Retirement Savings and Investments

There are a lot of questions about retirement savings and investments.

With regards to savings, you need to know: How much to save (did you know that some people save too much)? How much savings you will you need for retirement? Where should you save? Should you save pre-tax (traditional, SEP & Simple IRAs, 401ks, 403bs, 457s, 529s, HSAs, etc…) or after-tax (Roth IRAs and 401ks)? How do you find more money to save?

And, there are probably even more questions about investments: What should you invest in (stocks, bonds, real estate, funds)? How should your investments change over time? How do your financial values impact your investment strategy? What is the ideal asset allocation for you? What should you do when the market swings wildly?

See below for articles covering the answers to these questions and more.

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retirement bucket strategy

Is a Retirement Bucket Strategy Right for You and Your Money? (And, How to Calculate)

Is a retirement bucket strategy right for you? Learn how to calculate your buckets and model them in your financial plan.

May 23, 2024
wealthiest retirees

Are You Among the Wealthiest (Top 5%) of All Retirees?

What does it take to be the top 1%, 5%, 10%, or 50% for wealth in retirement? See how wealth is defined and where you stand.

May 16, 2024
Robert Brokamp Podcast

Podcast: Wealth & Wisdom with Robert Brokamp

Get valuable insights on retirement, purpose, and investing from Robert Brokamp, CFP, author, and a senior advisor at Motley Fool.

May 9, 2024
sequence of returns risk

What is Sequence of Returns Risk? How Can You Protect Your Retirement from It?

What is sequence of returns risk? Hint: timing is everything when it comes to withdrawing your savings. Find out how to maximize your retirement income for the long haul.

May 9, 2024
Proposed fiduciary rule

New Fiduciary Rule from Federal Government is Designed to Protect You During Retirement Plan Rollovers

The Department of Labor is trying to enact a new rule designed to protect retirement savers. See if it will benefit you.

May 2, 2024
consumption smoothing

What is Consumption Smoothing? And, Why Is It Important if You Want Long Term Financial Stability?

While most people do short term consumption smoothing, you really need it for your future financial security.

April 18, 2024
best retirement investments

The Best Investments to Achieve Your Retirement Goals

The best retirement investments depend entirely on you and your goals. Here are 18 great opportunities for you to consider. Read now!

April 18, 2024
roth conversion mistakes

15 Common Roth Conversion and Savings Mistakes People Make

There are a lot of potential Roth IRA mistakes to be made: 1) Not doing it, 2) Not knowing the rules, 3) Timing, 4) Poor planning, 5) Overlooking spouse… and more!

April 11, 2024
behavioral finance

Behavioral Finance: 16 Easy Ways to Outsmart Your Brain for More Wealth and Security

Behavioral finance can show you how to be happier, wealthier and achieve a better retirement. Explore 16 rules of thumb for a better future.

April 2, 2024
passive investing

Passive Investing: 6 Advantages to the Hands-Off Approach

Learn about passive investing and explore why the approach is more cost efficient and produces better outcomes than active management.

March 28, 2024
low cost investing

Low Cost Investing: 7 Ways to Slash Your Investment Expenses

Investment costs can be easily reduced without compromising returns. Follow these low cost investing guidelines.

March 21, 2024
Mutual fund fees

Fees and Expenses on Mutual Funds and ETFs: A Complete Guide to the Often Misunderstood and Hidden Costs of Investments

Are you aware of just how much investing is costing you? Explore all the fees associated with your mutual funds and ETFs.

March 14, 2024
behavioral finance

Behavioral Finance: 16 Easy Ways to Outsmart Your Brain for More Wealth and Security

Behavioral finance can show you how to be happier, wealthier and achieve a better retirement. Explore 16 rules of thumb for a better future.

March 7, 2024
restricted stock units

Making Sense of Restricted Stock Units: Terminology, Taxes and More!

Learn about the value of restricted stock units and how to use this compensation to your financial advantage.

February 29, 2024
Paycheck Deductions & Employer Contributions

New Features: More Accurate Ways to Model Your Paycheck Deductions and Employer Contributions to Savings

We have significantly improved your ability to model paycheck deductions and employer contributions to savings.

February 15, 2024
sudden wealth event

A Guide to Managing Sudden Wealth: Key Financial Considerations

Inheriting money? Won the lottery? Here is what you need to know for long-term financial security after experiencing a sudden wealth event. 

December 20, 2023
emotionally intelligent investor

Are You an “Emotionally Intelligent” Investor?

Successful investing is not all about numbers and analysis. Emotions can help and hurt your financial security. Learn how!

November 30, 2023
should you pay off your mortgage or invest

Should You Pay Off Mortgage or Invest?

Get insights for the best way to use your money. What are the pros and cons of paying off mortgage vs. investing?

November 21, 2023
alternative investments

Are Alternative Investments a Good Idea for Your Retirement?

Should you consider alternative investments as part of your retirement asset allocation? Probably not, but it depends. Explore the pros and cons.

November 9, 2023
year end tax tips

12 Year-End Tax Planning Strategies to Keep More 2023 Money and Prepare for Future Wealth

These 12 year-end tax tips for retirement will help you minimize your 2023 taxes and reduce future tax bills.

November 2, 2023
asset location

Asset Location: How Tax-Smart Investing Can Supercharge Your Portfolio

Asset location is an important concept if you are trying to save and build wealth. Explore ways to locate funds to minimize taxes.

October 26, 2023
holistic investment plan

9 Essential Considerations for a Holistic Investment Strategy

Explore 9 important considerations when it comes to establishing, tracking, and managing a holistic investment strategy.

October 5, 2023
average home equity

Average Home Equity: If You Are Middle or Lower Class, Your Wealth is in Your Home

Learn about average home equity and how it impacts your wealth, especially if you are in the lower or middle classes.

September 21, 2023
money personality type

What is Your Money Personality Type? Will It Impact Your Financial Security?

Your money personality type can impact your retirement security. Find out which type(s) you are and learn how to use it to your advantage!

September 6, 2023

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.