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Increase wealth & security

Create a plan

See where you stand

Make better decisions

Discover opportunities

$96/year

Add help from real people

Learn how to set up and stress test your plan. Get the assurances you need to feel more confident about your future.

Flat fee consultations with a licensed fiduciary who will collaborate with you to create personalized retirement strategies.

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Free Planner

PlannerPlus

Holistic Planning: Most Comprehensive Tool Online	100 inputs	250+ inputs

Input how your income and spending will change over lifetime
Track all accounts and pensions
Estimate lifetime healthcare costs
Document all property, other assets and debts
See and plan for future tax liabilities
Set a detailed budget for required and desired spending
Schedule future withdrawals and distributions
Model future real estate transactions
Ladder Roth conversions
Link bank and brokerage accounts for automated updates

Insightful Charts: Get Your Questions Answered	10 Charts	20+ Charts

See how strong your plan is overall
Discover when you can retire
Assess if you will you run out of money
Get Monte Carlo analysis (rate of return probabilities)
Track your net worth now and overtime
Determine how much you need in savings
Evaluate how income and withdrawals fund expenses
Get detailed tax analysis
Go into deeper detail on all aspects of plan
Print a complete plan — with charts
Download your data to a spreadsheet

Explorers: Make Better Decisions	1 Explorer	3+ Explorers

Optimize Social Security
Determine if Roth conversions will improve your finances
Stress test your plan with “what if” scenarios
Find the best withdrawal strategy
Identify how to reduce taxes

Improve Your Plan: Personalized Suggestions Using Artificial Intelligence	Up to 10 Alerts	100+ Alerts

Get on track with guidance about how to set up plan
Be alerted when something is wrong or out of date
See how to be wealthier or more secure

Control Over Assumptions	Limited	Full Control

See optimistic and pessimistic values
Set general and medical inflation
Adjust rates of return for all accounts
Determine COLA for Social Security, Pensions and Annuities
Personalize appreciation for housing and other assets

Help from Real People When You Need It	In App	Add-On Services

Email and in-app support during business hours
Group classes via zoom
One on one coach services by the hour
Flat fee services from fiduciary advisor are available