The Smartest Way to Prepare for Retirement

Our #1 Financial Worry is “Not having enough money for retirement”.
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Everyone Deserves Peace of Mind

Assessment

Answer some important questions to get real clarity on where you stand and your retirement options.

Next steps

See what’s possible and what you can do right now and in the future to create your perfect retirement scenario.

Ongoing help

We’ll help you stay focused on your plan so you can enjoy the retirement you always wanted.

Due to its easy-to-understand presentation and wealth of information...

NewRetirement is the American Association of Individual Investor's (AAII) Editor’s Choice for Best of the Web for Retirement Planning.

The NewRetirement Calculator Makes Retirement Planning Easy...

  • Quick and easy to get started
  • Sophisticated tools – it is like a financial advisor is in your computer
  • Useful charts and detailed analysis of your situation
  • Ability to try out different retirement scenarios
  • Instant answers to your retirement questions

Retirement Information and Tips

Retirement Experts

Most Recent Question and Answer on NewRetirement Answers...

My wife will hit FRA in 6 months, I won’t hit FRA for 3 years. If she starts receiving her SS benefits at 66 can she file for spousal benefits on me when I start receiving SS benefits at full FRA. I have gotten two different answers, what do you think.
Asked by a 62 year old man from Grand Prairie, TX on 11/14/2017

Dear Sir, Great question. The challenge with determining the best strategy for withdrawing your social security benefits is that there is no single answer for everyone and the solution that is best for you must be identified by analyzing your entire financial picture. Your best bet is to work with a financial advisor (preferably one with a strong tax background) to find the strategy that is right for you. This person may or may not be your CPA; it depends upon his/her comfort with the social security rules. The best social security strategy (versus the worst strategy) can add as many as six years to the life of your investment portfolio. It is well worth the investment to pay someone to perform the analysis..

Lynn Henley
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NewRetirement Family

NewRetirement is a new approach for retirement planning – comprehensive, easy, personalized and designed for regular people. We started this company because our own parents needed help with retirement planning and there were not any affordable and trustworthy resources.

NewRetirement’s calculator is designed for anyone who is worried about their retirement – especially people nearing the end of their careers who are in their 50s and 60s. We help people figure out how to draw down their savings as well as think through things like Social Security, income streams, Medicare, work and phased retirement and how to manage debt, expenses and out-of-pocket medical costs to live as securely as possible.

The system puts you in charge of how you want to use your resources so that you can make better decisions about your future.