28 Retirement Investing Tips from Today’s Financial Geniuses
Here are 28 retirement investing tips from today’s greatest financial minds. Just one of these lessons might make your dream retirement a reality!
Retirement Investments and Retirement Savings
There is a lot more to retirement planning than savings and investments. However, how much money you have and how you have it invested are critical considerations.
Most Recent Articles on Retirement Savings and Investments
3 Steps to a Retirement Income Plan: Nobel Prize Winner Helps You Figure Out Your Best Options for a Secure Future
Nobel prize winner Robert Merton outlines the 3 steps you need to take to create a retirement income plan for a secure future.
Financial Wisdom from Jack Brennan, Former CEO of Vanguard
Get great investing and planning tips directly from Jack Brennan, former CEO of Vanguard (the handpicked successor to Jack Bogle).
Find Lost 401k: How to Find Out If You Have Lost or Forgotten Retirement Accounts
Here is a guide for how to find lost money — a lost 401k or other unclaimed retirement benefits. It can be as easy as 1,2,3!
The Lockbox Strategy and 10 Other Retirement Income Tips from Nobel Laureate, William Sharpe
William Sharpe has contributed significant brain power to solving for retirement security. Learn about the lockbox strategy and other ways to set up your retirement income.
Charitable Giving in Retirement: 4 Questions to Ask
For many of us, the desire to engage in charitable giving — giving to our family, communities or world — only grows as we age. And there may be good reason that we want to give. It turns out that giving is good — very good. Numerous studies have found that there is a huge…
How to Save More Money for Retirement: 23 Smart and Easy Ways to Boost Savings Big!
You’ve probably heard a lot of advice about how to save more money for retirement. Everyone tells you that you really need to do it. And if you’re like a lot of people, you probably think that it’s a great idea — you are just not exactly sure where to find the cash.Learn how to…
Inflation Risk: Should You Be Worried About Inflation and Your Retirement?
What is your inflation risk? (It just went up.) Here are 8 ways to protect your retirement finances from rising inflation.
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How to Prepare for the Possible Upcoming Federal Tax Changes
Explore the proposed tax increases on the wealthy and find out what to do about it if you might be at risk of a higher tax burden.
Empty Nest? Why It’s a Great Time to Fill Up Your Retirement Nest Egg!
As you prepare for children to fly the coop, it is worthwhile to consider what type of empty nest parent you might be. Are you: Super proud that they are setting out on their own? Still supporting them financially? Relieved and happy to have more time on your own? Sad and lonely that your children…
Over Saving for Retirement: Advice from Real People Who May Have Saved Too Much
Over saving is by design by some and a mistake for others. Get advice for what to do if you think you are over saving from people who know.
Impact Investing Returns: Do Well — Financially and Socially — by Doing Good
Impact investing! The name sounds exciting. Who wouldn’t want to make an impact with an investment? But, what is it exactly? Are impact investing returns on par with any other investment? And, is it right for you and your retirement? What is Impact Investing? Impact investing, related to socially responsible or ethical investing, conscious capitalism,…
Pros and Cons of ETFs: Are Exchange Traded Funds a Good Retirement Investment?
If you do not know about Exchange Traded Funds (ETFs)… it may be well worth your while to learn about them. There are many compelling pros and cons of ETFs as a retirement investment. ETFs have become a very popular investment vehicle and they can be a good place for retirement savings. In a nutshell,…
14 Low-Risk, High-Return Investments: How to Make Money in a Low Interest Rate Environment
When you are retired, or near retirement, it is generally a good idea to have a percentage of your savings in investment vehicles that are lower in risk. However, it can be difficult to find low-risk, high-return investments — especially now with Certificate of Deposit (CD) and savings account rates at less than one percent.…
What is Your Money Personality Type? Will It Impact Your Retirement Security?
Whether you know if or not, you have a type — a money personality type. And, your attitudes about finances will likely impact your retirement. Knowing and learning about your money personality type can help you avoid pitfalls and use your strengths to your advantage for a secure and happy future. What is a Money…
Podcast: Brooke Southall — The Past, Present & Future of Wealth Management
Episode 53 of the NewRetirement podcast is an interview with Brooke Southall — Founder and Principal Reporter of RIABiz.com — and discusses the past, present and future of wealth management. Listen Now: Don’t miss out on future episodes: subscribe on iTunes subscribe on Stitcher And, join our private Facebook Group to discuss this podcast, suggest…
Early Retirement Income: 5 Ways to Make Penalty-Free Withdrawals from Your Retirement Accounts BEFORE You Turn 59.5
Early retirement is a dream for many. However, a really early retirement is fairly rare. According to research published on LIMRA, only about 20% of all Americans retire in their 50s or before — with most of those happening after age 55. For those that do retire early, figuring out how to fund expenses can…
How Much Should I Save for Retirement? Average Retirement Savings Rates for Every Age
Keeping your retirement savings on track helps you meet your retirement goals. That seems like a very simple concept, and in a way it is. But living with that plan every day isn’t quite so simple. Knowing how much one should save for retirement is useful — it can motivate you to take action. And…
8 Ways to Invest in Real Estate for Retirement
Let’s get real about investing in real estate for retirement. Investing of any kind can be complicated at any point in your life. However, investing in or near retirement can be especially arduous. At retirement you need your assets to be relatively free of risk while keeping pace with inflation. In many cases, you need…
How to Use the I.R.S. to Figure Out Safe Withdrawal Rates in Retirement
The Internal Revenue Service (I.R.S.) is not usually thought of as an institution that adds a lot of value to our lives — to the contrary in fact. However, a few years ago, the researchers at the Center for Retirement Research at Boston College came up with a simple and relatively safe retirement withdrawals strategy…
What is a Self Directed IRA? Is it a Good Idea for Retirement Savings?
What Is a Self-Directed IRA? A Self Directed IRA is a type Individual Retirement Account (IRA) that allows you to invest in a really wide variety of alternative investments. Traditional IRAs require that you invest in traditional asset classes — mainly stocks, bonds, funds, treasuries, annuities and certificates of deposit. Self Directed IRAs and Self…
10 Year End Tax Planning Strategies for 2020 and Your Future Retirement
This has been a year like no other. As you prepare to say a big buh-bye to 2020, use this list of year-end tax planning tips for 2020 and beyond to help launch you into a better future. In 2020, the rules were updated for everything from tax withholding to socializing. While we can’t help…
How a Biden Presidency Might Affect Your Retirement
Joe Biden is now President elect. There are several ways a Biden presidency might affect your retirement, including lower tax benefits on 401(k) accounts and more generous Social Security benefits. Biden’s Plan for Older Americans gives specific details on what Biden would like to do as President to overhaul the nation’s retirement system, shore up…
How Making a Qualified Charitable Distribution (QCD) Can Save You Tax Money
Qualified Charitable Distributions (QCDs) are not only a way to help great causes and those in need, but they are also a way to manage your tax exposure and avoid unpleasant surprises. For people who are at least 70 ½, and who don’t need income (or who simply want to avoid the income tax) from…
What Are the Effects of Low Interest Rates on Your Retirement?
You may have seen the news: Interest rates in the United States are at historic lows. That sounds great. But is it really? What are the effects of low interest rates on your retirement? Read on to see the pros and cons of low interest rates on your retirement plan. And, how to make the…
How Are Different Retirement Income Sources Taxed? And, How Does Tax Withholding Work in Retirement?
Retirement tax planning is a critical part of preparing for a secure future. The good news is that with so many possible retirement income sources, you have many different opportunities to potentially reduce your tax burden. And, you may even discover that reducing taxes can enable you to retire a little earlier than you might…