Planning

The personal finance articles in this section cover taxes, retirement planning, the use of financial advisors, and estate planning.

Financial planning and personal finance are undertakings where you adopt habits today so that you are better off in the future. To effectively manage your money, you need to set goals and make the right financial decisions today with regards to your spending, income, and savings so that you are set up for whatever the future holds.

Maintaining a personal financial plan is meant to be a part of your life like eating well and getting exercise. However, managing money is not as well integrated into as many people’s routines as physical fitness – even though the research shows that people with written plans feel more confident and have less stress.

Plans enable you to make better decisions, develop better financial habits, and have improved financial outcomes.

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Most recent on Planning
Planning

18 of the Most Important Lessons from Financial Independence Retire Early (FIRE) Influencers

Some people retire in their 20s and 30s. What’s the secret? Here are top lessons from the most popular financial independence influencers.

March 30, 2023
Retirement Income

How to Model Roth Conversion Strategies in the NewRetirement Planner

Get a guided walk through of the new Roth functionality and get tips for making the most of the tool. Plus explore all the ways we help you make better decisions about conversions and tax deferred savings.

March 23, 2023
Planning

Do You Have What it Takes? 8 Unexpected Skills You Need for a Happy Secure Future

If you are asking, “Am I ready to retire?” Here is some good news: you don’t necessarily need $1 million dollars for a successful retirement. So, what you do need? We did a little digging and here are 8 important skills that will enable you to achieve financial security, health and the best most secure…

March 23, 2023
Planning

What is Your Retirement Manifesto?

When you begin to approach retirement is an ideal time to write a manifesto. In retirement you are no longer defined by the work you do for money. You can be defined by you.

March 15, 2023
Planning

How to Retire Like an Adult: A 10-Point Checklist for Responsible Freedom

To retire like an adult, you need a responsible and dependable retirement plan. Use this 10 point checklist to see if your future is secure.

March 9, 2023
Financial Wellness

28 Retirement Investing Tips from Today’s Financial Geniuses

Here are 28 retirement investing tips from today’s greatest financial minds. Just one of these lessons might make your dream retirement a reality.

March 2, 2023
Planning

4 Arguments for Retaining Your Mortgage in Retirement

You might be surprised to learn that paying off your mortgage may not be the right financial decision. Even if it is the right emotional choice.

February 23, 2023
Planning

10 Ways to Retire Even If You Think You Haven’t Saved Enough

Think you haven’t saved enough? Think again. The impossible becomes possible with these 10 creative ways to retire securely no matter how much you have.

February 22, 2023
Planning

8 Inspiring Reasons Why People Retire Young

Want to retire young? Get inspired by these 8 popular reasons given by people who successfully retired in their 30s, 40s, and 50s.

February 16, 2023

Subcategories

18 of the Most Important Lessons from Financial Independence Retire Early (FIRE) Influencers

Some people retire in their 20s and 30s. What's the secret? Here are top lessons from the most popular financial independence influencers.

March 30, 2023
retirement investing tips

28 Retirement Investing Tips from Today’s Financial Geniuses

Here are 28 retirement investing tips from today's greatest financial minds. Just one of these lessons might make your dream retirement a reality.

March 2, 2023
micro financial habits

17 Micro Financial Habits for More Wealth and Peace of Mind

Micro financial habits are quick, easy, and meaningful ways to do better with your money. Explore options to use in your everyday life.

January 26, 2023
Roth conversion strategies

How to Model Roth Conversion Strategies in the NewRetirement Planner

Get a guided walk through of the new Roth functionality and get tips for making the most of the tool. Plus explore all the ways we help you make better decisions about conversions and tax deferred savings.

March 23, 2023
what is a roth conversion

What is a Roth Conversion? Would Doing Conversions Benefit You?

Roth conversions are a hot topic. Let's make sure that the basics are covered: Find out what they are, how they work, and when or how to use them.

March 22, 2023
retirement taxes

Tax Season: Go Beyond Filing and Plan to Pay Less in the Future with These 25 Tax Planning Tips

Planning for the future should involve strategizing to minimize taxes. Explore 25 tips to help you plan, do retirement tax filings, and save money.

March 16, 2023
home equity loan for retirement

Should You Secure a Home Equity Loan Before You Retire?

A home equity loan at retirement may seem counter intuitive. However, there are some compelling reasons to consider taking on this debt.

March 30, 2023

What Happens if I Really Do Run Out of Money in Retirement?

Worried about running out of money in retirement? There's good reason to be concerned. Find out how to take action and feel more confident about your future.

March 30, 2023
Roth conversion strategies

How to Model Roth Conversion Strategies in the NewRetirement Planner

Get a guided walk through of the new Roth functionality and get tips for making the most of the tool. Plus explore all the ways we help you make better decisions about conversions and tax deferred savings.

March 23, 2023

Investment Advice: What Kind of Help Do You Really Need? How Much Should it Cost?

You have options for investment advice at different costs and service levels. But, the most popular option may not be the best. Learn why...

August 11, 2022

Video: The Need for Financial Planning, Why We Built NewRetirement

Watch to learn about the need for financial planning at scale and discover why we started NewRetirement.

July 21, 2022
what is a bond ladder

Is a Bond Ladder Strategy Right for Your Retirement?

Bond ladders can be used to protect against interest rate risk. Discover what they are and why you would use one to secure your future.

July 14, 2022
financial values

How and Why to Pass on Financial Values to Your Heirs

The best gift to leave heirs isn’t a lot of money. What’s really valuable is to pass along strong financial values and knowledge. Learn how.

September 21, 2022

10 Reasons Why Talking About Money Can Give You a Better Future

Talking about money with friends, family, and peers can improve your financial outcomes. You'll make better decisions.

August 3, 2022

9 Tips to Help Your Grandchildren Financially and Otherwise (I Bonds Are a Hot Topic)

You may want to help your children or grandchildren financially. If you have the money, here are 9 tips for passing it on. Learn more...

May 12, 2022

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.