401(k) Fees: Get to Know What You Pay and Reduce the Expense
Many of us are oblivious to the fees, but almost everyone with a 401(k) pays them. Get 7 ideas for reducing costs to greatly increase wealth.
Latest posts
16 Retirement Surprises: What Retirees Wish They Knew About Retirement BEFORE Retiring
Here are a 16 possible retirement surprises. For some, it will inspire an early retirement. Others will want to proceed more cautiously.
Will Social Security Run Out? What Does a Shortfall in 2033 Really Mean?
Demographics and the pandemic are 2 factors causing financial woes for Social Security. Learn if your benefits will be impacted.
Solo 401k: Massive Savings Opportunities for the Self-Employed
The ability to open a Solo 401k is a big perk for the self employed. Learn about 12 big advantages, including the huge contribution limits.
The Transition to Retirement: 11 Exceptional Tips for the Average Joe or Jane
Boomers were never average. However, here are 11 exceptional tips for the transition to retirement that apply to us all. Read now…
Rebalancing Your Portfolio: Why, How and When
Rebalancing is a critical part of any investment strategy. Learn about setting asset allocation targets and the finer points of rebalancing.
Are You Too Optimistic or Too Pessimistic with Your Financial Plans?
Glass half full or half empty when it comes to your financial outlook? There are benefits to both viewpoints, but usually optimism wins.
Podcast: Renee Schaaf — Past, Present, and Future of Enterprise Retirement Plans
Steve Chen is joined by guest Renee Schaaf — the President of Retirement Income Solutions at the Principal Financial Group
Do You Have the Right Mindset for a Secure and Happy Retirement?
So much of life is determined by your mindset. How you think about things can result in how things are and will be. Recent research from Wells Fargo has found that “Planning is actually everything.” And, particularly true if you want to feel great about your financial future. What is a Planning Mindset? Do You…
Retirement Boredom and Other Hardships: 14 Ways to Eliminate the Ennui
Boredom ranks as the biggest retirement problem. Explore this and other common post work issues. Plus, discover 14 creative ways to overcome the ennui.
How to Qualify for the Highest Possible Social Security Benefit
What’s the highest Social Security benefit? Will you qualify? Get easy answers for a wealthier retirement.
6 Competing Retirement Investing Goals and How to Sort Them Out for Long-Term Wealth
Saving for retirement is hard. However, when you are still working, creating a retirement investment plan can be relatively straightforward. The goal is to simply grow the money. But, when you retire, your investment goals become multi-faceted, layered, and downright complicated. You still want your money to grow, but you have a whole lot of other…
20 of the Best Part-Time Jobs for Retirees
Reaching retirement doesn’t have to mean that you’ll never work again. In fact, it might be a great opportunity to work on your own terms. Part-time work can help you improve your retirement income, keep you active, give you purpose and be fun all at the same time. And, in case you haven’t heard, there…
The Safer Stronger Reverse Mortgage
Reverse mortgages were originally designed and still aim to help seniors in need. However, reverse mortgages in 2021 are safer, stronger and better than ever before. These loans have evolved so that they now have many official protections in place to make sure that borrowers are secure. And, more and more borrowers are using the…
Is Financial Stress the Root of the Midlife Crisis? 8 Ways to Boost Retirement Confidence in Your 40s and 50s
Does financial confidence increases as you age? No, it bottoms out in mid life. Get 8 tips for overcoming a mid life crisis and planning a great retirement.
Is a Tiny House the Big Solution for Your Retirement Plan?
Six reasons tiny homes are increasingly popular for retirement and how to see if it is a good option for you.
The Grapes of … Roth Conversion: A Fruitful Strategy for Retirement Wealth
Tax deferred? Tax free? Tax advantaged? It might sometimes feel a bit taxing to think about the tax implications of a Roth conversion. However, it is probably worth your brain power because a Roth conversion can be tremendously beneficial in the right circumstances. What is a Roth Account? A Roth account is a type of…
What Motivates You to Retire? How Did Others Decide to Take the Leap?
Explore 7 most often cited motivations for leaping into retirement. Three of them might really surprise you.
When Can I Retire? 21 Questions to Help You Find the Right Time
There is no one right way to decide when can i retire. Use these questions to figure out when is right for you.
Why a Roth Conversion or Backdoor Roth IRA is a Good Idea Right Now
Doing a Roth conversion — also known as a “backdoor Roth IRA” — is perhaps even more appealing in 2018 than ever before. Why? Low 2018 tax rates. What is a Roth Conversion? Backdoor IRA? A Roth Conversion is when you convert money that you have in a traditional IRA to a Roth IRA. This…
Monte Carlo Simulations: A Sophisticated Way to Predict Your Chance of Financial Success
Hear Monte Carlo simulations and think gambling? Nope. Learn how this mathematical formula can be used to predict your financial future.
Is it Time to Sell Your Home? Will it Help You Get the Retirement You Want?
Your home is an important part of your retirement lifestyle and finances. With housing prices at record highs, is it time to sell?
41 Retirement Party Ideas: Retirement is a Big Deal, Commemorate and Celebrate the Occasion!
Celebrate retirement with a retirement party. Ideas for who to invite, when and where to party, speech ideas, and other ideas & fun stuff.
Downsizing for Retirement: 15 Tips for a Happily Ever After
Downsizing for retirement is a great strategy — especially for those who have not quite saved enough. Get 15 tips for a big exciting move!
Are You Wealthy? 19 Ways to Define Wealth
Are you wealthy? Are you defining wealth correctly? See how people think about wealth and compare your financial well being to others’.