Retirement Planning

Your retirement plan is a roadmap to your future, but like all plans, it is likely to evolve and change over time.

The economy will not behave exactly as you have anticipated and your own life and goals will also change over time.

And, the best retirement planning goes way beyond your savings and investments. Numerous other factors like Social Security, when you stop work, your longevity, home equity, debt, taxes, income sources, inflation, spending, healthcare costs, lifestyle choices, and more may actually represent greater value or be more important than your savings with regards to your overall financial wellness.

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Podcast: David Blanchett — Guaranteed Income in Retirement

Steve and David discuss retirement income and go over some listener questions

December 9, 2021

How to Retire Like a European Socialist (and Why You Might Want to)

Europe has 7 of the 10 best places to be retired. Why do they rank highly? How can you emulate them for a secure retirement in the U.S.?

December 9, 2021
best life expectancy calculators

The 10 Best Life Expectancy Calculators and Why You Should Use One When Planning Your Retirement

Estimating your longevity with a best life expectancy calculator is a great way to improve your retirement financial and lifestyle projections. Start now!

December 1, 2021
year end retirement planning checklist

Your Year End Retirement Checklist: Put 2021 Behind You and Prepare for a Great 2022 and Beyond

Use this retirement checklist of 24 wise things to do before each year’s end to set yourself up for a great year and a secure future.

December 1, 2021

How Much Do You Need for Retirement if You Will Live to Be 100?

What chance do you have of living to 100? And, can you afford to do so? Explore life expectancy trends and what it takes to fund a long life.

December 1, 2021
retire at 62

10 Reasons Why You Should Actually Retire at 62 (If You Can)

Early retirement — retiring at 62 or before — seems like a wonderful dream to a lot of people. You’ve been in the workforce for decades. You have focused on work with the goal of enjoying the rest of your life on your own terms. But is it too early to get out of the…

November 24, 2021

How Gratitude Improves Your Financial Well Being (and Health Too): Happy Thanksgiving!

The holidays are a time to be thankful and practice gratitude. Science says it’s good for your emotional, physical, and financial well being.

November 18, 2021
what rate of return to use for retirement projections

What Rates of Return Should You Use for Retirement Planning?

Get details on historic returns and a framework for making your rate of return projections. Here is info you need for a more secure future.

November 11, 2021
how to invest for retirement

7 Simple Tips for How to Invest for Retirement

Knowing how to invest for retirement can be complicated and it is not an innate skill. However, you can do it with these 7 simple tips.

November 11, 2021

What Advice Would Your 80-Year-Old Self Offer to You Today?

The advice might be inspiring. But, putting yourself in the mindset of your 80-year-old self might be really important. Find out why…

November 4, 2021

Are Alternative Investments a Good Idea for Your Retirement?

Should you consider alternative investments as part of your retirement asset allocation? Probably not, but it depends. Explore the pros and cons.

October 21, 2021

An Expert Guide to Big Life Transitions (Retirement and Beyond)!

Here are 8 tips that you can use right now to make retirement or whatever life transition you’re experiencing go more efficiently and happily. Read now!

October 21, 2021
life after retirement

Hurry! Life After Retirement is Going to Be Great (If You Are Truly Ready)

Run don’t walk toward life after retirement. Research says it will be the best time of your life. Explore 7 tips to get ready to retire now!

October 12, 2021

Which Countries’ Citizens Enjoy the Best Retirement? (Guess Where the U.S. Ranks?)

Which countries enjoy the best retirement? Why? What are global threats to retirement security? Can you move to any of the top 10 locales?

October 11, 2021

10 Recent Economic Headlines and What They Mean for Your Money (Will Roth Conversions Be Scrapped?)

As summer ends and the economy continues to reopen, there has been a lot of significant economic news. Here are 10 recent headlines and what each of them means for your money. Some of these headlines report on events that have happened. Others are anticipating future events. Each may have a significant impact on your…

September 30, 2021

Podcast: Mike Piper — Social Security and Tax-Efficient Retirement Planning

Steve and Mike discuss Social Security planning, Roth conversions, and retirement account distributions.

September 30, 2021
retirement rules

NEW Retirement Rules: 15 Guidelines for Financial Security in a Brave New World

Many ideas about retirement are out of date. Explore these 15 NEW retirement rules for a more secure future.

September 29, 2021

The Retirement Calculator for Married Couples (or Any Couple)

Retirement calculators designed for couples have special features to make results reliable and useful. Find out what you need.

September 29, 2021
retirement surprises

16 Retirement Surprises: What Retirees Wish They Knew About Retirement BEFORE Retiring

Here are a 16 possible retirement surprises. For some, it will inspire an early retirement. Others will want to proceed more cautiously.

September 23, 2021

Will Social Security Run Out? What Does a Shortfall in 2033 Really Mean?

Demographics and the pandemic are 2 factors causing financial woes for Social Security. Learn if your benefits will be impacted.

September 23, 2021
transition to retirement

The Transition to Retirement: 11 Exceptional Tips for the Average Joe or Jane

Boomers were never average. However, here are 11 exceptional tips for the transition to retirement that apply to us all. Read now…

September 16, 2021

Are You Too Optimistic or Too Pessimistic with Your Financial Plans?

Glass half full or half empty when it comes to your financial outlook? There are benefits to both viewpoints, but usually optimism wins.

September 9, 2021

Podcast: Renee Schaaf — Past, Present, and Future of Enterprise Retirement Plans

Steve Chen is joined by guest Renee Schaaf — the President of Retirement Income Solutions at the Principal Financial Group

September 9, 2021

Do You Have the Right Mindset for a Secure and Happy Retirement?

So much of life is determined by your mindset. How you think about things can result in how things are and will be. Recent research from Wells Fargo has found that “Planning is actually everything.” And, particularly true if you want to feel great about your financial future. What is a Planning Mindset? Do You…

September 5, 2021

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.