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Assessment

Answer some important questions to get real clarity on where you stand and your retirement options.

Next steps

See what’s possible and what you can do right now and in the future to create your perfect retirement scenario.

Ongoing help

We’ll help you stay focused on your plan so you can enjoy the retirement you always wanted.

Due to its easy-to-understand presentation and wealth of information...

NewRetirement is the American Association of Individual Investor's (AAII) Editor’s Choice for Best of the Web for Retirement Planning.

The NewRetirement Calculator Makes Retirement Planning Easy...

  • Quick and easy to get started
  • Sophisticated tools – it is like a financial advisor is in your computer
  • Useful charts and detailed analysis of your situation
  • Ability to try out different retirement scenarios
  • Instant answers to your retirement questions

Retirement Information and Tips

Retirement Experts

Most Recent Question and Answer on NewRetirement Answers...

My wife and I both have lifetime pensions with full optional survivorship benefits which we will exercise. We have around $1.3 million in retirement savings, and a lifestyle that can easily be supported on our pensions and early SS with a positive delta of almost $3k per month without touching our retirement savings. Why would we not take our early SS benefits and leave our savings intact? Also, when you see your friends and acquaintances passing early, your begin to realize you can never get the time back. Never
Asked by a 62 year old man from Pasco, WA on 3/9/2018

Dear Sir, Congratulations on doing a great job of saving and investing for you and your wife. Given your sources of income, it sounds like you can meet both your essential and discretionary needs without any issues. At our firm, clients ask us similar questions all the time. Depending on the amount of pension income you expect to receive (and when it will begin), this may affect your decision. One reason is because of the potential tax impact this may have on you which can result in a significantly higher tax bill each year that you didn't expect. Hence, why there may be very good reasons to still delay your benefits. I would suggest reviewing the tax planning issues that may exist as you coordinate the timing of your income in order to maximize cash flow to you and your wife. Best, Marc Jimenez

Marc Jimenez
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NewRetirement Family

NewRetirement is a new approach for retirement planning – comprehensive, easy, personalized and designed for regular people. We started this company because our own parents needed help with retirement planning and there were not any affordable and trustworthy resources.

NewRetirement’s calculator is designed for anyone who is worried about their retirement – especially people nearing the end of their careers who are in their 50s and 60s. We help people figure out how to draw down their savings as well as think through things like Social Security, income streams, Medicare, work and phased retirement and how to manage debt, expenses and out-of-pocket medical costs to live as securely as possible.

The system puts you in charge of how you want to use your resources so that you can make better decisions about your future.