How It Works

How It Works

We created NewRetirement because our own parents needed affordable retirement advice. Existing resources were too expensive, confusing and they only helped with investments. Now over 90,000 people have planned retirement using our easy, unbiased and comprehensive tools.

Start by getting control

In 5-10 minutes you can build your initial plan for free and discover opportunities to do better.

Retirement Score
In 5-10 minutes you can build your initial plan for free and discover opportunities to do better.
Retirement Income
We’ll forecast your retirement income vs. expenses – factoring in Social Security, any pension, part time work, RMDs (Required Minimum Distributions) and taxes.
Find Opportunities

NewRetirement looks across all of your finances to see if you have opportunties to do better across your resources including savings, investing, taxes, home equity, and human capital.

What If Modeling
Try out different ideas like relocating or taking a part-time job to see how big a difference it makes.
Coach
We have coded up hundreds of financial best practices that we apply to your plan to find ways you could do better.
Get on track for financial independence

At some point most of us will stop working and need to rely on savings. We help you make smart choices so you can get and stay on track to be financially independent.

Create a free account

Voted best retirement planning tool by AAII, Forbes and many more.

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Disclaimer: The content, calculators, and tools on NewRetirement.com are for informational and educational purposes only and should not be construed as professional financial advice. NewRetirement Planner and PlannerPlus are tools that individuals can use on their own behalf to help think through their future plans, but should not be acted upon as a complete financial plan. We strongly recommend that you seek the advice of a financial services professional who has a fiduciary relationship with you before making any type of investment or significant financial decision. NewRetirement strives to keep its information and tools accurate and up to date. The information presented is based on objective analysis, but it may not be the same that you find on a particular financial institution, service provider or specific product’s site. All content, tools, financial products, calculations, estimates, forecasts, comparison shopping products and services are presented without warranty.

Terms of Use: Your use of this site constitutes acceptance of the Terms of Use.