Budgeting & Spending

Planning for the future should involve strategizing to minimize taxes. Explore 25 tips to help you plan, do retirement tax filings, and save money.

Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow.

These 12 year-end tax tips for retirement will help you minimize your 2022 taxes and reduce future tax bills.

Underestimating expenses is a good way to run out of money. Learn about commonly overlooked retirement expenses. You’ll be surprised by #1.

Learn how the “Inflation Reduction Act of 2022” may improve your retirement? (Reduced healthcare costs and inflation reduction.)

Research suggests that average annual retirement income for retirees is far less than what they earned before retirement. And, it’s not a problem!

In some ways managing money in retirement will be easier and in other ways it will be harder. Here are 10 tips for getting it right.

Stagflation is a future possibility. Discover how we might prevent it and what to do if it happens. Read now…

They were wrong. The answer to the question does money buy happens is… yes! In fact, the research is overwhelming. And, there are actually multiple ways to spend to increase happiness. Here are 11 ways to spend money to buy happiness. The following 11 tips are valuable whether you are 75, 65, 55 or 15!…

Explore the 3 main reasons why your property insurance is so high and discover ways to reduce your expenditure.

A recent study found 3 traits to help you achieve a successful retirement. Adopt these maxims to achieve a more secure future.

Average inflation is high. But, what is your personal inflation rate? Find out how to calculate and what it means.

A government report finds that Medicare Advantage plans are denying coverage and claims. Find out what to do about it.

While most people do short term consumption smoothing, you really need it for your future financial security.

Terror about retirement spending is not uncommon. In fact, most people are worried about spending their nest egg and running out of money. After all, you have been conditioned for decades to earn, not spend. You were probably a teenager when you opened your first paycheck and officially started the cycle of earning and spending…

Is a retirement bucket strategy right for you? Learn how to calculate your buckets and model them in your financial plan.

Yes. You will likely pay taxes on Social Security. Learn what to expect (federal, state or work) and find a retirement tax calculator! Learn more now…

Average retirement spending for those over 65 is $48,872 a year. See average spending in specific categories and how to project your own needs.

Reducing expenses is a good way to deal with inflation. Here are 23 tips to make it a little easier to cut costs.

If you find yourself needing emergency money or income, here is a guide to 11 different sources of funding. Explore the pros and cons.

Is doing nothing a sane response to inflation today? For some, absolutely. Others need to take action. Explore your options.

If you want a secure retirement, you need to go about estimating retirement expenses. Get 9 great tips for succeeding at this difficult task.

Out of pocket retirement health care costs can be outrageous. Use these 12 surprising tips for a healthier and wealthier retirement.

There’s one important task that you may be forgetting before you retire: pursuing dental care. Learn why and access a full retirement checklist.