Dental, Vision and Hearing

Basic Medicare does not cover Dental, Vision & Hearing Insurance.
Dental, Vision and Hearing Insurance

Picture someone old and you will likely see eye glasses, a hearing aid and maybe even dentures. Deterioration of your teeth, eyes and ears is a common plight for those in retirement.

However, basic Medicare does not cover vision, hearing or dental expenses. Some Medigap and Medicare Advantage programs – Medicare supplemental insurance options – provide coverage, but not all.

When planning for your retirement, it is important to include provisions for covering these costs.


Recent surveys show that fifty percent or people age 55 and older wear partial or complete dentures.

And, dental health can make it easier to maintain a healthy diet – which impacts your overall health and well-being.

NOTE: AARP offers a dental insurance program for seniors.


Prescription lenses are almost universal among older persons – 92 percent of persons 70 years of age and older wear glasses.


In 1995, one-third of all non-institutionalized elderly persons 70 years of age and older were hearing impaired. And, this number increased to almost half of all 85 year olds and older.

Very few, if any, health insurance plans offer coverage for hearing aids.