Retirement Savings and Investments

There are a lot of questions about retirement savings and investments.

With regards to savings, you need to know: How much to save (did you know that some people save too much)? How much savings you will you need for retirement? Where should you save? Should you save pre-tax (traditional, SEP & Simple IRAs, 401ks, 403bs, 457s, 529s, HSAs, etc…) or after-tax (Roth IRAs and 401ks)? How do you find more money to save?

And, there are probably even more questions about investments: What should you invest in (stocks, bonds, real estate, funds)? How should your investments change over time? How do your financial values impact your investment strategy? What is the ideal asset allocation for you? What should you do when the market swings wildly?

See below for articles covering the answers to these questions and more.

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impact investing

Impact Investing Returns: Do Well — Financially and Socially — by Doing Good

Impact investing – sounds exciting, but should it be for retirement? Find out if it is a good idea to support a cause with retirement funds?

March 9, 2023
retirement investing tips

28 Retirement Investing Tips from Today’s Financial Geniuses

Here are 28 retirement investing tips from today’s greatest financial minds. Just one of these lessons might make your dream retirement a reality.

March 2, 2023

Early Retirement Income: 5 Ways to Make Penalty-Free Withdrawals from Your Retirement Accounts BEFORE You Turn 59.5

Retiring before 59.5? Discover how to make penalty free withdrawals from your retirement accounts to help fund your early retirement.

February 15, 2023
economic indicators

Economic Indicators: 21 Data Points to Consider as You Try to Predict the Future

No one has a crystal ball, but leading economic indicators as well as unusual and personal economic indicators can help you assess the future and assist in financial decision making and planning.

February 9, 2023
retirement income strategies

Retirement Income Strategies: 18 Ideas for Lifetime Wealth and Peace of Mind

18 practical retirement income strategies: See what experts recommend and decide how to create a plan for your own lifetime wealth.

February 1, 2023
debt ceiling

What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possible Fallout

Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow.

January 19, 2023
burton malkiel

Podcast: Burton Malkiel and “A Random Walk Down Wall Street” 50 Years Later

Professor Malkiel discusses the latest edition of his legendary book and some of the biggest lessons from his own life.

January 12, 2023
real estate investing for retirement

8 Ways to Invest in Real Estate for Wealth and Retirement

Learn about 8 options for investing in real estate for retirement. Explore the pros and cons and discover which one is right for you. Read now…

January 11, 2023
new rmd ages

New RMD Ages in 2023 and 2033: Immediately See the Impact on Your Retirement Income and Taxes

See the impact of new 2023 and 2033 RMD ages on your projected retirement plans. Your taxes, income, and Roth strategies may have changed.

December 29, 2022
Omnibus Spending Bill Secure Act 2.0

Big RMD Changes and 11 Other Retirement Planning Headlines from SECURE 2.0 and the Omnibus Spending Bill

There are big retirement planning changes with passage of the Omnibus Spending Bill, including the SECURE Act 2.0. See how you are impacted.

December 22, 2022
Qualified Charitable Distribution

How Making a Qualified Charitable Distribution (QCD) Can Save You Tax Money

(QCDs) are a way to help great causes and those in need, but they are also a way to manage your tax exposure and avoid unpleasant surprises. 

December 21, 2022

6 Strategies to Manage Required Minimum Distributions (RMDs)

Are RMDs desired income or a cost? Either way, preserve wealth with these 6 strategies for minimizing taxes on your withdrawals.

December 21, 2022

Why a Roth Conversion or Backdoor Roth IRA is a Good Idea Right Now

Doing a Roth conversion — also known as a “backdoor Roth IRA” – is perhaps still appealing in 2023. Why? Low 2023 tax rates. What is a Roth Conversion? Backdoor IRA? A Roth Conversion is when you convert money that you have in a traditional IRA to a Roth IRA. This is sometimes called a…

December 20, 2022
can i retire with a million

I Have $1 Million and I Still Can’t Afford to Retire!

Millionaires are nearly as worried as average savers about their retirement. Find out why.

December 1, 2022
pros and cons of dividend stocks

15 Pros and Cons of Dividend Stocks for Retirement Savings

Too good to be true? Explore 15 pros and cons of dividend stocks. Good for retirement income, but also expensive, confusing, and risky.

December 1, 2022
average household savings

How Do You Compare? Average Cash, Savings, Home Equity and Other Balances

Worried about money? You’re probably in better shape than average! Compare your balance to the average cash, savings, home equity of others.

November 10, 2022
what is a bear market

Tips for a Snarling Bear Market: Stay Calm, Let the Bear Back Down

Bear markets aren’t so different from real life bear encounters. With both you want to remain calm and wait for the bear to retreat.

September 29, 2022

Worried About the Markets? Run Bear Market Scenarios with the Planner

Explore how to use the Planner to model bear market scenarios. See what might happen over the next year or two with your investments.

September 29, 2022

6 Competing Retirement Investing Goals and How to Sort Them Out for Long-Term Wealth

Creating a retirement investment plan for after you retire is downright complicated. Explore 6 competing priorities and how to invest for long term wealth.

September 1, 2022

Coping with Financial Crises: Wealth-Building Lessons from Recent History

Don’t repeat mistakes from history. The 5 most recent financial crises provide lessons on protecting and building wealth in troubled times.

August 25, 2022

Sample Asset Allocations: What Is Right for You?

Explore investing rules of thumb as well as sample asset allocations to help you know if you are on the right track. Read now!

August 25, 2022

10 Remarkable Retirement Investments: Go Beyond Stocks, Bonds and Other Financial Products

Monetary retirement investments are critical. Investing in your future health and happiness will pay the important dividends.

August 18, 2022

Investment Advice: What Kind of Help Do You Really Need? How Much Should it Cost?

You have options for investment advice at different costs and service levels. But, the most popular option may not be the best. Learn why…

August 11, 2022
how much is enough

How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness

Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.

July 14, 2022

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.