News, Information and Guidance

Age Discrimination in the Workplace

New Evidence of Awful Age Discrimination in the Workplace: Protect Your Livelihood (and Future Retirement)

Old. Venerable. Elderly. Veteran. Senior. Long in the tooth. Geriatric. Mature. Seasoned. Geezer. Expert. Grey haired. 50. 60. 70. 80. 90…  No matter what you call it (positive or negative), your age should not matter when it comes to jobs.  However, new research indicates that age discrimination is a very real and measurable thing. This…

retirement tax planning 2017

Retirement Tax Planning 2017: Tips for This Year and Beyond

Tis the season… tax season that is.  And, as you transition into retirement and live in leisure, a lot changes and continues to change, especially in the realm of taxes. Retirement tax planning 2017 is critical whether you are retired already or just thinking about it. While you will probably spend less on taxes in…

downsizing for retirement

Your Complete Guide to Downsizing for Retirement: 14 Tips for a Happily Ever After

The decision to relocate for retirement can be an emotional roller coaster, hugely exciting and a massive financial event.  While some people buy bigger, grander or more expensive retirement homes, downsizing for retirement is the savvy strategy — especially for those of us who have not quite saved enough for our golden years. Here are…

best reverse mortgage

How to Get the Best Reverse Mortgage

If you want to stay in your home and either increase your financial flexibility or improve your everyday cash flow, then you should consider a reverse mortgage. If you decide that the loan is interesting, then you probably want to know how to get the best reverse mortgage. Follow these 7 steps to the best…

transition to retirement

10 Exceptional Tips for the Average Joe or Jane as You Transition to Retirement

We boomers were never average.  As the “me” generation, our uniqueness is a badge of honor.  However, approximately 10,000 of us transition to retirement everyday.  And, while we each have specific goals, ideas and financial circumstances, there are some things that apply to us all. Here is some exceptional retirement advice advice for the average guy,…

dol fiduciary rule

DOL Fiduciary Rule: Could Trump Ruin Your Retirement Finances?

Every financial publication has an article about how Trump might be ruining your retirement with his executive order to revise the Department of Labor’s DOL fiduciary rule for financial advisors. However, because you are reading this article, you are probably relatively engaged with your retirement accounts and may have less reason to worry. There are…

The Biggest Retirement Planning Mistakes Boomers Made and How to Fix Them

Data from the Insured Retirement Institute (IRI) suggests that Baby Boomers are completely busted and busted up about their retirement prospects.  Boomers have made some big retirement planning mistakes — even beyond giving away their record collections. The results of the IRI survey reveal that Boomers have an extremely dismal view of their future prospects. …

Average Retirement Age

Average Retirement Age: Is Early Retirement Even a Thing Anymore?

Up until a few years ago, early retirement was the goal of many older Americans. However, this trend seems to have peaked. What is an Early Retirement? There is no official measure of “early retirement.”  Retirement is a word that has come to mean many different things to many different people. However, when we talk…

using a reverse mortgage

Forget the 401k: This Is the Real Secret of a Secure Retirement

You probably intended to save more for retirement than you actually did.  Maybe you  have a 401k or an IRA.  Maybe you don’t.  The reality is that whatever savings you have scrimped together, it is probably not enough to pay for your golden years. Feeling the pinch?  You are not alone.  According to IRI data,…

Are You Making the Right Retirement Decisions? Find Out Now

We have a lot of choices to make as we approach, enter and live in retirement.  Making the right retirement decisions will impact our emotional and financial health.The major financial levers you have for retirement security include: how long you work, when you start Social Security, your health and healthcare spending, housing and mortgages, and…