Financial Planning Financial planning tools and services to put you on the path to the future you want
Blog Your guide to financial planning and retirement
Community Connect with peers and experts
About Get to know the people behind the company and the mission behind the work
Enterprise Digital financial planning and guidance at scale
There are a lot of questions about retirement savings and investments.
With regards to savings, you need to know: How much to save (did you know that some people save too much)? How much savings you will you need for retirement? Where should you save? Should you save pre-tax (traditional, SEP & Simple IRAs, 401ks, 403bs, 457s, 529s, HSAs, etc…) or after-tax (Roth IRAs and 401ks)? How do you find more money to save?
And, there are probably even more questions about investments: What should you invest in (stocks, bonds, real estate, funds)? How should your investments change over time? How do your financial values impact your investment strategy? What is the ideal asset allocation for you? What should you do when the market swings wildly?
See below for articles covering the answers to these questions and more.
While most people do short term consumption smoothing, you really need it for your future financial security.
There are a lot of potential Roth IRA mistakes to be made: 1) Not doing it, 2) Not knowing the rules, 3) Timing, 4) Poor planning, 5) Overlooking spouse… and more!
I scream. You scream. We all scream for… I Bonds. Learn why there is so much excitement for I Bonds and explore the pros and cons of this investment.
Is a retirement bucket strategy right for you? Learn how to calculate your buckets and model them in your financial plan.
The best retirement investments depend entirely on you and your goals. Here are 15 great opportunities for you to consider. Read now!
Behavioral finance can show you how to be happier, wealthier and achieve a better retirement. Explore 16 rules of thumb for a better future.
Steve and Cullen, founder of Orcam Financial Group and Discipline Funds, discuss inflations risk and investing for retirement
Find out why an investment policy statement will keep your financial goals on target and how to get one set up. Learn more now…
Financial advice is often complicated. However, it can be simplified. Browse wisdom for saving, investing, spending and living.
What can the volatility index tell you about the future of the stock market and your own financial security?
Retirement savings programs are improving and most Americans now want to save more. What is a good employer match? How does yours compare?
Treasury Inflation-Protected Securities (TIPS) are touted as good investments for inflation protection. But, they have significant downsides. Explore the pros and cons.
Get insights for the best way to use your money. What are the pros and cons of paying off mortgage vs. investing?
Is investing in cryptocurrencies a good idea for retirement? Explore the pros and cons of this volatile asset class.
Get details on historic returns and a framework for making your rate of return projections. Here is info you need for a more secure future.
The best asset allocation strategy for you today? As you age? Is age the best way to determine investment strategy? Get answers.
Knowing how to invest for retirement can be complicated and it is not an innate skill. However, you can do it with these 7 simple tips.
According to experts, one of the biggest risks in financial planning isn’t investing in a volatile portfolio, but rather avoiding risk altogether.
These 11 year-end tax tips for retirement will help you minimize your 2021 taxes and reduce future tax bills.
Should you consider alternative investments as part of your retirement asset allocation? Probably not, but it depends. Explore the pros and cons.
Are RMDs desired income or a cost? Either way, preserve wealth with these 6 strategies for minimizing taxes on your withdrawals.
Learn about donor-advised funds and the significant tax advantages they offer. Explore the downsides to this charitable giving strategy as well.
As summer ends and the economy continues to reopen, there has been a lot of significant economic news. Here are 10 recent headlines and what each of them means for your money. Some of these headlines report on events that have happened. Others are anticipating future events. Each may have a significant impact on your…
Many of us are oblivious to the fees, but almost everyone with a 401(k) pays them. Get 7 ideas for reducing costs to greatly increase wealth.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.
