28 Retirement Investing Tips from Today’s Financial Geniuses
Here are 28 retirement investing tips from today’s greatest financial minds. Just one of these lessons might make your dream retirement a reality!
Retirement Investments and Retirement Savings
There is a lot more to retirement planning than savings and investments. However, how much money you have and how you have it invested are critical considerations.
Most Recent Articles on Retirement Savings and Investments
401k Plans Getting Better: Are They Reason Enough to Work Longer?
Retirement savings programs are improving and most Americans now want to save more. What is a good employer match? How does yours compare?
Are TIPS the Tips You Need with Inflation on the Rise?
Treasury Inflation-Protected Securities (TIPS) are touted as good investments for inflation protection. But, they have significant downsides. Explore the pros and cons.
Should You Pay Off Mortgage or Invest?
Get insights for the best way to use your money. What are the pros and cons of paying off mortgage vs. investing?
Cryptocurrencies and Your Retirement
Is investing in cryptocurrencies a good idea for retirement? Explore the pros and cons of this volatile asset class.
What Rates of Return Should You Use for Retirement Planning?
Get details on historic returns and a framework for making your rate of return projections. Here is info you need for a more secure future.
Best Asset Allocation at Different Ages
The best asset allocation strategy for you today? As you age? Is age the best way to determine investment strategy? Get answers.
7 Simple Tips for How to Invest for Retirement
Knowing how to invest for retirement can be complicated and it is not an innate skill. However, you can do it with these 7 simple tips.
The Biggest Risk in Financial Planning: Avoiding Risk
According to experts, one of the biggest risks in financial planning isn’t investing in a volatile portfolio, but rather avoiding risk altogether.
11 Year-End Tax Planning Strategies to Keep More 2021 Money and Prepare for Future Wealth
These 11 year-end tax tips for retirement will help you minimize your 2021 taxes and reduce future tax bills.
Are Alternative Investments a Good Idea for Your Retirement?
Should you consider alternative investments as part of your retirement asset allocation? Probably not, but it depends. Explore the pros and cons.
6 Strategies to Manage Required Minimum Distributions (RMDs)
Are RMDs desired income or a cost? Either way, preserve wealth with these 6 strategies for minimizing taxes on your withdrawals.
What is a Donor-Advised Fund?
Learn about donor-advised funds and the significant tax advantages they offer. Explore the downsides to this charitable giving strategy as well.
10 Recent Economic Headlines and What They Mean for Your Money (Will Roth Conversions Be Scrapped?)
As summer ends and the economy continues to reopen, there has been a lot of significant economic news. Here are 10 recent headlines and what each of them means for your money. Some of these headlines report on events that have happened. Others are anticipating future events. Each may have a significant impact on your…
401(k) Fees: Get to Know What You Pay and Reduce the Expense
Many of us are oblivious to the fees, but almost everyone with a 401(k) pays them. Get 7 ideas for reducing costs to greatly increase wealth.
Solo 401k: Massive Savings Opportunities for the Self-Employed
The ability to open a Solo 401k is a big perk for the self employed. Learn about 12 big advantages, including the huge contribution limits.
Rebalancing Your Portfolio: Why, How and When
Rebalancing is a critical part of any investment strategy. Learn about setting asset allocation targets and the finer points of rebalancing.
6 Competing Retirement Investing Goals and How to Sort Them Out for Long-Term Wealth
Saving for retirement is hard. However, when you are still working, creating a retirement investment plan can be relatively straightforward. The goal is to simply grow the money. But, when you retire, your investment goals become multi-faceted, layered, and downright complicated. You still want your money to grow, but you have a whole lot of other…
The Grapes of … Roth Conversion: A Fruitful Strategy for Retirement Wealth
Tax deferred? Tax free? Tax advantaged? It might sometimes feel a bit taxing to think about the tax implications of a Roth conversion. However, it is probably worth your brain power because a Roth conversion can be tremendously beneficial in the right circumstances. What is a Roth Account? A Roth account is a type of…
Why a Roth Conversion or Backdoor Roth IRA is a Good Idea Right Now
Doing a Roth conversion — also known as a “backdoor Roth IRA” — is perhaps even more appealing in 2018 than ever before. Why? Low 2018 tax rates. What is a Roth Conversion? Backdoor IRA? A Roth Conversion is when you convert money that you have in a traditional IRA to a Roth IRA. This…
Monte Carlo Simulations: A Sophisticated Way to Predict Your Chance of Financial Success
Hear Monte Carlo simulations and think gambling? Nope. Learn how this mathematical formula can be used to predict your financial future.
Are You Wealthy? 19 Ways to Define Wealth
Are you wealthy? Are you defining wealth correctly? See how people think about wealth and compare your financial well being to others’.
3 Steps to a Retirement Income Plan: Nobel Prize Winner Helps You Figure Out Your Best Options for a Secure Future
Nobel prize winner Robert Merton outlines the 3 steps you need to take to create a retirement income plan for a secure future.
Financial Wisdom from Jack Brennan, Former CEO of Vanguard
Get great investing and planning tips directly from Jack Brennan, former CEO of Vanguard (the handpicked successor to Jack Bogle).
Find Lost 401k: How to Find Out If You Have Lost or Forgotten Retirement Accounts
Here is a guide for how to find lost money — a lost 401k or other unclaimed retirement benefits. It can be as easy as 1,2,3!
The Lockbox Strategy and 10 Other Retirement Income Tips from Nobel Laureate, William Sharpe
William Sharpe has contributed significant brain power to solving for retirement security. Learn about the lockbox strategy and other ways to set up your retirement income.