Retirement Savings and Investments

Episode 11 of the NewRetirement podcast is an interview with Nobel Prize winner Robert Merton. Professor Robert Merton is a globally recognized economist and expert on life cycle and retirement finance (among other things). We discuss what’s wrong with the current focus on just building assets and why we should focus on retirement income instead.…

Episode 7 of the NewRetirement podcast is an interview with Allan Roth — a highly in demand, by-the-hour financial advisor with over 25 years of experience in the field. He also runs Wealth Logic. Allan and Steve discuss how (and why) most people can do much better financially by keeping investments simple and managing expenses.…

Episode 5 is an interview with personal finance and investing legend Bill Bernstein. Steve and Bill discuss the hurdles between you and a secure retirement and how to overcome them. Hosted by Steve Chen, founder of NewRetirement, the NewRetirement Podcast offers interviews about the wise use of both money and time in retirement. We explore…

Last week it was broadly reported that the credit reporting agency Equifax suffered a major cybersecurity breach that put us all at a greater risk of financial fraud. Experts estimate that hackers stole the data — Social Security numbers, birth dates, addresses, driver’s license numbers, credit card information and more — of 143 million people.…

“As the major stock indexes have, one-by-one, broken through their previous record highs in recent months, it has been interesting to observe that the dominant reaction among many investors has not been one of celebration but, rather, anxiety.” While the above may sound like current events, it’s actually an excerpt from an April 2013 client letter.…

There are two kinds of people: those who follow the rules and those who believe rules are made to be broken. If you fall into the first camp, the following list may cause you a bit of anxiety. Personal finance is full of rules. While some of these rules are helpful, others can work against…

Of all the tactics you can use to achieve a secure retirement, one of the easiest things you can do is to invest your money and earn returns on that investment.  Doing this requires virtually no sacrifice, compromise or a lot of work.However, a new study from BlackRock finds that Americans hold 58% of their…

You get the best retirement advice from retirees who really know something! Retirement advice and how it is implemented can have a profound impact on your retirement lifestyle and the estate you might leave behind.  Here Henry K. “Bud” Hebeler outlines concepts that helped him not only achieve a secure retirement but also be better…

The following on 2017 economic outlook comes to us from Mr. Henry K. “Bud” Hebeler.  Bud has been working with retirees for many years, developed special material for their use, and given numerous seminars on retirement. His current focus is dissemination of sound financial planning information that applies to a wide range of personal investment,…

The transition to retirement is exciting and scary.  Like all big events – graduations, relocations, marriage, childbirth, and more – life will never be the same again. To make your planning for this transformation easier, here is advice from retirement and personal finance experts. Go for Risk and Reward You have a lot of choices…

Some people are horrified by personal finance. It can be mystifying and intimidating. However, there are also many ways to profit from basic economic concepts. Halloween is both a horrifying holiday and a cute community event. Debt, inflation, high interest rates, and soaring stock prices are also both tricky and a treat, depending on circumstances.…

What is the best retirement investment? A target date fund or something else? This content was originally published on RealDealRetirement by Walter Updegrave, RealDealRetirement @RealDealRetire Ask Real Deal Retirement… I’ve been putting my retirement savings into a target-date fund but want to know whether that’s a good idea or if I should consider other investments.…

This content was originally published on RealDealRetirement by Walter Updegrave, RealDealRetirement @RealDealRetire Should you own stocks in retirement? Is it worth the risk? Are we crazy to avoid stocks? My husband and I are retired and living comfortably on income from Social Security, a pension and other sources. We own government bonds and have FDIC-insured…

Lorena Brockman is a blogger for JennsBlahBlahBlog.com and has notable know-how in blogging, finances, retirement, and has been deemed “Greatest Auntie Ever” by many. To learn more about Lorena, visit her company’s blog at JennsBlahBlahBlog.com. Planning for retirement isn’t something people in their 20s, or even their 30s, usually consider. Retirement can often creep up…

Certified Financial Planner Kimberly J. Howard is well-known blogger who has written on subjects ranging from 401k’s and mutual funds to debt management and saving for college. She’s also the founder KJH Financial Services in Newton, Mass. and Denver, Col. and enjoys helping clients explore and achieve their life goals through effective comprehensive financial planning.…

Retirement investing can be risky, but it does not need to be a gamble. This content was originally published on RealDealRetirement by Walter Updegrave, RealDealRetirement @RealDealRetire Ask Real Deal Retirement: I have roughly $1 million saved and hope to retire in about 10 years. I’m nervous about the market, but also worried that moving out of…

How much do you need to retire?  Have you made a guess?  Are you estimating that you’ll need more than you have?  Maybe you have kind of thought it through and come up with a number in your head?  Or perhaps you are just hoping that whatever it is you have will be enough? But…

Planning for retirement is probably one of the most confusing jobs that you’ve ever taken on. There are so many choices to make, and so many so many questions that you’ve probably got. For example, what is an IRA account, and why do you need one? There’s so much more to retirement planning than tucking…

President Obama has a plan that his administration says may help 30 million more Americans gain access to retirement savings plans. The president is expected to outline the Obama retirement plan in his fiscal 2017 budget. Currently, one-third of all working Americans do not have access to a retirement plan through their jobs, according to…

Self employment offers surprises everyday.  New challenges and often a different income every month.  As anyone who is self employed with an irregular income knows, retirement financial planning isn’t something that comes easy when you’re just not sure from one month to the next. Today might be a boon, and tomorrow might be a bust.…

“With rents going up, there are so many upsides to consider purchasing real estate to live; and in the long run, this purchase will provide a big boost to your retirement portfolio,” explains Sonia Booker. In addition to owning and running her eponymous website, Sonia is an innovative entrepreneur, author and real estate investor. Below,…

Take a look at your savings. How confident do you feel that your savings will enable you to have the retirement you want? “We are living longer,” says Reid Abedeen, an investment advisor and partner at Safeguard Investment Group. “Retirement now is considered 20 to 30 years of unemployment, so all the money you build…

How well do you know your 401(k) plan? If you’re like many Americans, you know more about your health insurance than this retirement savings device. Although your health is important, so is your retirement income to enjoy your good health later in life. Retirement investing takes a lot of forms, and an employer-sponsored 401(k) could…

Are you saving all you can for retirement? We all know we have to do it.   But, the reality is that saving is hard. However, if you don’t save for retirement, you are likely to run out of money as you age. Easy Ways to  Save Money for Retirement It can sometimes feel like you…