Financial Planning Financial planning tools and services to put you on the path to the future you want
Blog Your guide to financial planning and retirement
Community Connect with peers and experts
About Get to know the people behind the company and the mission behind the work
Enterprise Offer financial wellness to the people at the heart of your business
There are a lot of questions about retirement savings and investments.
With regards to savings, you need to know: How much to save (did you know that some people save too much)? How much savings you will you need for retirement? Where should you save? Should you save pre-tax (traditional, SEP & Simple IRAs, 401ks, 403bs, 457s, 529s, HSAs, etc…) or after-tax (Roth IRAs and 401ks)? How do you find more money to save?
And, there are probably even more questions about investments: What should you invest in (stocks, bonds, real estate, funds)? How should your investments change over time? How do your financial values impact your investment strategy? What is the ideal asset allocation for you? What should you do when the market swings wildly?
See below for articles covering the answers to these questions and more.
Are RMDs desired income or a cost? Either way, preserve wealth with these 6 strategies for minimizing taxes on your withdrawals.
Doing a Roth conversion — also known as a “backdoor Roth IRA” – is perhaps still appealing in 2023. Why? Low 2023 tax rates. What is a Roth Conversion? Backdoor IRA? A Roth Conversion is when you convert money that you have in a traditional IRA to a Roth IRA. This is sometimes called a…
These 12 year-end tax tips for retirement will help you minimize your 2022 taxes and reduce future tax bills.
Millionaires are nearly as worried as average savers about their retirement. Find out why.
Too good to be true? Explore 15 pros and cons of dividend stocks. Good for retirement income, but also expensive, confusing, and risky.
Worried about money? You’re probably in better shape than average! Compare your balance to the average cash, savings, home equity of others.
Bear markets aren’t so different from real life bear encounters. With both you want to remain calm and wait for the bear to retreat.
Explore how to use the Planner to model bear market scenarios. See what might happen over the next year or two with your investments.
Creating a retirement investment plan for after you retire is downright complicated. Explore 6 competing priorities and how to invest for long term wealth.
Don’t repeat mistakes from history. The 5 most recent financial crises provide lessons on protecting and building wealth in troubled times.
Explore investing rules of thumb as well as sample asset allocations to help you know if you are on the right track. Read now!
Monetary retirement investments are critical. Investing in your future health and happiness will pay the important dividends.
You have options for investment advice at different costs and service levels. But, the most popular option may not be the best. Learn why…
Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.
Bond ladders can be used to protect against interest rate risk. Discover what they are and why you would use one to secure your future.
Wall Street news isn’t great: bear market, inflation & more. However, it may be a great opportunity to invest. Explore 12 tips to help you know if it is for you.
Your next 401k statement is going to look different. And, your retirement income projections may be concerning. Find out why.
What is sequence of returns risk? Hint: timing is everything when it comes to withdrawing your savings. Find out how to maximize your retirement income for the long haul.
As with any economic shift, there are winners and losers. See who benefits and who will suffer more from the recent interest rate hike.
Here are 5 quick and easy tips to consider as stocks slide, interest rates rise, and inflation persists.
People often worry about the wrong things. You might be watching the stock market, but other metrics are significantly more important to most.
Stock market corrections are a reality, but that doesn’t make them less painful. Here are 10 tips for weathering these storms.
You may want to help your children or grandchildren financially. If you have the money, here are 9 tips for passing it on. Learn more…
It is a worrisome time to be planning retirement. Explore 9 ways to adjust your plans for an uncertain economy.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.
