Insurance

Insurance protects you from the financial liability of the unexpected. Explore what kinds of insurance you need and get tips for the best coverage for you.

Car insurance protects you from car accidents. Home and renters insurance protects you from financial loss due to accidents to your property. Umbrella insurance protects you from additional liability. Life insurance protects your loved ones way of life from your possible death. Health insurance and Medicare covers medical bills. Disability insurance will cover your income if you are unable to work. Long term care insurance covers long term care costs if you require care (and 65-70% of all people do). Lifetime annuities are insurance to guarantee your income and a life longer than you may have anticipated.

When you buy insurance, the insurer is agreeing to fund your unexpected financial losses. They can do this because insurers pool the risks across a large population of people.

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Insurance

The Actual Costs of Long Term Health Care

If you are misinformed about long term health care costs, you might not get the care you want. Find out how much it costs and how to pay for it.

January 25, 2024
Insurance

Medicare Open Enrollment: Why You Need to Assess Your Insurance Annually and 13 Tips for Getting Great Coverage

It’s 2024 Medicare Open Enrollment time. Here are 13 tips for getting great coverage and lowering medical costs.

October 19, 2023
Insurance

Medicare Surcharges (IRMAA): How the Wealthier Pay MORE for Coverage

Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.

October 17, 2023
Insurance

11 Alternatives to Long Term Care Insurance

You need a plan for dealing with long term care costs. Luckily there are some great alternatives to long term care insurance.

September 28, 2023
Insurance

9 Surprising (Sometimes Unsavory) Secrets About Long-Term Care, Medicaid, and Your Retirement

Here are 9 things you might not know about Medicaid and long term care, and the chances you’ll be on the program in retirement.

September 26, 2023
Insurance

Longevity Annuities: One Way to Insure Your Worst Fears Don’t Come True

Find out if longevity annuities can alleviate your biggest retirement anxieties. Can they offer you the peace of mind you seek?

August 1, 2023
Insurance

The Real Scoop on Lifetime Annuities: Is This Type of Insurance Right for You?

Explore 8 questions to determine if a lifetime annuity is right for you – your values, goals, and resources.

September 6, 2022
Insurance

15 Ways to Save Money on Prescription Drugs

Don’t throw money out the window. Explore these 15 east ways to save money on prescription drugs, especially if you are older. Read now!

July 14, 2022
Insurance

Medicare Advantage Plans Too Often Deny Care and Claims: What to Do About It

A government report finds that Medicare Advantage plans are denying coverage and claims. Find out what to do about it.

May 19, 2022

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Medicare and Health Insurance
See more about Medicare and Health Insurance
Medicare open enrollment

Medicare Open Enrollment: Why You Need to Assess Your Insurance Annually and 13 Tips for Getting Great Coverage

It's 2024 Medicare Open Enrollment time. Here are 13 tips for getting great coverage and lowering medical costs.

October 19, 2023
IRMAA

Medicare Surcharges (IRMAA): How the Wealthier Pay MORE for Coverage

Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA - Income Related Monthly Adjustment Amount.

October 17, 2023
long term care and medicaid

9 Surprising (Sometimes Unsavory) Secrets About Long-Term Care, Medicaid, and Your Retirement

Here are 9 things you might not know about Medicaid and long term care, and the chances you'll be on the program in retirement.

September 26, 2023
longevity annuity

Longevity Annuities: One Way to Insure Your Worst Fears Don’t Come True

Find out if longevity annuities can alleviate your biggest retirement anxieties. Can they offer you the peace of mind you seek?

August 1, 2023
QLAC

Qualified Longevity Annuities Contract: QLAC Pros and Cons

Annuities are certainly not the only solution to being financially prepared for retirement. However, they are a financial strategy you should be aware of.  In fact, research has shown that a version of an annuity, a Qualified Longevity Annuity Contract (QLAC), can boost your retirement readiness. This article explores QLAC pros and cons. They are…

October 18, 2022

What Is an Annuity? Hype or Hope for Your Retirement?

What is an annuity? An annuity is technically an insurance product, not an investment.  Instead of trading money for financial protection from fire, flood or a health emergency, you are trading a lump sum in exchange for guaranteed income payments. The insurance company is taking the risk for downside in financial markets and for you…

September 7, 2022
costs of long term care

The Actual Costs of Long Term Health Care

If you are misinformed about long term health care costs, you might not get the care you want. Find out how much it costs and how to pay for it.

January 25, 2024
alternatives to long term care insurance

11 Alternatives to Long Term Care Insurance

You need a plan for dealing with long term care costs. Luckily there are some great alternatives to long term care insurance.

September 28, 2023
long term care and medicaid

9 Surprising (Sometimes Unsavory) Secrets About Long-Term Care, Medicaid, and Your Retirement

Here are 9 things you might not know about Medicaid and long term care, and the chances you'll be on the program in retirement.

September 26, 2023

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