Retirement News, Information and Guidance

spend safely in retirement strategy

Want Reliable Retirement Income? Use the Spend Safely in Retirement Strategy

One of the biggest fears you probably have about retirement is will your money last as long as you do. It is likely that you are also asking: How much can I spend?  How much do I need? How much do I actually have? There are so many questions. Good news: the Stanford Center on…

Managing money retirement

10 Great Money Management Tips for Your Retirement

In some ways, managing money in retirement gets a little easier than before.  You only have the money you have, so your options are somewhat simpler and more limited.  On the other hand, the rules of money management shift in retirement so it may seem more complicated to you. No matter whether you find it…

million dollar retirement

3 Steps to a Million Dollar Retirement (Even if You Haven’t Saved Anything Quite Yet)

You have probably read somewhere that you need $1 million in savings to retire.  While that is not entirely true, we are here to tell you that it IS possible to have a million dollar retirement even if you haven’t started saving quite yet. According to a recent GOBankingRates survey, 29% of adults age 55…

starting a business after retirement: business ideas for the over 50s

Starting a Business After Retirement: 12 Business Ideas for the Over 50s

Some individuals dream of the day when they can do absolutely nothing. To them, retirement is a euphoric future of sleeping in, lounging in the sun, and thinking as little as possible for the next 30 years of their lives. For most of us though, a life of zero activity and thought would drive us…

retirement calculator with pension

Retirement Calculator with Pension Controls: Where to Find and What to Look For

While pensions are not nearly as common as they once were, they are a very important part of the retirement plans for many of society’s most valued workers: teachers, police officers, fire fighters and more!  However, it is surprisingly hard to find a reliable retirement calculator with pension controls. Whether you have a state retirement…

what is a health savings account

What is a Health Savings Account? And, Why It Can Be a Great Retirement Savings Option

A Health Savings Account or HSA is a medical savings account that is attached to a high deductible health insurance plan.  It can be a savvy way to save money by reducing your overall medical spending.  It can also have compelling retirement savings benefits. Money can be deferred into an HSA account on a pre-tax…

comprehensive retirement calculator

15 Scenarios to Try with a Comprehensive Retirement Calculator! Discover Real Ways Strengthen Your Finances

Did you know that a truly comprehensive retirement calculator can do A LOT more than answer the questions most of us know to ask: When you can retire? How much you need to retire? Are you likely to run out of money? There is so much more to retirement planning than just having enough savings….

getting old

Getting Old: Ideas for Delaying the Onset, Reasons to Look Forward to It and Ways to Prepare

Getting old.  Getting really old.  It’s not all fun and games.  However,  it is not nearly as dismal as you might think — assuming you follow a few guidelines.  Furthermore, it can actually be enormously beneficial for you to think about growing old. Contemplating your future as an old person can: Help you create a…

best retirement investments

The 10 Best Retirement Investments that Don’t Involve Stocks, Bonds or Any Other Financial Product

Investing in ourselves doesn’t need to involve money. In fact, many of the best retirement investments do not involve greenbacks at all. Instead, they are investments that use our time to the fullest, allow us to spend precious moments with the people we love, enable us to focus on those things that make us happy….

shopping tricks

Spend Less & Save More by Resisting these 10 Sneaky Shopping Tricks

You’ve probably heard the standard money-saving advice: If you want to save money, eat out at restaurants less and cook at home more. But it’s almost as easy to blow your budget at the grocery store as it is when dining out. Stores use some crazy shopping tricks to make you buy more. You know…