Mortgage Refinancing

How to Refinance Home Mortgage Loans to Lower Monthly Expenses, Reduce Overall Spending or Generate Immediate Cash

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Can You Reduce Your Mortgage Payment and/or Access Your Home Equity?

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Should I Refinance a Home Mortgage?

If you are looking for ways to lower your monthly expenses, reduce your overall spending or generate immediate cash for retirement – then home mortgage refinancing may be a good solution for you.

With home mortgage refinancing, you are completely paying off your existing home mortgage loan and replacing it with a brand new home mortgage loan – with terms that better meet your current and future financial needs. When creating your retirement plan, you should definitely evaluate whether or not you could refinance a home mortgage to better fit your new situation.

As a general rule of thumb, if your current home mortgage interest rate is at least a half a point above the interest rate you could receive, then refinancing would be a great choice.