Retirement Planning

Your retirement plan is a roadmap to your future, but like all plans, it is likely to evolve and change over time.

The economy will not behave exactly as you have anticipated and your own life and goals will also change over time.

And, the best retirement planning goes way beyond your savings and investments. Numerous other factors like Social Security, when you stop work, your longevity, home equity, debt, taxes, income sources, inflation, spending, healthcare costs, lifestyle choices, and more may actually represent greater value or be more important than your savings with regards to your overall financial wellness.

Read More

Explore content

Managing Money in Retirement

10 Great Tips for Managing Money in Retirement

In some ways managing money in retirement will be easier and in other ways it will be harder. Here are 10 tips for getting it right.

July 7, 2022
how to build wealth

28 Keys to Building Wealth (Even Building Wealth After 50)

Building wealth can happen even after age 50! Just follow a few of these 28 best practices and habits consistently. Read now!

June 23, 2022
interest rate hike

Winners and Losers with the Recent Interest Rate Hike

As with any economic shift, there are winners and losers. See who benefits and who will suffer more from the recent interest rate hike.

June 16, 2022

Don’t Panic and 4 Other Quick Reminders for an Economic Downturn

Here are 5 quick and easy tips to consider as stocks slide, interest rates rise, and inflation persists.

June 16, 2022
stagflation

Stagflation: When Inflation Meets Stagnation and What to Do About It

Stagflation is a future possibility. Discover how we might prevent it and what to do if it happens. Read now…

June 9, 2022
does money buy happiness

11 Ways Money Really Can Buy Happiness

They were wrong. The answer to the question does money buy happens is… yes! In fact, the research is overwhelming. And, there are actually multiple ways to spend to increase happiness. Here are 11 ways to spend money to buy happiness. The following 11 tips are valuable whether you are 75, 65, 55 or 15!…

June 9, 2022
successful retirement

Keys to a Successful Retirement: The 3 Traits of Financially Solvent Retirees

A recent study found 3 traits to help you achieve a successful retirement. Adopt these maxims to achieve a more secure future.

June 2, 2022
help with financial plans

We Want to Help: Find As Much or As Little Help As You Need with Your Retirement and Financial Plans

Get help with your financial plans. Discover 6 free and paid resources. We make planning affordable, available, and understandable.

June 2, 2022
financial prospects

78% of People Aren’t Ready for Retirement: The Good News? Everyone Can Improve Their Financial Prospects

Worried you aren’t ready for retirement? You aren’t alone and the fixes aren’t too painful. Improve your financial prospects.

May 26, 2022
spend safely in retirement

Want Reliable Retirement Income? Use the Spend Safely in Retirement Strategy

Spend safely in retirement? It sounds promising. Discover how to implement this retirement income strategy developed at Stanford. Read more…

May 26, 2022
financial decision making

13 Ways to Improve Your Financial Decision Making

Making the right decision is important. Financial decision making is especially critical. Here are 13 tips for a wealthier future.

May 19, 2022
financial mapping

Financial Mapping: A Retirement Plan Is Like a Navigation System for Your Money and Time

Financial mapping, creating a roadmap for your money can help you with better financial habits, decisions and outcomes. It’s GPS for your finances.

May 12, 2022

Planning Retirement in an Uncertain Economy: How Much Should You Adjust Your Plans?

It is a worrisome time to be planning retirement. Explore 9 ways to adjust your plans for an uncertain economy.

May 5, 2022
financial planning myths

18 Big Financial Planning Misconceptions

There is a lot of confusion about financial planning. Here are 18 of the biggest misconceptions.

May 5, 2022
consumption smoothing

What is Consumption Smoothing? And, Why Is It Important to Your Lifelong Happiness?

While most people do short term consumption smoothing, you really need it for your future financial security.

April 28, 2022
spending retirement nest egg

9 Ways to Overcome the Terror of Spending Your Retirement Savings

Terror about retirement spending is not uncommon. In fact, most people are worried about spending their nest egg and running out of money. After all, you have been conditioned for decades to earn, not spend. You were probably a teenager when you opened your first paycheck and officially started the cycle of earning and spending…

April 28, 2022

Podcast: Jeff Rose — Good Financial Cents

Steve and Jeff discuss why financial control & independence is important and how to plan, save & invest your way there

April 21, 2022
retirement numbers

16 Retirement Numbers You Need to Know for a Secure Future

How to make sense of retirement planning? Here is your guide to the 16 retirement numbers that are most important for a secure future.

April 20, 2022
best retirement investments

The Best Retirement Investments to Achieve Your Financial Goals

The best retirement investments depend entirely on you and your goals. Here are 15 great opportunities for you to consider. Read now!

April 13, 2022

What’s New? Recent Enhancements to the NewRetirement Planner

From being able to model a change to your future rates of return to new classes, check out the exciting enhancements we have added this quarter.

April 3, 2022
behavioral finance

Behavioral Finance: 16 Easy Ways to Outsmart Your Brain for More Wealth and a Better Retirement

Behavioral finance can show you how to be happier, wealthier and achieve a better retirement. Explore 16 rules of thumb for a better future.

March 31, 2022
Live Your Best Life

How to Live Your Best Life: The Overlooked Habits of Happy Aging 

You know diet and exercise can help you live your best life. Have you also developed the social, emotional and financial habits you need to thrive?

March 31, 2022
average retirement age

Average Retirement Age: Early Retirement is Alive and Well

The average retirement age is… Find out and discover how to determine when you can securely retire… Age 50? 62? 75?

March 17, 2022
cut costs for retirement

23 Ways to Cut Costs for Retirement

Reducing expenses is a good way to deal with inflation. Here are 23 tips to make it a little easier to cut costs.

March 10, 2022

NewRetirement Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.