 50 to 70 are eager to share their skills, passions and…

March 30, 2021
pension leveling

Social Security Leveling: What is It? Is it Better than a Traditional Pension Payout Option?

  You are lucky if you have a pension. You are lucky if your pension gives you different pay out options, but the choice for what to do can be confusing. Pension leveling — also called Social Security leveling — is one payout option that can be confusing. What is Pension Leveling / Social Security…

March 19, 2021
stimulus

24 of the Best Ways to Spend Your Stimulus Check

Depending on your income (not your assets), you may be receiving a stimulus check of somewhere between $1,400 and $2,800. How are people putting this money to use? We asked the NewRetirement Facebook group and it turns out that the uses are as varied as we are individually. Many are looking to spend the money…

March 18, 2021

Do Social Security Benefits Increase if You Stop Working? Or Decrease?

Do Social Security benefits increase if you stop working? Or decrease?” Learn more and see what applies to your own situation.

March 15, 2021
jobs for seniors

Jobs for Seniors: What Are the Best Jobs After Retirement?

So, for either financial or personal reasons you think you might want to work after retirement or past the traditional retirement age of 65. Read below to get answers about the best jobs after retirement: Are there many options for work as a retiree? How do you find the right jobs for your goals, income…

February 25, 2021
low interest high return investments

14 Low-Risk, High-Return Investments: How to Make Money in a Low Interest Rate Environment

When you are retired, or near retirement, it is generally a good idea to have a percentage of your savings in investment vehicles that are lower in risk.  However, it can be difficult to find low-risk, high-return investments — especially now with Certificate of Deposit (CD) and savings account rates at less than one percent.…

February 18, 2021

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