Retirement Income

You spend your life working and saving, but in retirement everything turns upside down as you transition to a life of leisure and need to turn those savings into reliable retirement income.

There are different ways of determining how much retirement income you will need and many different strategies for securing that income.

Your retirement income may come from a mix of savings withdrawals, Social Security, pensions, passive income, annuities, retirement jobs, and more.

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pros and cons of dividend stocks

15 Pros and Cons of Dividend Stocks for Retirement Savings

Too good to be true? Explore 15 pros and cons of dividend stocks. Good for retirement income, but also expensive, confusing, and risky.

December 1, 2022

Avoid Unnecessary Taxation: 7 Easy Sources of Tax-Free Retirement Income

As a lifelong worker who paid their fair share of taxes, make sure you take advantage of these sources of tax-free retirement income.

August 25, 2022
how much is enough

How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness

Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.

July 14, 2022
what is a bond ladder

Is a Bond Ladder Strategy Right for Your Retirement?

Bond ladders can be used to protect against interest rate risk. Discover what they are and why you would use one to secure your future.

July 14, 2022
pre retirement income

Can You Live Happily in Retirement With Just 66% of Your Work Income? (Yes! Most Do)

Research suggests that average annual retirement income for retirees is far less than what they earned before retirement. And, it’s not a problem!

July 7, 2022
401k statement different

What’s New on Your 401k Statement? (Why Does it Appear You Have So Little Retirement Income?)

Your next 401k statement is going to look different. And, your retirement income projections may be concerning. Find out why.

June 23, 2022
sequence of returns risk

What is Sequence of Returns Risk? How Can You Protect Your Retirement from It?

What is sequence of returns risk? Hint: timing is everything when it comes to withdrawing your savings. Find out how to maximize your retirement income for the long haul.

June 16, 2022
spend safely in retirement

Want Reliable Retirement Income? Use the Spend Safely in Retirement Strategy

Spend safely in retirement? It sounds promising. Discover how to implement this retirement income strategy developed at Stanford. Read more…

May 26, 2022
consumption smoothing

What is Consumption Smoothing? And, Why Is It Important to Your Lifelong Happiness?

While most people do short term consumption smoothing, you really need it for your future financial security.

April 28, 2022
average retirement income 2022

Average Retirement Income 2022: How Do You Compare?

Average retirement income 2022 – find out how your income compares to averages and get tips for boosting your income. Read now!

February 24, 2022

Will Retirees Use their $10 Trillion in Home Equity for Income? A Back Up Plan? As Inheritance?

Your home is a valuable asset. It is also a powerful financial tool for retirement. Explore 5 ways to use your home equity. Read now…

February 2, 2022

Podcast: David Blanchett — Guaranteed Income in Retirement

Steve and David discuss retirement income and go over some listener questions

December 9, 2021
asset allocation as you age

Best Asset Allocation at Different Ages

The best asset allocation strategy for you today? As you age? Is age the best way to determine investment strategy? Get answers.

November 11, 2021

6 Strategies to Manage Required Minimum Distributions (RMDs)

Are RMDs desired income or a cost? Either way, preserve wealth with these 6 strategies for minimizing taxes on your withdrawals.

October 11, 2021

How to Qualify for the Highest Possible Social Security Benefit

What’s the highest Social Security benefit? Will you qualify? Get easy answers for a wealthier retirement.

September 29, 2021

Will Social Security Run Out? What Does a Shortfall in 2033 Really Mean?

Demographics and the pandemic are 2 factors causing financial woes for Social Security. Learn if your benefits will be impacted.

September 23, 2021

Are You Wealthy? 19 Ways to Define Wealth

Are you wealthy? Are you defining wealth correctly? See how people think about wealth and compare your financial well being to others’.

July 29, 2021
how to apply for social security

How to Apply for Social Security: Easy Steps to the Right Decisions

Find out how to apply for Social Security. Applying for Social Security is very straightforward. The real trick is deciding when. Get the inside scoop!

July 21, 2021
retirement income plan

3 Steps to a Retirement Income Plan: Nobel Prize Winner Helps You Figure Out Your Best Options for a Secure Future

Nobel prize winner Robert Merton outlines the 3 steps you need to take to create a retirement income plan for a secure future.

July 18, 2021
social security strategies

Social Security Strategies: 15 Easy Tips for Making the Best Decisions

Choosing the right Social Security strategies can be a $100,000 (or more) question. Find out how to make the most of this benefit with 16 easy tips.

June 30, 2021
living on social security alone

11 Ideas for Living on Social Security Alone

Living on Social Security alone really is possible. Get the scoop on 11 ways to make it work for your situation. Read now!

June 30, 2021
lockbox strategy william sharpe

The Lockbox Strategy and 10 Other Retirement Income Tips from Nobel Laureate, William Sharpe

William Sharpe has contributed significant brain power to solving for retirement security. Learn about the lockbox strategy and other ways to set up your retirement income.

June 10, 2021

Passive Income for Retirement: 12 Creative Ideas to Boost Your Financial Security

Passive income for retirement are income sources that you benefit from without too much effort — the money just flows in. Passive income streams are therefore ideal for retirement. In retirement you are trying to maximize the time we spend on leisure activities while minimizing work or burdensome endeavors.You can generate passive income from savings,…

April 1, 2021
stimulus

24 of the Best Ways to Spend Your Stimulus Check

Depending on your income (not your assets), you may be receiving a stimulus check of somewhere between $1,400 and $2,800. How are people putting this money to use? We asked the NewRetirement Facebook group and it turns out that the uses are as varied as we are individually. Many are looking to spend the money…

March 18, 2021

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