Retirement Planning News, Information and Guidance

The retirement crisis is real.

The Retirement Crisis is Real: More than 50% of Americans Do Not Have Enough for Retirement

The U.S. is in the midst of a growing retirement crisis, and it’s only getting worse as an increasing number of Americans are less prepared to live on their savings than ever. According to “The Reality of the Retirement Crisis,” a report released this year by the Center for American Progress (CAP), more than…

Have no fear if a good retirement plan is near...

The Top 3 Real Retirement Money Worries and Common Fears that Should Not Concern You at All

If the thought of retirement has you furrowing your brows in anguish, you’re not alone. The possibilities of high medical bills, running out of savings and not being to afford daily expenses are Americans’ top three concerns around retirement, a recent Bankrate.com survey reveals. Other factors like the viability of Social Security weigh heavily…

Retirement plans

Expert Interview with Kim Peters About Employer-Sponsored Retirement Plans

Sometimes it’s hard to even think about retirement when you have yet to find a job that really embodies what it means to work for a great company. Kim Peters of Great Place to Work has made a living out of identifying places of employment that go above and beyond what many expect from…

Retirement software

Expert Interview with Marc Des Rosiers About Retirement Software

Retirement for Baby Boomers and subsequent generations will look much different than it did for our parents and grandparents. Due to lifestyle changes and advances in medicine, Baby Boomers have a much longer life expectancy than previous generations. In fact, it’s increased more than six years since 1980, says Marc Des Rosiers, fellow of…

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Best States to Retire for Taxes: Tax Rates by State

Looking for a great place to retire, or wondering if the state where you live will make life a bit easier? Ten states in particular strive to make life less expensive on retirees by lightening the tax burden. Of those, we’ve selected the top 5 to show how they stack up. None of these…

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Baby Boomers Retiring: The Big Difficulties Facing This Generation

Baby boomers are retiring in droves. According to the Pew Research Center, the oldest members of the baby boomer generation came into retirement age in 2011, and for the next 19 years, 10,000 more boomers will turn 65 each day. The baby boomer generation faces unique challenges as they approach retirement. Unlike their parents,…

How to plan retirement

How to Plan Retirement When You Don’t Really Have a Plan

How to plan for retirement?  It is a question a lot of people ask, but not as many answer. Planning for retirement isn’t easy — and if you’re like most people, you’re probably putting it off.  A recent survey by Wells Fargo found that only 69 percent of middle class respondents aged 40-59 (the…

Retirement Income Planning is Not Out of Reach

Retirement Income Planning: Americans Want Lifetime Income but Are Not Sure How to Get It

Eighty-four percent of Americans say having a guarantee of monthly income for the rest of their lives is important to them, yet nearly half (44%) are unsure if their current retirement plan offers them the option of receiving a monthly paycheck in retirement, a new study shows. In addition, having guaranteed money every month…

Retirement

Retirement Planning: The Emotional Toll of Transitioning to Retirement

Like any other transition, retirement presents some unique challenges. Though retirement is a major life stage, there isn’t often much discussion about the emotional impact these changes can have on a person. In the end, preparing yourself emotionally for retirement can be just as important as financial preparation. Emotional Adjustment in Retirement Most people…

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The Best Retirement Plans: 41 Tips for a Healthy, Wealthy and Happy Retirement

Think retirement is about sitting with your feet up and watching the rest of the world whiz by? Possibly, but many people think retirement and plan for embarking on one of life’s greatest adventures. This is the time to do what you want with the experience-laden good sense to appreciate it. Having the best…