Budgeting & Spending

Are college costs worth it? A degree promises higher earnings, but not always more lifetime wealth.

Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek.

Debt isn’t necessarily terrible. Good debt helps you get ahead. Bad debt puts you in a hole. Understand the differences for better financial outcomes.

Mastering the financial basics is doable by anyone at any age. Here is a simple guide. Steps to take at 20, 25, 45, or even 55 to get and stay on track to a secure future.

Debt levels have climbed to an all time high. Reducing this financial burden is a very worthy goal. Not sure how to get out of debt? You have options. Use this article to get motivated and find a way to approach your debt that feels right for you and your priorities. There are quite a…

You don’t need to feel overwhelmed by financial stress. Here are 4 straightforward steps to help you gain financial control.

Budgeting doesn’t have to be awful. We’ll help you find a way to budget that helps you with your financial goals and suits your personality.

Why budget? Budgeting can improve your short-term and long-term finances as well as your emotional well being.

Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.

What is a recession? The good news? Well, recession isn’t always so bad and you probably won’t know are in one until after it’s over.

Some people retire in their 20s and 30s. What’s the secret? Here are top lessons from the most popular financial independence influencers.

Planning for the future should involve strategizing to minimize taxes. Explore 25 tips to help you plan, do retirement tax filings, and save money.

Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow.

These 12 year-end tax tips for retirement will help you minimize your 2022 taxes and reduce future tax bills.

Underestimating expenses is a good way to run out of money. Learn about commonly overlooked retirement expenses. You’ll be surprised by #1.

Learn how the “Inflation Reduction Act of 2022” may improve your retirement? (Reduced healthcare costs and inflation reduction.)

Research suggests that average annual retirement income for retirees is far less than what they earned before retirement. And, it’s not a problem!

In some ways managing money in retirement will be easier and in other ways it will be harder. Here are 10 tips for getting it right.

Stagflation is a future possibility. Discover how we might prevent it and what to do if it happens. Read now…

They were wrong. The answer to the question does money buy happens is… yes! In fact, the research is overwhelming. And, there are actually multiple ways to spend to increase happiness. Here are 11 ways to spend money to buy happiness. The following 11 tips are valuable whether you are 75, 65, 55 or 15!…

Explore the 3 main reasons why your property insurance is so high and discover ways to reduce your expenditure.

A recent study found 3 traits to help you achieve a successful retirement. Adopt these maxims to achieve a more secure future.

Average inflation is high. But, what is your personal inflation rate? Find out how to calculate and what it means.

A government report finds that Medicare Advantage plans are denying coverage and claims. Find out what to do about it.