Financial planning tools and services to put you on the path to the future you want
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Digital financial planning and guidance at scale
Book smart? Street smart? We want to help you be smart about your money and time. Our financial planning classes deliver the know how you need.
Sure, you'll expand your financial vocabulary. But, more importantly, you'll really understand your money.
Join live interactive zoom sessions (day or evening). Or, go at your own pace with our pre-recorded classes.
Always know what’s next and feel confident as you take steps toward building your financial plan.
Ask our experts your own questions and learn from your peers.
Use the NewRetirement Planner to build a plan that you feel good about.
You won’t learn the “right” way to manage your finances. We’ll help you find your way.
Getting comfortable with financial security is not easy. That’s where the Build Your NewRetirement Plan Intro Course comes in.
This financial planning course helps you explore the fundamentals of saving, spending, investing, and protecting your money as you increase your financial literacy, learn more about planning and how to use our Planner.
We start by putting you at the center of the planning process as we get to know each other and talk about how your values impact the decisions you make when financial planning.
What accounts do you have today? Learn how different account types may benefit you as you identify your saving priorities and how they may evolve in the future.
Real estate and debt can have a huge impact on your financial
situation. We explore how where you live may impact your
financial future and methods for approaching debt
Income is about more than just your paycheck. Let’s take a
look at various way you can make money, how you can make
more, and how different types of income impact
Go beyond budgeting. Start thinking about your expenses
framework. We’ll explore the various types of expenses and
how to think about spending over years, not just months.
Imagining the future can be difficult. What will your expenses
be 10 years from now? How about 20? We give you the
knowledge you need to answer these questions so you
To plan for tomorrow’s expenses you need to know what your
future income might be. We help you frame up what your
options might be and help you think creatively about
Our Planner is powerful. We take you through your options for
discovering new opportunities and using it to monitor your
progress as you put your plan into action.
Looking for more advanced learning? Our In-Depth Classes take you deep into topics like tax planning, portfolio and asset allocation strategies, building your income plan, maximizing benefits, and more.
Unlock all planning functionality in the NewRetirement Planner so you can instantly apply all of the concepts you learn in class to your own situation.
Includes the 8-week Build Your NewRetirement Plan intro class.
Includes the 8-week Build Your NewRetirement Plan intro class and in-depth classes.
8-class course covering all the basics of building a financial plan.
16+ classes (a new one every month) covering investing, medical costs, tax saving, and more.
Michelle is the Director of Product and Services at NewRetirement. She manages the product, customer support, education, and services to help you prepare for financial independence and make smarter choices for retirement. Her goal is to broaden the reach of financial education and empower you to take control of financial decisions.
Michelle has a BA in Psychology from the University of Michigan, an MS in Human-Computer-Interaction from DePaul University, and complete Certified Financial Planner® coursework at Northwestern University. She previously worked for Technology Consulting firms as a Program Manager for clients in Financial Services, Hospitality, Healthcare, and the United States Air Force.
In her free time
Michelle lives in Chicago where she enjoys exploring neighborhoods, playing basketball, and planning her next international travel adventure.
Nancy is a wealth of knowledge and loves working with the NewRetirement community as an educator and coach. You’ll meet her during Office Hours, in Classes, and in Live Plan Review Sessions. Her goal is to educate and support you as you design your plan with complete confidence for today and for the future.
With a hunger to continue learning after her career as a Spanish teacher and department leader, Nancy immersed herself in the language of personal finance and has since completed a certificate in accounting, passed the FINRA SIE exam, and passed the NASAA Series 63, 65, and 66 exams.
In her free time
When she’s not crunching numbers, Nancy can be found on a hiking trail or curled up with a good book. She’s also an avid traveler and “templer,” having visited sites such as Teotihuacán, Machu Picchu and Angkor Wat.
CFP®, MBA, FHFMA
Bruce Lorenz became a CFP® professional to help people achieve their financial goals, plain and simple. Regardless of where you’re at in life, Bruce’s expertise in a variety of topics from asset allocation to taxes and everything in between means you’ll get reliable advice informed by years of experience.
Bonus: Bruce’s experience in the healthcare industry and financial planning knowledge means he can help you navigate your Medicare choices and understand the options available.
He spent his early career managing finances for healthcare organizations and transitioned to direct financial planning services so he could work one-on-one with individuals and families, helping them plan for the future and live their best lives.
Bruce earned a Bachelor of Arts in Journalism and Bachelor of Science in Business Administration from Union College in Lincoln, NE, before completing a Master of Business Administration from Kansas University. He’s also certified as a Fellow with the Healthcare Financial Management Association.
In his free time
He demonstrates his passion to help others by providing pro bono financial planning through a number of organizations assisting the underserved across the country. When he’s not providing financial guidance, you can often find Bruce enjoying a run or playing pickup basketball games at the gym. He’s also an avid music lover and plays the piano.
Rae’s analytical inclinations and desire for meaningful work making a difference in the lives of others led to an early career pivot from project management to the field of financial planning.
As a graduate of the University of Minnesota-Duluth (UMD) with a bachelor’s degree in Human Resource Management and a minor in Psychology, Rae returned to UMD in 2018, enrolling in the CFP® Board Certified Financial Planning program with the goal of becoming a CERTIFIED FINANCIAL PLANNER™.
She’s grateful for the opportunity to join the NewRetirement team to collaborate with members and support their planning efforts through the service desk, one-on-one coaching, and live events.
In her free time
Rae is an avid disc golfer and loves to travel, especially to places with awesome hiking trails.
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Disclaimer: The content, calculators, and tools on NewRetirement.com are for informational and educational purposes
only and are not investment advice. They apply financial concepts in a general manner and include
hypotheticals based on information you provide. For retirement planning, you should consider other
assets, income, and investments such as equity in a home or savings accounts in addition to your
retirement savings in an IRA or qualified plan such as a 401(k). Among other things, NewRetirement
provides you with a way to estimate your future retirement income needs and assess the impact of
different scenarios on retirement income. NewRetirement Planner and PlannerPlus are tools that
individuals can use on their own behalf to help think through their future plans, but should not be
acted upon as a complete financial plan. We strongly recommend that you seek the advice of a financial
services professional who has a fiduciary relationship with you before making any type of investment or
significant financial decision. NewRetirement strives to keep its information and tools accurate and up
to date. The information presented is based on objective analysis, but it may not be the same that you
find on a particular financial institution, service provider or specific product's site. All content,
tools, financial products, calculations, estimates, forecasts, comparison shopping products and services
are presented without warranty.