Retirement Planning News, Information and Guidance

financial mistake

The 12 Big Financial Mistakes that Most People Make and 12 Easy Fixes for a Better Future!

All of us can do better when it comes to personal finance.  Here are some relatively easy fixes for 12 common financial mistakes that are probably hurting your lifestyle now and will have a negative impact well into your retirement.  Most of these problems are shared by at least 50% of all Americans. Big Financial…

Bud Hebeler’s 2017 Economic Outlook: 6 Reasons to Plan Conservatively for Retirement

The following on 2017 economic outlook comes to us from Mr. Henry K. “Bud” Hebeler.  Bud has been working with retirees for many years, developed special material for their use, and given numerous seminars on retirement. His current focus is dissemination of sound financial planning information that applies to a wide range of personal investment,…

best TED Talks

10 Best TED Talks to Help You Have a Better Retirement

You want to have a better retirement. But how do you get there? You could spend hours researching the latest science behind happiness, personal finance and investment theory, and health research. Or you can take a few minutes to watch the best TED Talks related to retirement. With their engaging speakers and easy-to-digest format, even…

The Psychology of Retirement

You’ve been working for over 40 years and now you’re approaching retirement. You have friends who have retired. Some seem happier than others, and you wonder what it will take for you to be happy in retirement. To help us understand the psychology of retirement, here is an interview between Gary Foreman of DollarStretcher and…

average life expectancy

WHERE You Live May Suggest HOW LONG You Will Live in Retirement (Average Life Expectancy 20 Years Shorter in Some U.S. Counties)

Life expectancy has mostly been rising in the United States — overall. However, new research has found that in some counties life expectancy is falling — people are not living as long in certain areas.  In fact, in many counties, the average life expectancy is 20 years — TWENTY years — shorter than in other…

saving too much for retirement

Are You Saving Too Much for Retirement? (It’s More Common than You Might Think)

We hear a lot of horror stories these days about people saving too little, but the fact is that some people are actually saving too much for retirement. It is possible to have too much of a good thing… It’s safe to say that my grandfather is one who saved too much because even though…

pre retiree get ready to retire

Time to Catch Up! 12 Things Pre Retirees Can Do Now for a Better Future

On your marks, get set…. RETIRE!  If you are in your 50s or 60s, you are probably a pre retiree — someone getting ready to retire.  You are about to step into the starting blocks and race for the finish line. Here are 12 things pre retirees can do now to improve their future: 1….

worried about retirement

Worried About Retirement? Try Changing Your Perspective

Your attitude toward anything in life is all based on perspective.  If you are worried about retirement, maybe you just need to change your approach. Albert Einstein is credited with this saying that shows how a flipped perspective can change how you think: “Everybody is a genius. But if you judge a fish by its…

retire early

Want to Retire Early? Here Are 8 Tips to Make it Happen ASAP

Retiring early is a dream for many Americans, but one that few are sure they’ll be able to reach. About half of Americans retire early — between the ages of 61 and 65. (that’s a full five to six years before full retirement age as defined by the Social Security Administration), and 18% of Americans…

retirement planning activities

Retirement Planning Activities: Are You Doing More or Less than Average?

Most of us have done some kind of retirement planning activities.  In fact, according to a recent study from Vanguard, only 1 out of 10 pre and recent retirees have not done any planning at all. However, not everyone is tackling the same retirement planning tasks and few of us are creating a really comprehensive…