Retirement News, Information and Guidance

Year End Tax Advice

Don’t Forget Required Minimum Distributions and Other Year End Tax Advice for Retirees

Ah, the holidays. The festive time for family gatherings, great food, a little sparkle… and year end tax advice.  As if the season wasn’t hectic enough, this is the time you need to make sure that you do everything you can to minimize your tax burden. Make room in this hectic season for following year…

Retirement Checklist

Your Yearly Retirement Checklist: 12 Tips to Get Ready for a Great 2018 and Beyond

Feeling frazzled by holiday fanfare?  Do you also have nagging worries about your retirement plans? One of the best ways to control stress of any kind is to make a list and check it twice. And we have done that for you. Here is a handy yearly retirement checklist — 12 things you should do…

retirement checklist

Retirement Tis the Season of Spending! And Experts Say You Aren’t Spending Enough

For many, the season of spending is upon us and I don’t just mean Christmas and the other winter holidays. If you are nearing or already in retirement, you are indeed permanently in the season of spending.  You have spent a lifetime amassing savings and other resources and now is the time to use these…

reverse mortgage

Who Owns Your Home When You Get A Reverse Mortgage?

Many folks think that getting a reverse mortgage means they are selling their home to a lender for a reduced value and that the lender gets the benefit of the future appreciation of the home. This could not be farther from the truth. Reverse mortgages are not scams. They are loans — a business agreement…

asset allocation strategy

Bond. James… Stocks, Funds, Cash and Bonds: What’s the Best Asset Allocation Strategy for Your Retirement??

Bond, James Bond. The mere mention of the name makes you think of cool confidence and absolute competence. Wouldn’t you like to feel that way about your retirement investments?  You perhaps can, assuming you can figure out the best asset allocation strategy for your retirement. What Exactly is Asset Allocation Anyway? Asset allocation refers to…

successful retirement plan

NewRetirement Users Reveal the 7 Secrets of their Successful Retirement Plans

Want to know what it takes to have a successful retirement plan?  Using data from survey responses and retirement profiles, NewRetirement has found a few interesting traits shared by people who use the Retirement Planning Calculator to create a successful plan. Here are 7 retirement planning secrets from NewRetirement users who have successfully planned a…

retirement travel

20 Great Retirement Travel Ideas: Make the Most Popular Retirement Pursuit Your Reality

According to surveys of NewRetirement users, travel after retirement is clearly the most popular and desired pursuit for this phase of life.  From day trips by car to round the world journeys, retirees have wanderlust! A full 75% of users of NewRetirement’s award winning retirement planning calculator mention travel as what they want to do…

grateful retirement

Are You Retirement Age? 7 Reasons to Feel Grateful and Be Thankful this Holiday and Always

Whether you have saved enough money to feel secure about retirement or not… There is still plenty to be thankful for this holiday season (and ever more). Feel grateful. It gets easier as you age and it improves your health. In fact, as you get older, your ability to feel grateful actually increases. Research indicates…

Reverse Mortgages and Repairs to Your Home — What You Need to Know

One of the biggest draws for reverse mortgages is their ability to help older adults remain in their homes, while also providing them with some additional cash flow via their home equity. But while not everyone’s home may be physically equipped to suit their aging needs, certain features of reverse mortgages can help cover some…

reverse mortgage purchase guidelines

Can Your Wishes Come True? New Reverse Mortgage Purchase Guidelines Make it Easier to Buy a New Home

Reverse mortgage purchase guidelines were recently eased, making it much easier to use this loan type to buy a newly constructed home. A Home Equity Conversion Mortgage, more commonly known as a reverse mortgage for purchase or an HECM for Purchase (or even H4P) is a specific type of reverse mortgage loan that lets you…