Retirement Planning

Your retirement plan is a roadmap to your future, but like all plans, it is likely to evolve and change over time.

The economy will not behave exactly as you have anticipated and your own life and goals will also change over time.

And, the best retirement planning goes way beyond your savings and investments. Numerous other factors like Social Security, when you stop work, your longevity, home equity, debt, taxes, income sources, inflation, spending, healthcare costs, lifestyle choices, and more may actually represent greater value or be more important than your savings with regards to your overall financial wellness.

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best retirement investments

The Best Retirement Investments to Achieve Your Financial Goals

The best retirement investments depend entirely on you and your goals. Here are 15 great opportunities for you to consider. Read now!

April 13, 2022

What’s New? Recent Enhancements to the NewRetirement Planner

From being able to model a change to your future rates of return to new classes, check out the exciting enhancements we have added this quarter.

April 3, 2022
behavioral finance

Behavioral Finance: 16 Easy Ways to Outsmart Your Brain for More Wealth and a Better Retirement

Behavioral finance can show you how to be happier, wealthier and achieve a better retirement. Explore 16 rules of thumb for a better future.

March 31, 2022
Live Your Best Life

How to Live Your Best Life: The Overlooked Habits of Happy Aging 

You know diet and exercise can help you live your best life. Have you also developed the social, emotional and financial habits you need to thrive?

March 31, 2022
average retirement age

Average Retirement Age: Early Retirement is Alive and Well

The average retirement age is… Find out and discover how to determine when you can securely retire… Age 50? 62? 75?

March 17, 2022
cut costs for retirement

23 Ways to Cut Costs for Retirement

Reducing expenses is a good way to deal with inflation. Here are 23 tips to make it a little easier to cut costs.

March 10, 2022

How to Improve Your Financial Well-Being, Even in Times of Uncertainty

Uncertainty. Fear. Confusion. Your worries might seem unmanageable, but there’s a lot you can do to improve financial well being right now. Get started!

March 10, 2022
retirement taxes

Retirement Planning and Your Taxes: 24 Tips for Keeping More of Your Own Money

Planning for retirement should involve strategizing to minimize taxes. Explore 24 tips to help you plan, file, and save money.

March 3, 2022

Podcast: Cullen Roche — Inflation Risks & Investing for Retirement

Steve and Cullen, founder of Orcam Financial Group and Discipline Funds, discuss inflations risk and investing for retirement

February 24, 2022
average retirement income 2022

Average Retirement Income 2022: How Do You Compare?

Average retirement income 2022 – find out how your income compares to averages and get tips for boosting your income. Read now!

February 24, 2022
no regret retirement

The No Regret Retirement: Make Sure You Are Happy with the Big Decision

You don’t want to and can’t afford to get retirement wrong. Here are tips to make sure you are ready, willing and able to have a retirement without regrets.

February 17, 2022

3 Mental Blocks Preventing Your Secure Retirement

You need a retirement plan even if you don’t want one. Here are 3 tips for overcoming the mental blocks to achieving a secure financial future!

February 10, 2022

Can You Do Better than Average on this Quiz of Your Retirement Financial Literacy?

The average that people got right was a mere 30 percent. How will you score on this quiz of retirement financial literacy? Find out now!

February 2, 2022
retirement scenarios

15 Scenarios to Try with a Comprehensive Retirement Calculator!

There is so much more to retirement planning than having enough savings. And, you have more options than you think when it comes to having a secure retirement. A comprehensive retirement calculator will enable you to try different retirement scenarios – exploring infinite possibilities between working, saving, investing, spending, leaving something behind and more. There…

January 27, 2022

Plan Your Dreams: 11 Guidelines for Building a Financial Plan for the Life You Want

So much that is written about retirement planning is about rates of return, inflation, savings thresholds, tax mitigation, budgeting, asset allocations, and other relatively dry and often somewhat stressful topics. However, most people care about their finances and planning for retirement because they have a dream for their future. It is important to remember that…

December 16, 2021

Podcast: David Blanchett — Guaranteed Income in Retirement

Steve and David discuss retirement income and go over some listener questions

December 9, 2021

How to Retire Like a European Socialist (and Why You Might Want to)

Europe has 7 of the 10 best places to be retired. Why do they rank highly? How can you emulate them for a secure retirement in the U.S.?

December 9, 2021
best life expectancy calculators

The 10 Best Life Expectancy Calculators and Why You Should Use One When Planning Your Retirement

Estimating your longevity with a best life expectancy calculator is a great way to improve your retirement financial and lifestyle projections. Start now!

December 1, 2021

How Much Do You Need for Retirement if You Will Live to Be 100?

What chance do you have of living to 100? And, can you afford to do so? Explore life expectancy trends and what it takes to fund a long life.

December 1, 2021
retire at 62

10 Reasons Why You Should Actually Retire at 62 (If You Can)

Early retirement — retiring at 62 or before — seems like a wonderful dream to a lot of people. You’ve been in the workforce for decades. You have focused on work with the goal of enjoying the rest of your life on your own terms. But is it too early to get out of the…

November 24, 2021
what rate of return to use for retirement projections

What Rates of Return Should You Use for Retirement Planning?

Get details on historic returns and a framework for making your rate of return projections. Here is info you need for a more secure future.

November 11, 2021
how to invest for retirement

7 Simple Tips for How to Invest for Retirement

Knowing how to invest for retirement can be complicated and it is not an innate skill. However, you can do it with these 7 simple tips.

November 11, 2021

What Advice Would Your 80-Year-Old Self Offer to You Today?

The advice might be inspiring. But, putting yourself in the mindset of your 80-year-old self might be really important. Find out why…

November 4, 2021

Are Alternative Investments a Good Idea for Your Retirement?

Should you consider alternative investments as part of your retirement asset allocation? Probably not, but it depends. Explore the pros and cons.

October 21, 2021

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.