Health News, Information and Guidance

retirement fears

The 3 Greatest Retirement Fears and How to Feel More Confident About Them

Spiders. Snakes. The dark. Boogey men. Clowns. It’s likely that you have at least one of these fears. However, if you are around retirement age, then what scares you most is perhaps more menacing and real than any of those things. Transamerica recently published a new survey that lists the greatest retirement fears. Wouldn’t it…

retirement planning

The 7 Best Life Expectancy Calculators and Why You Should Use One When Planning Your Retirement

Your longevity is one of the most significant unknowable factors that determine how much you need for retirement, how much you can spend, how much time you have to do the things you want to do and more. Estimating your longevity using one of the best life expectancy calculators can be a good way to improve…

getting old

Getting Old: Ideas for Delaying the Onset, Reasons to Look Forward to It and Ways to Prepare

Getting old.  Getting really old.  It’s not all fun and games.  However,  it is not nearly as dismal as you might think — assuming you follow a few guidelines.  Furthermore, it can actually be enormously beneficial for you to think about growing old. Contemplating your future as an old person can: Help you create a…

dementia

Dementia Rates Are Declining (No I am Not Confused. This Good News is the Real Deal!)

According to researchers at the University of Michigan, between 2000 and 2012, the percentage of adults in the United States with dementia (including Alzheimer’s) fell from 11.6 percent to 8.8 percent.  That’s a pretty good drop.  And, the Framingham study (a long-running research project in one small largely white and well off community) — found…

Open Wide! Pursue Dental Care Before You Retire

Your pre-retirement checklist probably includes tasks such as signing up for Medicare, creating a budget and planning an exit from your career. But there’s one important task that you may be forgetting: pursuing dental care before you retire. Dental Care Not Usually Covered by Medicare You may be surprised to learn that, in most states,…

average life expectancy

WHERE You Live May Suggest HOW LONG You Will Live in Retirement (Average Life Expectancy is Shorter in Locations)

Life expectancy has mostly been rising in the United States — overall. However, new research has found that in some counties life expectancy is falling — people are not living as long in certain areas.  In fact, in many counties, the average life expectancy is 20 years — TWENTY years — shorter than in other…

retirement health care costs

12 Surprising Ways Save on Retirement Health Care Costs

Knowing you are eligible for Medicare at age 65 may give you some peace of mind about retirement health care costs, but you may be surprised to find out that you’ll still be paying a lot out of pocket. While Medicare premiums are fairly predictable, tests and procedures and that aren’t covered, unexpected health crises,…

How Aging and Retirement Will Change in 2017 and Beyond

As baby boomers, retirees today are the generation of change.  Experts predict that aging and retirement will evolve tremendously in the near future. Many of the predictions outlined below were culled from from Next Avenue’s list of Influencer’s in Aging.  They named 50 thought leaders on aging and asked, “If you could change one thing…

Super agers

Secrets of Super Agers and their Healthy Brains

Not all of us age at the same rate.  Some people look younger than others of the same age.  Some people are stronger than others of the same age.  And a few have brains that function much better than others of the same age.  “Super agers” are people who are over 80, but have the…

healthcare costs in retirement

How to Plan for Healthcare Costs in Retirement: How Much Do You Need in 2016?

Retirement planning is hard. You have to account for 20-30 years of expenses that are difficult to predict and make sure you have enough money to pay for them. How to plan for healthcare costs in retirement is particularly challenging. These costs continue to rise and it is difficult to know what kind of care…

loneliness

As Dangerous as Smoking and Stress, Loneliness Puts You at Risk

New research shows that feeling lonely is a big risk factor for heart attack, clogged arteries and stroke.  In fact, the dangers of loneliness are on par with obesity, light smoking and anxiety.  The British study found that feeling lonely or being socially isolated increases your risk by 29 percent for heart disease and 32…

Exercise

Expert Interview: The Importance of Exercise for Older Adults

It’s no secret that as we age, our bodies start to break down – including decreasing body alignment, muscle atrophy, weight gain and more. But it isn’t just the outside of our bodies that we should be concerned with, says Ray Margiano, CEO and founder of Foot Solutions and Balance Walking. Inactivity as you age…

medicare

Health Costs for Retirees Are On the Rise—Here’s What You Need to Know

What goes up, must come down.  Right…? Actually the adage is wrong when it comes to healthcare costs! Healthcare costs are on the rise, again.  They continue to go up, Up, UP, UUUPPPPPPP! American retirees will need to save more for health care related expenses than they have in recent years, forcing many to plan…

medical alert system

Expert Interview: The Importance of Medical Alert Systems for Retirees

The idea of falling in your home and being unable to call for help is a nerve-wracking prospect. Every year, over 250,000 people over the age of 65 are hospitalized for hip fractures, with 95% of those being caused by falling. From weakened bones to dizziness caused by medication, there are countless reasons a retiree…

Staying Healthy for Retirement

According to a Merrill Lynch study, more than 80% of today’s retirees say health is the most important ingredient for a happy retirement, meaning that the majority value good health even over financial security. Focus on Health Not Wealth for a Happy Retirement Money does not buy happiness, even in retirement. 41 Tips for a…

medicaid eligibility

Medicaid Eligibility

As we plan our retirement, most of us are concerned about whether or not we will be able to fund out of pocket healthcare costs. Medicaid is one option for people who have very little income and assets. Millions of low-income Americans have access to health or nursing coverage through Medicaid, including elderly adults, but…

Keep the mind young

Keeping Up with Tech Can Keep the Mind Young: With Amie Clark of TheSeniorList.com

The world of technology is constantly changing. Each year, phones, televisions, and computers grow smarter, while social media sites and app developers give us something new to figure out. At a certain point, it can be easier to give up on new trends and resign yourself to what you know. But could that actually work…

Advances in longevity

Expert Interview with Chad Tew about Advances in Longevity

If you’re on a quest to find the fountain of youth, the good news is that the journey starts and ends with you. “The tried-and-true techniques are still the best: don’t smoke, maintain a healthy weight, get up and move, live a life of moderation, and maintain meaningful connections to people you care about,” says…

Retirement Planning: Why You Should Use Your Health Savings Account to Save for Retirement

It’s no surprise that paying for health care expenses — Americans’ greatest financial concern — can quickly deplete retirement savings. Today, health care costs for retirees average more than $9,000 annually, according to CNN Money. Based on the average life expectancy in the U.S. (78.8 years), that means you could pay more than $124,000 in…

Retirement Planning: Focus on Health Not Wealth for a Happy Retirement

More than 80% of today’s retirees say health is the most important ingredient for a happy retirement, meaning that the majority value good health even over financial security. In fact, only 58% of retirees say being financially secure is most important to them, according to a Merrill Lynch study of more than 5,400 Americans. This…

Stay active in retirement

4 Ways to Stay Active in Retirement

Retirement is the time to relax and enjoy a slower pace, but you still need to remain active in order to stay healthy. Sir Isaac Newton said that a body at rest tends to stay at rest while a body in motion tends to stay in motion. The more often you get up and get…

5 Health Tips for Your Happy Retirement

Almost all of today’s retirees — 81 percent — say that good health is the most important ingredient for a happy retirement.  This according to “Health and Retirement: Planning for the Great Unknown,” a study conducted by Merrill Lynch. Protecting your health in retirement means staying as active and stimulated as possible. Sitting still isn’t…

Soak Up the Sun? Vitamin D Deficiency Linked to Alzheimer’s and Other Recent Health News (Stroke, Chocolate, Exercise…)

The journal Neurology recently published compelling research showing a strong association between low Vitamin D Levels and the risk of dementia and Alzheimer’s disease. The study, led by Dr. David Llewellyn at the University of Exeter Medical School, found that study participants who were severely deficient in Vitamin D were more than twice as likely…

What Grade Do You Deserve in Life?

What grade does your lifestyle deserve? Take this quiz and find out!

There is a Retirement Healthcare Crisis: Be Prepared

Many people are all too familiar with the past few years’ economic crisis, but fewer realize that there’s another, potentially worse dilemma looming: the retirement healthcare crisis. As the nation’s 78 million Baby Boomers head toward retirement age, federal budgets for Medicare and Social Security are expected to be strained. At the same time, many…