All of us can do better when it comes to personal finance. Here are some relatively easy fixes for 12 common financial mistakes that are probably hurting your lifestyle now and will have a negative impact well into your retirement. Most of these problems are shared by at least 50% of all Americans. Big Financial…
Retirement Planning News, Information and Guidance
The following on 2017 economic outlook comes to us from Mr. Henry K. “Bud” Hebeler. Bud has been working with retirees for many years, developed special material for their use, and given numerous seminars on retirement. His current focus is dissemination of sound financial planning information that applies to a wide range of personal investment,…
You want to have a better retirement. But how do you get there? You could spend hours researching the latest science behind happiness, personal finance and investment theory, and health research. Or you can take a few minutes to watch the best TED Talks related to retirement. With their engaging speakers and easy-to-digest format, even…
You’ve been working for over 40 years and now you’re approaching retirement. You have friends who have retired. Some seem happier than others, and you wonder what it will take for you to be happy in retirement. To help us understand the psychology of retirement, here is an interview between Gary Foreman of DollarStretcher and…
Life expectancy has mostly been rising in the United States — overall. However, new research has found that in some counties life expectancy is falling — people are not living as long in certain areas. In fact, in many counties, the average life expectancy is 20 years — TWENTY years — shorter than in other…
We hear a lot of horror stories these days about people saving too little, but the fact is that some people are actually saving too much for retirement. It is possible to have too much of a good thing… It’s safe to say that my grandfather is one who saved too much because even though…
On your marks, get set…. RETIRE! If you are in your 50s or 60s, you are probably a pre retiree — someone getting ready to retire. You are about to step into the starting blocks and race for the finish line. Here are 12 things pre retirees can do now to improve their future: 1….
Your attitude toward anything in life is all based on perspective. If you are worried about retirement, maybe you just need to change your approach. Albert Einstein is credited with this saying that shows how a flipped perspective can change how you think: “Everybody is a genius. But if you judge a fish by its…
Retiring early is a dream for many Americans, but one that few are sure they’ll be able to reach. About half of Americans retire early — between the ages of 61 and 65. (that’s a full five to six years before full retirement age as defined by the Social Security Administration), and 18% of Americans…
Most of us have done some kind of retirement planning activities. In fact, according to a recent study from Vanguard, only 1 out of 10 pre and recent retirees have not done any planning at all. However, not everyone is tackling the same retirement planning tasks and few of us are creating a really comprehensive…
